How Coronavirus Is NOT Impacting Wage Garnishment

Text Covid-19 On Wood Frame With Woman Showing Her Empty Pocket

Various federal, state, and local agencies have offered financial relief during the COVID-19 global pandemic. For example, New York announced it would cease collection of state-owned medical and student debt for 30 days.1 In California, there’s now a 90-day grace period for mortgage payments and a moratorium on initiating foreclosure sales or evictions.2 But for […]

By Doing Nothing, Does a Creditor Violate the Automatic Stay in Bankruptcy?

Automatic-Stay-ruling-in-the-courts

Under Section 362 of the U.S. Bankruptcy Code, an automatic stay prevents creditors from collecting debts from a debtor. An automatic stay halts all actions, including repossessions, foreclosures, and phone calls, and is enforced by the bankruptcy court. Once collection actions are halted by the court, whether a creditor does nothing and still violates the […]

Top 9 Questions Couples & Partners Ask About Bankruptcy

young-couple-bankruptcy-financial-stress

The decision to file for bankruptcy is never an easy one. For married couples and those thinking about marrying their loved one, filing for bankruptcy can be even more complicated. Debt collection, foreclosure, and wage garnishment become not only personal problems, but your partner’s as well. To reduce the stress, here are answers to common […]

5 Tips for Dealing with Debt Collection

Final Notice

Debt collectors often resort to unreasonable, and illegal, means to seek payments from consumers. Regardless of their unscrupulous actions, you have the last say in how you manage debt. A Los Angeles bankruptcy attorney can determine whether the debt collector is being fair and can provide solutions to help pay off your debt. When a […]