Orange County Bankruptcy, Foreclosure & Loan Modification Attorneys
At Oaktree Law, we are dedicated to helping our clients navigate the processes of filing bankruptcy and foreclosure in a way that will help them achieve the best possible results. Since 2009, our experienced bankruptcy attorneys in Irvine, CA have been helping clients throughout Orange County and the surrounding areas, and we look forward to helping you as well.
If your debt has become more than you are able to bear, an experienced bankruptcy attorney in Irvine may be able to help. While bankruptcy may end up being the best solution, it is crucial that you understand the options that you have available. Your Irvine bankruptcy lawyer will walk you through these options and help you determine the solution that is best for you.
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy allows debts to be paid down through the sale of assets and partial discharge of unsecured debt. It is typically the best option for both businesses and individuals alike.
Chapter 11 Bankruptcy
This option is often best for high-value businesses and individuals with a high net worth. When filing Chapter 11 bankruptcy, business owners are typically allowed to keep their business in operation throughout the process.
Chapter 13 Bankruptcy
If you are facing large debts but are still earning a steady income, Chapter 13 bankruptcy may allow you to still keep your property by reorganizing your debts into a payment plan that is more manageable.
Chapter 20 Bankruptcy
This option is a combination of Chapter 7 and Chapter 13 bankruptcy. Chapter 20 Bankruptcy allows you to discharge part of your debt and reorganize the remainder into a more manageable payment plant.
Your Irvine bankruptcy attorney will help you evaluate your present financial situation to determine which option will provide the solution you need.
Business and Civil Litigation
If you need to file either a business or civil lawsuit, an experienced Irvine civil litigation attorney from Oak Tree Law will be able to help. We handle the following types of litigation:
- Business Litigation
- Breach of Contract
- Partnership & Corporate Disputes
- Employment Disputes
- Insurance Bad Faith
- Intellectual Property
- Theft of Trade Secrets
- Misrepresentation and Fraud
- Wrongful Termination
When your estate is in proper order, your family won’t be forced to make difficult decisions if a tragedy occurs. Your estate planning attorney in Irvine, CA will be able to help you draft an estate plan that ensures your final wishes are met. Typical elements of an estate plan that we are able to help you put together include:
- Living Trusts
- Advance Health Care Directives
- Durable Power of Attorney
Foreclosure Attorney in Irvine, CA
Even in the face of foreclosure proceedings, you have options. Your foreclosure attorney will be able to help you understand the options that you have available and help you find a suitable alternative solution.
Your loan modification attorney will be able to work with your bank in order to lower your monthly mortgage payment – either on a temporary or permanent basis. To be eligible for a loan modification, there are a few qualifications that you must meet, including having a high interest, adjustable rate mortgage, a remaining balance on your mortgage that is greater than the value of your property, and a serious financial hardship that prevents you from making your payments.
Short Sale Negotiation
A short sale negotiation gives you more control over the sale of your property and also causes less damage to your credit than foreclosure.
If you feel that your lender has unfairly denied your attempts to pursue alternatives to foreclosure, mortgage litigation will allow you to take legal action against them, if such actions are indeed in your best interest.
Chapter 7 Bankruptcy
Filing Chapter 7 bankruptcy can delay your foreclosure, which may allow you to find a better solution to your debts and still keep your home. If you have already begun foreclosure proceedings, your Orange County bankruptcy attorney may choose Chapter 7 bankruptcy as way to help you avoid foreclosure.
At Oak Tree Law, we offer in-house notary services in order to provide our clients with legally binding notarization of their important documents. Documents that we are able to notarize include adoption papers, divorce agreements, custody agreements, and a wide range of other legal documents.
Personal Injury Attorney in Irvine, CA
If you have been injured in an accident that was the fault of another party, your personal injury attorney in Irvine can help you seek the compensation that you deserve. Common causes of personal injuries that we are able to help with include:
- Car accidents
- Slip & falls
- Medical Malpractice
- Truck Accidents
- Defective Products
- Dog Bites
- Bicycle Accidents
- Motorcycle Accidents
Real Estate Law
Our team of specialized attorneys understand the complexities of California real estate laws and are happy to assist you with a wide variety of real estate services, including:
- Contract Reviews and Negotiations
- Landlord/Tenant Disputes and Evictions
- Purchase and Sale of Residential and Commercial Properties
- Eminent Domain
- Residential and Commercial Leasing
If you have additional questions and would like to discuss your options with a professional bankruptcy lawyer in Irvine, please contact our office today at (562) 219-2979 or use our quick and convenient online form to request a free evaluation of your case.