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Client Receives 2% Loan Modification From GMAC. Saves $700 a Month!

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GMAC Mortgage Loan Modification

Our client from La Habra Heights just received a HAMP Modification from GMAC Mortgage. When she came into our office for a free consultation her interest rate was 5.25% with a $2,710 monthly payment. We began our negotiation with the bank to get her payment down. GMAC pushed back against our proposals but we stayed persistent and finally got a great permanent modification. The new terms are $2046 monthly payment with interest rates of 2% for 1-5 years, 3% for 6-7 years, then caps out at 4% for the reaming 17 years.

Banks are giving out loan modifications, but sometimes you have to fight for them. It was a great team effort from Oaktree Law and our client.

Julie J.Villalobos
Julie J. Villalobos is a founding partner at OakTree Law, where she focuses on protecting clients' rights in bankruptcy, foreclosure defense, and personal injury matters. With extensive experience handling complex financial and legal challenges, Julie is committed to helping individuals and families recover after life-altering events. She brings a strategic, compassionate approach to every case, ensuring her clients understand their rights and receive the compensation they deserve.

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