Huntington Beach Bankruptcy Attorney

Orange County Bankruptcy, Loan Modification, Mortgage Litigation & Foreclosure Attorney

Sunset Over Huntington Beach PierOaktree Law has been providing clients with comprehensive, high-quality service in bankruptcy, loan modifications, mortgage litigation and foreclosure defense since being founded by Julie J. Villalobos in 2009. Our bankruptcy attorneys in Huntington Beach are dedicated to using the expansive skills of our focused, well-rounded team of experienced financial law attorneys to help each of our clients on a more individual basis, offering complete solutions that are tailored to their specific needs.

Bankruptcy Attorney in Huntington Beach, CA

If you have become overwhelmed by debt and aren’t sure how to regain control of your finances, you need the assistance of an experienced bankruptcy attorney in Huntington Beach. Bankruptcy can be a solution, but it’s important to understand your options. Your Huntington Beach bankruptcy lawyer can help you determine which of the following options is most suitable for your individual needs.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is best for individuals or businesses. Allows debts to be paid down through sale of assets and discharging parts of unsecured debt.

Chapter 11 Bankruptcy

Chapter 11 Bankruptcy is perfect for businesses and individuals who have a significant net worth. Typically allows the owner to retain control and remain in operation while reorganizing their business.

Chapter 13 Bankruptcy

Chapter 13 Bankruptcy is best for individuals earning a steady income but facing large debts. This option may allow you to reorganize your debts into a more manageable payment plan, but still secure your property.

Chapter 20 Bankruptcy

Chapter 20 Bankruptcy combination of Chapter 7 (discharges your debt) and Chapter 13 (allows you to pay the rest of your debt through a practical payment plan).

Your Huntington Beach bankruptcy attorney will help you evaluate your current financial situation to determine which option will be the most beneficial solution for you.

Business and Civil Litigation Attorney in Huntington Beach, CA

Your experienced civil litigation attorney in Huntington Beach, CA will evaluate your case carefully before committing to litigation and will work tirelessly to protect your interests and achieve positive results. We handle the following types of litigation:

  • Business Litigation
  • Breach of Contract
  • Partnership & Corporate Disputes
  • Construction
  • Employment Disputes
  • Insurance Bad Faith
  • Real Estate
  • Intellectual Property
  • Theft of Trade Secrets
  • Misrepresentation and Fraud
  • Wrongful Termination

Estate Planning Attorney in Huntington Beach, CA

Making sure that your estate is in order can ensure that your family won’t be forced to make difficult decisions if a tragedy occurs. Your Huntington Beach estate planning attorney can guide you through the drafting of your estate plan, ensuring that your wishes will be clear. Common elements of an estate plan include:

  • Wills
  • Living Trusts
  • Advance Health Care Directives
  • Durable Power of Attorney

Foreclosure Alternatives

You have options in the face of foreclosure – and your Huntington Beach foreclosure attorney will be able to help you understand those options and find a suitable alternative solution.

Loan Modification

Your loan modification attorney in Huntington Beach can work with your bank to alter the terms of your current mortgage to lower your payment on a temporary or permanent basis. To qualify for this option, you must have an adjustable-rate mortgage, a high interest rate mortgage, a remaining amount due on your mortgage that exceeds the amount that your property is worth, and other serious financial hardships.

Short Sale Negotiation

Short sale negotiations gives you more control over the sale of your property, which is sold with the cooperation of your lender for less than the loan amount. This option will be less damaging for your credit than foreclosure.

Mortgage Litigation

If you feel that your attempts to pursue alternative options to foreclosure have been unfairly denied by your lender, you can take legal action against them. Your mortgage litigation attorney can help you determine whether this will truly be to your benefit.

Chapter 7 Bankruptcy

If foreclosure proceedings are already in progress, your foreclosure attorney or Orange County bankruptcy attorney may opt to file for Chapter 7 bankruptcy. This places an automatic stay on your foreclosure, giving you the time you need to seek a workable solution to your debts and keep your home.

Notary Services

We offer the services of an in-house notary, making it simpler to provide our clients with legal and binding notarization of their important documents – including adoption papers, custody agreements, divorce agreements, legal and medical documents and more.

Huntington Beach Personal Injury Attorney

When you’ve been injured in an accident that wasn’t your fault, it’s your right to seek compensation – including your medical costs, property damage, lost wages and even emotional distress. Your personal injury attorney in Huntington Beach can help you pursue the compensation you deserve after an accident. Common causes of personal injuries include:

Real Estate Law

Every real estate transaction is unique, and our team of specialized attorneys understand the ins and outs of California real estate laws. We can assist you with a wide variety of real estate services, including:

  1. Contract Reviews and Negotiations
  2. Landlord/Tenant Disputes and Evictions
  3. Purchase and Sale of Residential and Commercial Properties
  4. Eminent Domain
  5. Residential and Commercial Leasing

If you have further questions about filing bankruptcy or any other matter and would like to discuss your options with a professional bankruptcy lawyer in Huntington Beach, we encourage you to contact our office today at (562) 219-2979 or use our quick and convenient online form to request a free evaluation of your case.