Deana G., Sun Valley

I was extremely hesitant to go through with a modification or even attempt the process. I was leery of the process and unsure from all the horror stories I’ve heard. Marissa from Oaktree Law was a blessing. She walked me through the whole process. Everything she told me to do, I did. Everything she said she would handle, was handled. I had questions for their attorney… she was available anytime I needed to talk to her. Ed was also available whenever I had questions in the final stages with the modification offers from the lenders. These guys go above and beyond. They work hard for you. I know I did not only one mod but two. I was able to modify a jumbo loan on my primary residence and also on an income property I own. These people really stuck to their word. I cannot recommend them enough. I was in good hands. Thanks Oaktree Law!!!! Your help Is truly appreciated.

I have tried on my own 3x's with NACA to go face to face with my lender, Indymac. I had an adjustable pay option that would be adjusting this July. I was also underwater. Each time I was turned down because I was current and that my payment was within 31% of my income. Even though I was being proactive and trying to prevent a foreclosure, they wouldn’t help me. So this past January, my wife and I went to Oak Tree Law and got the results we needed. By March we received a 3mos. trial modification to start in April. Before our June payment, we received our permanent modification agreement! They offered a 2% for 5yrs, 3% for one yr, and 3.875% for 34yrs., plus removed $87K off the principle balance. Thank you Jesus Christ, and thank you Oak Tree Law for saving my family's home! Continue praying, "Ask and you shall receive".

— Tony M., Chino

Thank you Jennifer and Marissa with all your help in getting my loan modified. You guys have been great!

— Jonah, Chula Vista

I went to Oaktree Law during a difficult and stressful time in my life. I had debt I couldn't afford to pay and a mortgage that had become difficult to afford. I was scared I was going to lose my house that I had worked very hard on keeping. When I went in they were very comforting. They not only decreased my payment tremendously they were always there when I had questions or concerns. Anytime I called there was someone to answer my questions. I would recommend Oaktree Law to anyone and everyone I know.

— Rita A., Long Beach

Thanks Oaktree Law for helping me stay in my home:I find that it is not just neat, but absolutely great when you can get the help you need at a critical time.My home was/is upside down, I was unable to pay the mortgage, and I needed help to stay in my home. How I got into this circumstance is not relevant, but I will tell you anyway.I used to own five rental properties purchased with equity from my primary home, which is now under water. And then the bottom fell from real estate investments. Rental houses were now worth less and I couldn’t rent them for enough to cover costs, and so I began to lose money – first the rental properties, and then I was about to lose the home in which I have lived 23 years.I had talked to friends and colleagues who had coordinated their own loan modification successfully, and yet I needed help right now to avoid foreclosure. I didn’t have time for trial and error…Oak Tree Law gave me 60 minutes of free consulting during which I saw the light at the end of the tunnel. I had talked to other companies that offered free consulting; they didn’t stand out as did Oak Tree Law.Two weeks later I told Marissa I wanted to work with her, she told me what documentation to assemble, and we arranged our next meeting. I will tell you than I consider myself rather well organized, which made it quite easy to meet Marissa’s documentation requirements.My second and last meeting with Marissa lasted 2 hours during which time I filled in forms, she assembled financial information before calling and establishing prerequisite arrangements with mortgage servicer, I crafted a hardship letter, and all the required documentation was faxed to mortgage servicer then and there.Three weeks later I was informed by mortgage servicer I had been accepted for trial loan modification. I have since completed trial payments and loan mod is now permanent. My monthly mortgage is reduced from $2,540 to $1,325, a reduction of more than $1,200/month. Specifics of my loan modification include a 2% interest rate; maturity is extended to 40 years, and forbearance in the amount of $110,000.Thank you, Oak Tree Law for your efficiency and your effectiveness. Thank you, Marissa for being so good at what you do. You knew what was needed, when it would be needed, you knew the ins and outs of the process and you went about it with a purposefulness I genuinely appreciate and admire. Marissa, you ROCK…With much appreciation,Herman Powells

— Herman P., Inglewood

Oaktree Law is awesome! I was literally about to walk away from my home because I was getting nowhere with B of A and felt hopeless. Until, I heard the radio commercial and called. Long story short I kept my home and got my interest rate reduced from 7.25 to 3.875 percent. Im now stress free and opening up the next chapter in my life thanks to the assistance of Oaktree Law. Marissa Pitts is a great person that assured me the whole time with great confidence that my modification would happen. And it did, but not overnight. So be patient and believe in Oaktree.

— Steve Ortiz, La Mirada

Normally I do not give endorsements or recommend suppliers no matter how well they may have performed. However in this situation I decided to make an exception because it could help others realize the wonderful results we have achieved and possibly eliminate or reduce the tremendous stress associated with working with mortgage company's and lenders.I can't tell you how Oaktree Law took such a stressful and complicated situation from my family when I was at a dead end with Chase Bank, on getting a modification, which my wife, and I fought for over a period of 18 months with customer service, and this one, and that one, talking and no one caring, we were ready to just give it up.Then the faithful day, most would say fateful but faith is more to the point, that you entered our lives. From day one you put us at ease and immediately we felt as if our lives were headed back in a direction we knew and understood. Your knowledge of the system, especially Chase Bank, our lender, was critical. You explained the process, the cost, and what we could expect to happen. Surprisingly, it was exact and right on point.The satisfaction and contentment with what Oaktree helped us achieve has allowed us to move forward and back into our lives. Sounds weird to say back into and yet move forward but it does state how a peaceful continence, a sense of presence in the now, allows us to have the capacity to see a very bright future. You, Marissa, are a very large, and important piece of why we are headed into a future that is as welcoming and exciting as it has become. Melissa and I are impressed with your business acumen and tenacity. We knew that was what was needed when dealing with the institutions you had the unenviable task of working with. Fortunately for us, you knew what you were going into and what was going to be needed. Bottom line for us is that without you our world, our future would be completely different than the one we now find ourselves in. Melissa, and I thank you from the depths of our soul and count ourselves fortunate to have discovered a person of your abilities.Thank You, Marissa, and Oaktree Law.

— Henry & Melissa, Chino Hills