How to Stop Wage Garnishments In California?

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Why Get Help With Credit Card Debt Relief?

Credit card debt only gets worse over time. It’s a major source of stress that will keep you working well beyond retirement age if you don’t get it under control.

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Collector Harassment

Debt collectors must follow federal and state laws, but many cross the line and engage in harassment.

Lawsuits

When attempts to collect your debt have been unsuccessful, creditors may take legal action to obtain repayment.

Wage Garnishment

Creditors can obtain a legal judgment to have money withheld from your paycheck to pay a debt.

Levies and Liens

Legal tools such as levies or liens against your car or home can be used to collect unpaid credit card debt.

Credit Score Damage

A high debt-to-income ratio can tank your credit score and make it difficult to rent or buy property, secure a loan, pay for utilities, and even secure a job.

Bankruptcy

Chapter 7 bankruptcy can eliminate credit card debt, while Chapter 13 allows for a structured repayment plan.

Frequently Asked Questions

Insights from experienced credit card debt lawyers

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Clients’ Success Stories

Settlements

$500M+ of relief won for clients

“Anyone who has experienced a wage garnishment understands how violating a wage garnishment can be. The team at OakTree Law Firm was professional, responsive, considerate and sensitive to our desire to resolve this as quickly and painlessly as possible.”

Our 4 C’s of Excellence

Commitment

We fight diligently to resolve your credit card debt problems.

Communication

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Character

We believe everyone deserves a fresh start.

Why Choose OakTree

Our credit card debt lawyers have secured $500 million+ in relief for our clients. We can do the same for you with a legal strategy customized to your unique situation.

We are a top-rated SoCal law firm dedicated to resolving your credit card debt problems. Our lawyers stand strong against the credit card companies holding your financial future hostage.

We fight against aggressive collectors, freeing our clients from drowning debts. Our outcomes have earned our firm 300+ 5-star reviews and an A+ rating from the Better Business Bureau.

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