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News

Student Loans and Bankruptcy

man using calculator with his student loan contracts

Student loan debt has surpassed credit card debt across the nation. Many are finding it difficult to pay back their student loans. Filing bankruptcy is a complex legal process and, despite the misconceptions, it is possible to discharge student loans. However, the legal requirements are complex and often discouraging. You should, therefore, hire a Los […]

How Do I Know I Can File for Bankruptcy?

worried-couple-looking-at-bills

Bankruptcy is a financial option available to anyone. If you’ve tried to pay your bills, but still have too much debt, it can help improve your situation over time. You might consider speaking with a Los Angeles bankruptcy attorney for several reasons. Perhaps you’ve lost your job, are getting a divorce, or have high medical […]

Small Business Debt

Man in front of small business

Owning a small business may be your dream, but starting one often requires borrowing money. Taking on the right amount of debt can be beneficial. However, this depends on timing. Too much debt is one reason half of small businesses fail in their first five years. There are many ways to deal with small business […]

Can Any and All Debts Be Dischargeable in a Bankruptcy Case?

man contemplating bankruptcy

When debts are discharged in a bankruptcy case, the debtor is freed of any legal obligation to pay them. Creditors can no longer take any collection action, communicate with the debtor, or pursue legal action. Your Los Angeles bankruptcy attorney will inform you of which debts are dischargeable. Whether your debt is dischargeable depends on […]

What Is an Automatic Stay?

Lawyer giving consultation to client

An automatic stay is a simple one-page document. Once you file for bankruptcy, your Los Angeles bankruptcy attorney sends this document to creditors, notifying them of your situation. It legally prohibits them from taking various actions. Although creditors can motion to remove or modify an automatic stay, violating it can lead to sanctions by the […]

How Can I Stop Foreclosure?

foreclosure legal notice

If you’ve fallen behind on mortgage payments and have received a Notice of Default (NOD) from your lender, foreclosure is still not inevitable. There are several ways a Los Angeles foreclosure attorney can help you delay or stop further action. Sometimes, the lender will be open to a deal, since it’s usually better for them […]

Why Should I Hire an Attorney for Business Litigation?

Lawyer with Gavel on Table

You may be successful in business, but handling a legal issue requires extensive training and expertise. Business litigation hearings can be difficult to navigate, especially if your legal knowledge is limited. There are many rules and loopholes to consider. Legal issues aren’t uncommon even if you run your business faithfully; here are reasons to hire […]

How to File Bankruptcy?

bankruptcy form and coffee on table

If you’re facing an overwhelming amount of debt, bankruptcy provides a legal solution to your problems. It’s essentially a way to start over. Depending on the type of bankruptcy you file, you your debts may be discharged (meaning your legal obligation to pay them is eliminated) or an affordable three- to five-year payment plan can […]

Does Filing for Bankruptcy Affect My Retirement?

couples retirement planning with consultant

The Employment Retirement Income Security Act of 1974 (ERISA) protects qualifying private company pensions. In 2005, Congress overhauled bankruptcy laws so that now almost all ERISA-qualified retirement accounts and pension funds cannot be accessed by creditors. However, there are exceptions, and state exemptions may apply to your property, so it’s important to consult a Los […]