Litigation Strategies in Foreclosure Cases

foreclosure-litigation-attorneys-meeting

Once a property is in foreclosure, a homeowner’s options range from filing for bankruptcy to applying for a loan modification. There are also options when it comes to litigation. The foreclosure process is confusing and complicated to most people already facing financial hardship. Even if you apply for a loan modification, the bank may still […]

Will Filing For Bankruptcy Stop My Foreclosure?

Trial-Bankruptcy-Foreclosure

Facing foreclosure can be one of the more troubling life events of adulthood, but it can happen to even the most financially savvy homeowners. ATTOM Data Solutions released its 2018 Foreclosure Market Report that shows bank repossessions, defaults and foreclosure filings are down 78% since the peak of the crash in 2010. Even though U.S. […]

Tips for Getting a Loan Modification

man-getting-a-loan-modification

Paying the monthly mortgage bill can become difficult, depending on whatever financial situation arises. Lenders often provide the option to refinance a mortgage loan. Another option is loan modification. Rather than starting over with a new loan, this adjusts the original loan terms. Your lender can, therefore, help make the loan less of a burden. […]

How to Immediately Stop Foreclosure

foreclosure-house-for-sale

The foreclosure process starts once you get a Notice of Default (NOD) from your lender. You’ve missed at least three mortgage payments, maybe more, so there seems to be no way to avoid losing your home. However, there are a few strategies that can set you on track. A foreclosure attorney near Los Angeles can […]

Is Loan Modification A Good Idea?

Loan-Application-on-clipbaord

A loan modification can help if you’re behind on paying a loan, such as a mortgage. Defaulting on a secured loan can result in the loss of your home, car, or other valuable possession. Although refinancing a loan is one possibility that can avoid, for example, foreclosure, it may also be possible to modify your […]

How Can I Stop Foreclosure?

foreclosure legal notice

If you’ve fallen behind on mortgage payments and have received a Notice of Default (NOD) from your lender, foreclosure is still not inevitable. There are several ways a Los Angeles foreclosure attorney can help you delay or stop further action. Sometimes, the lender will be open to a deal, since it’s usually better for them […]

Common Foreclosure Scams to Avoid

notice of foreclosure form with keys

Homeowners often don’t know what to do about foreclosure when they lose their job or face unanticipated hardship. If things aren’t bad enough, a fraudulent foreclosure-related company can get word of your situation (foreclosure filings can be found in public records). Predatory “foreclosure consultants” or “foreclosure specialists” are out there looking for people like you. […]

Protecting Your Home From Foreclosure

Los Angeles foreclosure defense attorney - Gavel and Foreclosure Notice document with old book.

If you, like thousands of Americans, have received a Notice of Default from your lender, your best bet may be to go to court immediately in order to keep your home and prevent a foreclosure. Whether you have received a Notice of Default or not, a skilled Los Angeles foreclosure defense attorney can help you […]

The HAMP Program

Couple New Home; Orange County Foreclosure Lawyer

To keep more Americans in their homes, the Home Affordable Modification Program (HAMP) established federal guidelines to modify qualifying mortgages. While the program may offer debt relief, the costs of a rejection can be high. Unforeseen fees and penalties may add up quickly while you wait for a decision. Orange County Foreclosure Defense Attorneys The […]