Coronavirus: Renter’s Relief in California

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The economic fallout of coronavirus is affecting tens of millions of Americans. In addition to those who have become ill with the virus, many have lost jobs, closed their businesses, and therefore struggling to pay rent. There are over 40 million renters and 30 million small business owners affected in the U.S., according to The […]

Coronavirus (COVID-19) Impact on Your Property Taxes

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According to the U.S. Department of Labor, there were more than 6.6 million jobless claims in the week ending March 28, as more and more people stay home.1 Coronavirus infections and COVID-19 have devastated the U.S. job market. As the global pandemic persists, federal, state, and local governments have sought to ease the financial burden […]

How Coronavirus Is NOT Impacting Wage Garnishment

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Various federal, state, and local agencies have offered financial relief during the COVID-19 global pandemic. For example, New York announced it would cease collection of state-owned medical and student debt for 30 days.1 In California, there’s now a 90-day grace period for mortgage payments and a moratorium on initiating foreclosure sales or evictions.2 But for […]

Coronavirus Mortgage Relief in California

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As novel coronavirus has spread across the globe, COVID-19 has affected every aspect of life. The U.S. Department of Labor reported nearly 3.3 million people filed for unemployment in the week ending March 21, the highest ever recorded.1 In California, 1 million people filed for unemployment in two weeks.2 The virus is not only overwhelming […]

How Coronavirus Is Impacting Your Bankruptcy Case

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Coronavirus is affecting every aspect of daily life including federal, state, and local governments. The courts have had to adjust their rules in light of the pandemic. We have put together this FAQ to help our clients navigate the new bankruptcy rules. This is not legal advice but guidelines. ARE THE BANKRUPTCY COURTS STILL OPEN? […]

Your Bankruptcy Roadmap to Navigate Tough Times

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Bankruptcy is an option during tough times. If you’re deep in debt due a loss of employment, emergency repairs, or a divorce, you can file for Chapter 7 bankruptcy to receive a discharge of debts, if approved by the court. With a Chapter 13 bankruptcy case, some debt may be discharged while you’ll receive help […]

Does Bankruptcy Clear My Tax Debt?

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Bankruptcy can provide you with a way out of tax debt. But when it comes to the IRS, being cleared of unpaid tax debt is more complicated than a court-approved discharge of, for example, credit card debt. Filing for bankruptcy can reduce or eliminate federal and state tax debt, as well as back taxes owed […]

By Doing Nothing, Does a Creditor Violate the Automatic Stay in Bankruptcy?

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Under Section 362 of the U.S. Bankruptcy Code, an automatic stay prevents creditors from collecting debts from a debtor. An automatic stay halts all actions, including repossessions, foreclosures, and phone calls, and is enforced by the bankruptcy court. Once collection actions are halted by the court, whether a creditor does nothing and still violates the […]

Will My Personal Bankruptcy Become Public?

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When you file for personal bankruptcy, it is considered “public record” in your home state. Information about it can be accessed through a court or other government entity without any formal authorization. In fact, all court proceedings are matters of public record unless a judge orders otherwise; bankruptcy records are rarely sealed unless you can […]

How to Avoid Bankruptcy Fraud in Los Angeles

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Bankruptcy fraud is no laughing matter. Bankruptcies are overseen by The United States Trustee Program which is an arm of the Department of Justice, so you’re essentially dealing with a government agency and they don’t take these transactions lightly.  Seeing as bankruptcy is a tool used in dire financial situations to forgive or restructure debts […]