Is Loan Modification A Good Idea?


A loan modification can help if you’re behind on paying a loan, such as a mortgage. Defaulting on a secured loan can result in the loss of your home, car, or other valuable possession. Although refinancing a loan is one possibility that can avoid, for example, foreclosure, it may also be possible to modify your […]

How Can I Stop Foreclosure?

foreclosure legal notice

If you’ve fallen behind on mortgage payments and have received a Notice of Default (NOD) from your lender, foreclosure is still not inevitable. There are several ways a Los Angeles foreclosure attorney can help you delay or stop further action. Sometimes, the lender will be open to a deal, since it’s usually better for them […]

Common Foreclosure Scams to Avoid

notice of foreclosure form with keys

Homeowners often don’t know what to do about foreclosure when they lose their job or face unanticipated hardship. If things aren’t bad enough, a fraudulent foreclosure-related company can get word of your situation (foreclosure filings can be found in public records). Predatory “foreclosure consultants” or “foreclosure specialists” are out there looking for people like you. […]

Protecting Your Home From Foreclosure

Los Angeles foreclosure defense attorney - Gavel and Foreclosure Notice document with old book.

If you, like thousands of Americans, have received a Notice of Default from your lender, your best bet may be to go to court immediately in order to keep your home and prevent a foreclosure. Whether you have received a Notice of Default or not, a skilled Los Angeles foreclosure defense attorney can help you […]

The HAMP Program

Couple New Home; Orange County Foreclosure Lawyer

To keep more Americans in their homes, the Home Affordable Modification Program (HAMP) established federal guidelines to modify qualifying mortgages. While the program may offer debt relief, the costs of a rejection can be high. Unforeseen fees and penalties may add up quickly while you wait for a decision. Orange County Foreclosure Defense Attorneys The […]

Short Sale Negotiation

Short Sale Sign; Orange County Foreclosure Lawyer

Once notorious for their difficulties, short sales are becoming a more common solution. Recent legislation has made it more difficult to process foreclosures, yet many banks still find that they have a backlog of homes. Unable to clear the backlog through traditional foreclosure, many may be more open to short sales. These factors can empower […]

Second Lien Negotiation

Writing Checks for Mortgage; Orange County Foreclosure Attorney

When facing foreclosure with two mortgages, the second lien holder will not likely foreclose on you. Instead they’ll wait to pursue you in civil court under a breach of contract claim, where they can seize wages and assets or even force you into bankruptcy. A skilled Los Angeles foreclosure defense attorney can negotiate with second […]

REST Report

REST Report - Orange County Foreclosure Lawyer

A loan modification can feel like an overwhelming process, but our REST Report helps simplify and streamline your application. When making a proposal, time is precious. Avoid rejections with accurate figures and thorough documentation with our Orange County foreclosure attorney. Get Loan Modification Help From a Los Angeles Foreclosure Attorney As a supplement to your application, […]

Real Estate Mortgage Litigation

Oaktree Law - Litigating to Save Homes; Foreclosure Attorney in Los Angeles

If you have been unfairly denied a loan modification or if your lender has brought a foreclosure action against you, the Orange County real estate lawyers at Oak Tree Law may be able to defend you, to obtain a loan modification, to get you more time to remain in your home, to prevent foreclosure or […]