What Are the Key Benefits of Chapter 7 Bankruptcy?

At OakTree Law, a Los Angeles Chapter 7 bankruptcy attorney will review all of your debt and clarify how a filing can help. Here are some of the ways you can expect to benefit from Chapter 7: A complete discharge of unsecured debt An immediate end to collection actions and harassment A quick resolution that lets you move on with your life

Which Debts Are Not Discharged by Chapter 7 Bankruptcy?

Some debts are not dischargeable by this form of bankruptcy, including alimony, child support, debts to government agencies for fines and penalties, and other specific debts. An OakTree lawyer can help you understand which of your debts can be addressed through Chapter 7 bankruptcy.

Can I File for Chapter 7 if I Have a Previous Bankruptcy?

Depending on the type of bankruptcy and the length of time since filing, there are limitations. Chapter 7 – Chapter 7: If you filed a Chapter 7 in the past, you must wait eight years before filing again. Chapter 13 – Chapter 7: If you filed a Chapter 13 in the past, you must wait six years before filing Chapter 7. For a full timeline of events when filing a bankruptcy, click here. Reach out to a Los Angeles Chapter 7 bankruptcy lawyer for a FREE case evaluation.

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Is Chapter 7 Bankruptcy Your Best Option?

If you are overwhelmed by debt and your financial situation has left you with little or no disposable income, you may benefit from Chapter 7 bankruptcy.

Connect with an OakTree Chapter 7 bankruptcy attorney for your FREE case evaluation.

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Credit Card Debt

Credit card debts are eliminated in Chapter 7 bankruptcy.

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Chapter 13 Bankruptcy Attorney – Oak Tree Law

IRS Debt

Federal income taxes may be discharged under Chapter 7.

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Medical Bills

Excessive medical debt is one of the top reasons to pursue bankruptcy.

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Utility Bills

Essential bills for water, electricity, and other utilities can be dismissed with Chapter 7 bankruptcy.

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Rent Payments

With Chapter 7, you won’t be responsible for unpaid rent for a property you no longer occupy.

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Wage Garnishment

Halt harsh collection actions such as wage garnishments with Chapter 7 protections.

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OakTree Law Southern California Bankruptcy Attorneys

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Frequently Asked Questions

Find answers and insights from experienced bankruptcy attorneys. Chapter 7 case evaluations of your specific circumstances are always FREE at OakTree Law.

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Clients’ Success Stories

Settlements

$500M+ of relief won for clients

“Thank you OakTree Law, I was taken good care of from the beginning to the end of my chapter 7 bankruptcy filing. You never know what to expect or what to do next, but they held my hand every step of the way. Great Team!” – Lois T.

Our 4 Cs of Excellence

Commitment

We’re dedicated to getting you maximum debt relief.

Communication

Our team supplies quick, clear answers to all of your questions.

Cost

You’ll know our fees upfront so there are no surprises.

Character

We stand strong, no matter how tough the challenge.

Attorneys, Ed Pitts, Mark Hoffman, Julie J. Villalobos, and Herbert Wiggins

Why Choose OakTree

Our experienced Chapter 7 lawyers work tirelessly to eliminate your debts while protecting your important assets.

Our Los Angeles Chapter 7 bankruptcy lawyers will help you reduce or eliminate credit card debt, IRS/tax debt, wage garnishments, and many kinds of other debts or obligations.

We’ve won over $500 million in relief for our clients and have maintained our A+ BBB rating for more than 10 years. As one of the largest Chapter 7 bankruptcy firms in Los Angeles, we’ve received hundreds of 5-star reviews.

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