Foreclosure Lawyers in Southern California

Defend your home and property from foreclosure.

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When You’re Facing Foreclosure, Do You Have Options?

Whether you’ve missed just one mortgage payment or formal foreclosure proceedings have already begun, you have options to relieve your debt and keep your home.


Get in touch with our OakTree foreclosure defense attorneys for your FREE case evaluation.

A loan agreement renegotiated by a foreclosure lawyer

Pre-Foreclosure Sale

If you have equity in your home, one way to prevent foreclosure is by selling and using the proceeds to pay off your loan.

Loan Modification

A skilled foreclosure lawyer may be able to negotiate a loan modification that lowers your payments temporarily or permanently.

Short Sale Negotiation

A foreclosure defense attorney can negotiate with your lender to sell your home for less than the loan amount. This mitigates the hit your credit would normally take due to foreclosure.

Mortgage Litigation

With the help of a foreclosure attorney, borrowers can defend their rights by citing breach of contract, mortgage fraud, unfair lending practices, or other concerns.

Chapter 7

Although Chapter 7 bankruptcy won’t remove any liens on your home, it does trigger an automatic stay that temporarily halts foreclosure.

Chapter 13

If keeping your home is your top priority, Chapter 13 bankruptcy provides a path to debt reorganization that may allow you to retain ownership.

Frequently Asked Questions

Find answers and insights to common concerns from our top foreclosure lawyers, and contact us for a FREE evaluation of your case.

Accreditations & Certifications

Clients’ Success Stories

Our 4 C’s of Excellence

COMMITMENT

We fight to help you escape foreclosure and get a clean start.

COMMUNICATION

Reach out and receive direct answers to your toughest questions.

COST

There’s never a fee for your first consultation with an OakTree foreclosure defense lawyer.

CHARACTER

We offer impartial advice and always act with your best interests in mind.

Settlements

$500M+ of relief won for clients

“Was going through a pre foreclosure and was so afraid my house was going to be taken away from me. The whole team went above and beyond to ensure they would help me. Julie and her team kept constant communication with me and took care of everything. Working with them was a dream come true honestly. This team truly cares about their clients and I am so lucky to have found them. Thank you!!” – Kellie Carson

Attorneys, Ed Pitts, Mark Hoffman, Julie J. Villalobos, and Herbert Wiggins

Why Choose OakTree

Our skilled foreclosure defense attorneys won’t rest until we get you a fair and reasonable resolution.

Our Southern California foreclosure  lawyers assess your unique situation and provide solutions to safeguard your family’s financial freedom.

Mortgage holders and banks count on you not knowing your rights. We’ve maintained our A+ BBB rating for more than 10 years by vigorously supporting homeowners. Our hundreds of 5-star reviews speak to our success in helping clients just like you navigate the stressful foreclosure process. 

Blogs

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OakTree Law has helped thousands of SoCal clients with over $500 million of relief. Fill out this form and our personal injury or debt attorneys will contact you for a free evaluation.

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