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Riverside Bankruptcy Attorney

Foreclosure, Loan Modification, Business Litigation, and Bankruptcy Attorney in Riverside

7121 Magnolia Ave., Suite V4 Riverside, CA 92504

(951) 877-5090

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Proudly serving clients throughout Southern California, OakTree Law offers financially focused professional legal services in Riverside, specializing in several different types of bankruptcy and capable of handling a range of legal and litigation matters. Our founder, Julie J. Villalobos, began this firm in 2009, to offer clients financial help. We’ve since grown into a law firm that helps clients on many different levels.

Our Riverside office is conveniently located on Magnolia Avenue, near the 91 Freeway, just outside of downtown. We are quite fond of the city of Riverside and the Inland Empire in general. The city is home to the Mission Inn and the University of California, Riverside, but is also known for various other educational institutions as well as its museums, arts, and culture. Serving clients in this fast-growing city is helping them benefit from bankruptcy, business, civil litigation, real estate, and other legal services.

Why OakTree Law

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We fully understand the impact of financial stress. Our team of attorneys is compassionate and dedicated to providing individualized financial and legal solutions. When you’re facing financial difficulties, such as high amounts of debt or foreclosure, you need a lawyer who will fight for your rights. The same legal support and financial relief is available in Riverside County as we provide to clients in Los Angeles and Orange Counties. Continue reading to learn more about our nationally recognized bankruptcy and foreclosure services and legal expertise.

Our Legal Services


Bankruptcy is a largely misunderstood process but can offer a range of protections. We’ve helped thousands of clients use it to better manage their circumstances. It can be applied in various situations because a few types of protections are available to clients who, for example, may be overwhelmed by credit card debt or are struggling with their mortgage. As a leading bankruptcy attorney in Riverside, we can help you with:

  • Chapter 7: Allows you to discharge unsecured debt or sell some assets to pay down existing debts. Individuals or businesses can file for Chapter 7 bankruptcy.
  • Chapter 11: Owners can reorganize their business and continue to operate, while having full control over the process; this is also an option for individuals with a high net worth.
  • Chapter 13: Also called the wage earner’s plan, it’s suited for people with a steady income, but have a large amount of debt. Debts can be reorganized into a plan that’s easier to pay, while property is secured.
  • Chapter 20: Discharges debt via a Chapter 7 filing and then creates a re-payment plan with a Chapter 13 filing. While this is a more complex, multi-step process, achieving financial security this way is possible with the help of an experienced attorney.


Financial difficulties out of your control can make it impossible to pay your mortgage. Since the lender is concerned only with getting paid; foreclosure can cost you your home; but we’ll stand up for your rights to find practical alternatives.

Loan Modification

Changes to your current mortgage terms can help financially. We can work with your bank or lender to achieve, for example, lower monthly payments if you have a high interest rate loan, an adjustable-rate mortgage, or owe more than what your property is worth.

Business and Civil Litigation

Business associates deal with various legal issues on a daily basis; an experienced corporate attorney can help navigate partnership disputes, intellectual property, breach of contract, employment issues such as wrongful termination, and franchise bankruptcy issues. At OakTree Law, we are also civil law experts so can provide the support you need during a civil case.

Estate Planning

Our legal team assists with wills, living trusts, and advance health care directives. Whether you want to issue a durable power of attorney to allow others to manage your private or business affairs, or establish control over how your assets are distributed in the future, we can assist in drafting legal documentation and authorization.

Short Sale Negotiation

If you’re in the unique situation of having property worth less than the amount owed on your loan and are unable to keep up with monthly payments, a short sale may be possible. To sell your property for less than the amount of the loan, the lender must cooperate; we can help create an agreement that works to your benefit.

Mortgage Litigation

When you’ve taken steps to avoid foreclosure on your Riverside home, and the lender has denied any request for loan modification, legal action may be the next practical step. Our attorneys can help determine if this is so, protect your home, and find a solution you and your mortgage servicer can agree on.

Notary Services

We offer legal, binding notarizations that help with issues such as bankruptcy or estate planning. Documents such as affidavits, adoption papers, child custody agreements, escrows, divorce papers, deeds, travel documents, powers of attorney, trusts, vehicle title transfers, and others may need to be verified by a notary public as well.

Personal Injury

After a vehicular accident, slip and fall, dog bite, defective product injury, or medical malpractice, the physical, emotional, and financial aftermath can be too much to bear. Our Riverside personal injury attorney can provide representation and get the compensation you deserve in these and many other types of cases.

Real Estate Law

In real estate, there are often various ongoing legal matters. We work with area home and business owners with contract review and negotiation, corporate planning for real estate investment, and purchase, sale, or lease of properties; and whether you face an eminent domain or eviction issue, or landlord-tenant dispute, we can help every step of the way.

Contact OakTree Law Today

The attorneys at our Riverside office are here to help home and business owners with a wide range of legal issues. Our legal services are available to corporate clients and to individuals looking for a bankruptcy attorney. To get started, request a free evaluation by submitting your information online, or call us directly at 951-877-5090.