Why Choose OakTree Law

happy-couple-clearing-bankruptcy-debt

There comes a time in every law firm’s lifespan where we have to shamelessly promote ourselves and toot our own horn. This would be that time. There are a million reasons why we believe that OakTree Law is at the top of our class, but allow us to outline those reasons here. Life is full […]

What to Know Before Missing a Mortgage Payment

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Owning a home doesn’t protect you against losing your job, incurring unexpected repair or medical bills, or experiencing other forms of financial hardship. Missing a mortgage payment may seem quite devastating on top of your difficulties. However, the consequences aren’t always immediate, at least compared to not paying other bills. Having food on the table […]

What Can and Cannot Be Repossessed by Creditors

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Repossession is when a creditor gains control of property used as collateral for a loan that’s in default. A creditor reserves the right to take away something you own if you violate the terms of the agreement. However, there are rules they must follow. If you’ve failed to make monthly payments, and/or are in default, […]

Is Loan Modification A Good Idea?

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A loan modification can help if you’re behind on paying a loan, such as a mortgage. Defaulting on a secured loan can result in the loss of your home, car, or other valuable possession. Although refinancing a loan is one possibility that can avoid, for example, foreclosure, it may also be possible to modify your […]

How Can I Stop Foreclosure?

foreclosure legal notice

If you’ve fallen behind on mortgage payments and have received a Notice of Default (NOD) from your lender, foreclosure is still not inevitable. There are several ways a Los Angeles foreclosure attorney can help you delay or stop further action. Sometimes, the lender will be open to a deal, since it’s usually better for them […]

Common Foreclosure Scams to Avoid

notice of foreclosure form with keys

Homeowners often don’t know what to do about foreclosure when they lose their job or face unanticipated hardship. If things aren’t bad enough, a fraudulent foreclosure-related company can get word of your situation (foreclosure filings can be found in public records). Predatory “foreclosure consultants” or “foreclosure specialists” are out there looking for people like you. […]

How Long Does Foreclosure Take?

foreclosure-notice

Foreclosure, the process of your mortgage lender repossessing your home, sounds scary and can leave you lying wide awake at night if you’ve missed a couple of house payments. However, the reality is that this process happens slowly and the lender will usually offer a number of ways that a homeowner can redeem their loan […]

Protecting Your Home From Foreclosure

Los Angeles foreclosure defense attorney - Gavel and Foreclosure Notice document with old book.

If you, like thousands of Americans, have received a Notice of Default from your lender, your best bet may be to go to court immediately in order to keep your home and prevent a foreclosure. Whether you have received a Notice of Default or not, a skilled Los Angeles foreclosure defense attorney can help you […]