Bankruptcy filers often wonder if they can keep their homes. What happens to home equity is a concern for many as well. California has a homestead exemption that can protect some of your home’s equity in a bankruptcy case. Our Orange County bankruptcy attorney can determine if you qualify for a bankruptcy home equity exemption, […]
A creditor or government agency can garnish wages from your paycheck to cover unpaid debt. There are laws governing this process and several ways to stop wage garnishment. A wage garnishment lawyer can protect your rights. It also helps to better understand the process so you can more easily weigh your options, repay debts, and […]
Worldwide, fraud accounts for over $4.7 trillion in losses annually, according to a 2022 report by the Association of Certified Fraud Examiners.1 A civil lawsuit involving fraud doesn’t focus on proving guilt and convicting the defendant. It may even focus on a party other than the defendant used to engage in fraudulent activities. While the […]
Facing foreclosure is a time of challenge and uncertainty. On top of financial difficulties, you may be dealing with aggressive mortgage companies and the prospect of having your home taken away. That’s why you should never navigate a foreclosure case without an attorney. There are many ways a foreclosure attorney can improve the odds your […]
Any homeowner has to deal with property taxes. But you can reduce the amount you owe with a homestead exemption. Are you asking, “What is a homestead exemption?” In California, you can qualify for an exemption of up to $600,000 with the state’s homestead exemption rules that went into effect in 2021. If you’re […]
If you’ve filed for bankruptcy, applying for a mortgage or any type of loan may seem futile. Could it even be possible to secure such financial backing? With a bankruptcy attorney, it is. That’s not to say there are no challenges in getting approved for a mortgage. However, your chances are not completely eliminated. Here […]
Filing for bankruptcy is sort of a paradox. You’re looking for financial relief, but obtaining that relief comes at a cost. If your finances are already tight, it’s normal to wonder how you’re going to pay a bankruptcy lawyer, or what the process is for how they get paid. We’ll now cover some common questions […]
At OakTree Law, we provide various solutions to help improve your financial situation. These include Chapter 7, Chapter 11, and Chapter 13 bankruptcy as well as help with avoiding foreclosure or wage garnishment. Medical debt is one of the leading reasons people seek financial relief. We’ve helped many clients get back on their feet, […]
Drowning in debt can feel like a dire situation. You may have thoughts of leaving the country to escape it. But then again, you may have obligations to travel or had made plans before you considered bankruptcy. Will the court see your activities in a negative light? What are the penalties? If you’re asking, “If […]
Student loan debt can be an excessive burden. According to The Institute for College Access & Success, the average debt for the Class of 2019 (earning a bachelor’s degree) was nearly $29,000. In some states, it was close to $40,000.1 However, many students owe substantially more. Whether you owe on a federal or private student […]
