When you file for personal bankruptcy, it is considered “public record” in your home state. Information about it can be accessed through a court or other government entity without any formal authorization. In fact, all court proceedings are matters of public record unless a judge orders otherwise; bankruptcy records are rarely sealed unless you can […]
Top 9 Questions Couples & Partners Ask About Bankruptcy
The decision to file for bankruptcy is never an easy one. For married couples and those thinking about marrying their loved one, filing for bankruptcy can be even more complicated. Debt collection, foreclosure, and wage garnishment become not only personal problems, but your partner’s as well. To reduce the stress, here are answers to common […]
What Is a Charge-off?
At OakTree Law, our Los Angeles bankruptcy attorneys assist clients with various financial matters. If you think having high credit card debt or missing a credit card payment is bad, having a charge-off on your credit report is worse. A charge-off occurs when you’ve missed several months of credit card payments. The creditor has essentially […]