Richard D., Sylmar

Oak Tree Law is a fantastic law firm when it comes to Loan Modification. Atty. Mark Hoffman and his assistant Jennifer Leonard both did a fantastic job and I highly recommend the firm to everyone.

My uncle Tito referred us to Marissa Pitts at Oaktree law after his Modification got approved within 30 days. We decided to try out Oaktree Law after trying to Modify our loan for a year with Bank of America which kept denying us. I made my appointment with Marissa Pitts. She was very professional and detailed in explaining us the whole process. We just got our Modification approved a couple of days ago and she saved us $600.00 on our monthly payment and also explained to us she was going to put us through a program for interest forgiveness or principal reduction which would bring our mortgage payment even lower. We are very happy and will refer her to everyone that we know that needs help with the Modification. I want to thank Marissa and Jennifer and the whole team at Oaktree Law for caring.

— Arcelia G., Granada Hills

Thanks for helping me on my loan modification. I tried to do it myself, but just ran into dead ends dealing with Bank of America. After going through the process with Oaktree Law working with me, I know it wouldn't have been possible without their help. Loan mods require professional assistance from an attorney who knows what they are doing and who will stand up to banks and ensure that the bank's employees won't deny you a modification due to incompetence. I also appreciate their honest way of doing business and only accepting cases they know are able to modify, quite contrary to other horror stories I've heard of. I would recommend them to anyone I know who is contemplating a loan mod.

— Antonio L., Marina Del Rey

So happy with the service! I did not want to go here but my boyfriend talked me into it. My mortgage was reduced $500. I no longer have to rent a room out to pay my ever rising mortgage payment. Rex and Jennifer were great. Especially Jennifer who kept in constant contact to make sure things went smooth. Best investment you can make to keep your home.

— Amy C., Long Beach

“These guys go above and beyond. They work hard for you.”

I was extremely hesitant to go through with a modification or even attempt the process. I was leery of the process and unsure from all the horror stories I've heard. Marissa from Oaktree Law was a blessing. She walked me through the whole process. Everything she told me to do, I did. Everything she said she would handle, was handled. I had questions for their attorney... she was available anytime I needed to talk to her. Ed was also available whenever I had questions in the final stages with the modification offers from the lenders. These guys go above and beyond. They work hard for you. I know I did not only one mod but two. I was able to modify a jumbo loan on my primary residence and also on an income property I own. These people really stuck to their word. I cannot recommend them enough. I was in good hands. Thanks Oaktree Law!!!! Your help Is truly appreciated.

— Deana G., Sun Valley

How do I say thank you to such great people. My bank was treating me like a dog. I would send in all the documents they wanted again and again. When they finally came back with what they said was help, they lowered my payment 37 dollars, that’s right 37 dollars…I came to Oaktree Law and with their guidance and help, I received a modification that lowered my payment by 824 dollars and brought it current. Thanks!

— Alaa Abdel M., Irvine

I can't believe what happened to me today! I feel like I have won the lottery, actually I have. I won the mortgage lottery and I owe it all to "Oak Tree Law". I have been working on a mortgage modification for my home since 2007. I have spoken to every company out there and have paid several companies to modify my loan and have had absolutely no results until now. And what great results I have received from Oak Tree Law and their staff. My story started in January 2007 and was told by a firm "don't worry you will get your modification done in no time and will save a fortune". By July I found out on my own that my house was going to foreclose in 2 days and I needed $27,000.00 in order to save it. Fortunately, I was able to scramble and get the money together from family and friends and was able to save the house. I cried all night and prayed all night that I could get all the money together and be able to drive it to San Diego by 4 pm and save the house. I did not know how I would tell my children that we lost out home. I thought I would be the biggest failure as a parent if this would happen. Mu original loan was for about $618,000.00n with a $5000.00 payment at n7.3% interest. My new payment went up to n$7,500.00 with the same interest rate to pay back the monies I was behind. I could only make this payment for a few months and I continued to struggle. I then sought out other loan modification companies and they took my money and always came back with the same answer....:Your loan is held by a group of investors and they do not want to modify your loan". In the fall of 2011n I heard an accountant advertise his firm and said that he had all the key people from various lending institutions working for him and he had a 95% success rate. So I called him up, made an appointment and he told me I was a lost cause. Mind you this whole time I was always just 1 payment away from foreclosure. Then it happened, my loan was sold to OCWEN and because I was behind in my payments close to $100,000.00 they told me I was only able to make a payment if I paid the past due in full. It was all or nothing! I then started to panic. I couldn't come up with that kind of money in this kind of an economy. That's when I remembered I had met Rex from Oak Tree Law and I called him. I went to him on December 27, 2011 and was practically in tears and begged him to help me. Rex was so kind and told me what had to be done, we did everything in one meeting and he made no promises. He just told me Oak Tree Law would do their best and I should relax, pray and do what was expected of me in order to have success with the modification. Rex made me feel better and fave me hope. He worked with me in every way. My with late fees and interest is now at $698,000.00 at 7.3% and today has been reduced $300,000.00 and is at 2% interest. This means $300,000.00 of my principle just went away. Hard to believe, this is money I no longer owe. My payment was almost $5000.00 and now is $1587.00. This is crazy! When Oak Tree Law told me this I said please verify this, I can't believe this. They called me back and said this is correct! This is why if you need your loan modified and have tried everything you really haven't........ because you have not tried Oak Tree Law. This took 4 months and now I can sleep at night knowing my children will be able to grow up in the house they know as their home. THANKS "OAK TREE LAW"! You have changed my life!

— Chantal B., Claremont