The HAMP Program

Couple New Home; Orange County Foreclosure Lawyer

To keep more Americans in their homes, the Home Affordable Modification Program (HAMP) established federal guidelines to modify qualifying mortgages. While the program may offer debt relief, the costs of a rejection can be high. Unforeseen fees and penalties may add up quickly while you wait for a decision. Orange County Foreclosure Defense Attorneys The […]

Short Sale Negotiation

Short Sale Sign; Orange County Foreclosure Lawyer

Once notorious for their difficulties, short sales are becoming a more common solution. Recent legislation has made it more difficult to process foreclosures, yet many banks still find that they have a backlog of homes. Unable to clear the backlog through traditional foreclosure, many may be more open to short sales. These factors can empower […]

Second Lien Negotiation

Writing Checks for Mortgage; Orange County Foreclosure Attorney

When facing foreclosure with two mortgages, the second lien holder will not likely foreclose on you. Instead they’ll wait to pursue you in civil court under a breach of contract claim, where they can seize wages and assets or even force you into bankruptcy. A skilled Los Angeles foreclosure defense attorney can negotiate with second […]

REST Report

REST Report - Orange County Foreclosure Lawyer

A loan modification can feel like an overwhelming process, but our REST Report helps simplify and streamline your application. When making a proposal, time is precious. Avoid rejections with accurate figures and thorough documentation with our Orange County foreclosure attorney. Get Loan Modification Help From a Los Angeles Foreclosure Attorney As a supplement to your application, […]

Real Estate Mortgage Litigation

Oaktree Law - Litigating to Save Homes; Foreclosure Attorney in Los Angeles

If you have been unfairly denied a loan modification or if your lender has brought a foreclosure action against you, the Orange County real estate lawyers at Oak Tree Law may be able to defend you, to obtain a loan modification, to get you more time to remain in your home, to prevent foreclosure or […]

Loan Modification

Oaktree Law - Staying in Your Home; Los Angeles Foreclosure Lawyer

If you are having difficulty paying your mortgage, or the amount you owe on your mortgage is more than value of your home, you’re not alone. With so many poorly underwritten mortgages out there, many lenders’ claims can now be challenged in court. Dedicated Los Angeles Foreclosure Attorneys A loan modification can offer significant relief […]

Jumbo Loan Modification

Couple Keeping their Home - Orange County Foreclosure Lawyer

A jumbo loan is a mortgage loan worth more than the standard loan limits and, thanks to exorbitant home prices during the housing bubble, Californians currently hold more jumbo loans than any other state. But living in a deflated market shouldn’t be a punishment. A skilled foreclosure defense attorney in Los Angeles can help you […]

Foreclosure Defense vs. Bankruptcy

Oaktree Law - Man with Complicated Financial Issues - Orange County Foreclosure Attorney

When a financial hardship puts you at risk of default, it may be hard to determine the best course of action. But what’s crucial is that you act quickly. Oaktree Law understands that when it comes to homeowners, there is no one size fits all solution. Orange County Foreclosure Attorneys Our attorneys work with precision […]

Deed in Lieu of Foreclosure

Title Deed & Keys - Foreclosure Attorney in Orange County

If you recently went into default, your mortgage holder may agree to a deed in lieu of foreclosure. In exchange for the deed, the lender would release you from the mortgage. With a hardship, you may even be free and clear within 90 days. Orange County Foreclosure Attorney Oaktree Law attorneys can negotiate an agreement […]

Consent Foreclosure

Banks & Foreclosure Attorney in Los Angeles

If your lender has already taken legal action, a consent foreclosure can protect against future losses. There may be court costs, but you will be shielded from a deficiency judgment, or liability for the unpaid balance of a mortgage after a foreclosure or sale. Orange County Foreclosure Attorneys Oaktree Law attorneys can determine quickly whether a […]