How to Reduce Financial Stress During the Holidays

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People experience all kinds of extra stress during the holidays. From having more to do to feeling emotional about friends and family you are unable to visit, there are numerous factors. Another stressor is the financial toll the holidays can take. Shoppers often rely on credit cards to get them through the holiday season, which […]

What Does the HAVEN Act Mean for Disabled Veterans and Their Families?

Disabled-Veteran-Wheelchair-HAVEN Act

The Honoring American Veterans in Extreme Need Act of 2019, or HAVEN Act, was passed on August 23, 2019. It has important implications for veterans who file for Chapter 7 and Chapter 13 bankruptcy. After all, nearly 15% of those who file for bankruptcy in the U.S. are veterans (who account for just 10% of […]

How to Immediately Stop Foreclosure

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The foreclosure process starts once you get a Notice of Default (NOD) from your lender. You’ve missed at least three mortgage payments, maybe more, so there seems to be no way to avoid losing your home. However, there are a few strategies that can set you on track. A foreclosure attorney near Los Angeles can […]

Can You Keep Your Car During a Bankruptcy?

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If you’re facing large amounts of debt, resolving your situation is a top priority. Keeping your car is probably at the top of the list as well, since you’ll still need to get to work, the grocery store, and to school to pick your kids up. Whether you can keep your car depends on several […]

Rebuilding Your Credit Score After Bankruptcy

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When you file for bankruptcy, it can remain on your credit report for up to 10 years. You may wonder what good discharging your debt has done. However, it’s possible to start rebuilding your credit soon after your bankruptcy filing. In fact, lenders can look upon your lighter debt burden favorably. There’s also no possibility […]

Why Choose OakTree Law

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There comes a time in every law firm’s lifespan where we have to shamelessly promote ourselves and toot our own horn. This would be that time. There are a million reasons why we believe that OakTree Law is at the top of our class, but allow us to outline those reasons here. Life is full […]

Bankruptcy Exemptions

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When you file for Chapter 7 bankruptcy, there is a system that determines the property you get to keep and that which will be sold to pay your debts. You may get to keep your home, car, and other valuable personal assets during and after the bankruptcy process. Nonexempt property will be sold by the […]

What Should I Expect From My Bankruptcy Attorney?

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Whether you’re filing Chapter 7, Chapter 13, or other form of bankruptcy, you need a bankruptcy attorney for help navigating the complex process. Bankruptcy can free you of debt or provide a more practical way to improve your financial situation. A bankruptcy case can be challenging; just filling out the right forms can be stressful, […]

Why More and More Seniors Are Filing for Bankruptcy

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The number of senior citizens who have filed for bankruptcy has risen dramatically. According to The New York Times, although the number of older Americans has increased about 500%, about 12% of those are now seniors. In 1991, seniors represented just 2.1% of filers, representing a nearly 10-fold increase in less than three decades. Why […]