Credit Card Debt Lawyers in Los Angeles

Get relief from credit card debt with Chapter 7 & 13 bankruptcy attorneys at OakTree Law.

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Why Get Help With Credit Card Debt Relief?

Credit card debt only gets worse over time. It’s a major source of stress that will keep you working well beyond retirement age if you don’t get it under control.

Trust our attorneys to secure financial relief and peace of mind for you.

Reach out to one of our experienced credit card debt lawyers for a FREE case evaluation.

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Chapter 7 Bankruptcy Attorney – Oak Tree Law

Collector Harassment

Debt collectors must follow federal and state laws, but many cross the line and engage in harassment.

Child Support

Lawsuits

When attempts to collect your debt have been unsuccessful, creditors may take legal action to obtain repayment.

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Wage Garnishment

Creditors can obtain a legal judgment to have money withheld from your paycheck to pay a debt.

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Levies and Liens

Legal tools such as levies or liens against your car or home can be used to collect unpaid credit card debt.

Exemption

Credit Score Damage

A high debt-to-income ratio can tank your credit score and make it difficult to rent or buy property, secure a loan, pay for utilities, and even secure a job.

Chapter 13 Bankruptcy Attorney – Oak Tree Law

Bankruptcy

Chapter 7 bankruptcy can eliminate credit card debt, while Chapter 13 allows for a structured repayment plan.

Frequently Asked Questions

Insights from experienced credit card debt lawyers

Accreditations & Certifications

Clients’ Success Stories

Settlements

$500M+ of relief won for clients

“I met with the owner Julie, she is absolutely fantastic!! She was always there every time I had a question, and I had many questions. I cannot tell you what peace of mind I had to get this bankruptcy done. Julie and her firm are professional and knowledgeable on the bankruptcy procedure. I have recommended this firm to all my friends and family.” – Isela H.

Our 4 Cs of Excellence

Debt Relief

Commitment

We fight diligently to resolve your credit card debt problems.

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Communication

We provide quick responses to every concern or question.

Costing

Cost

Our fees are up-front so there are no surprises.

Honesty and integrity with every case

Character

We believe everyone deserves a fresh start.

Attorneys, Ed Pitts, Mark Hoffman, Julie J. Villalobos, and Herbert Wiggins

Why Choose OakTree

Our credit card debt lawyers have secured $500 million+ in relief for our clients. We can do the same for you with a legal strategy customized to your unique situation.

We are a top-rated SoCal law firm dedicated to resolving your credit card debt problems. Our lawyers stand strong against the credit card companies holding your financial future hostage.

We fight against aggressive collectors, freeing our clients from drowning debts. Our outcomes have earned our firm 300+ 5-star reviews and an A+ rating from the Better Business Bureau.

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By submitting this Form, I hereby expressly consent to receive automated communications including calls, texts, emails, and/or prerecorded messages.