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- [Handling a Small Business Bankruptcy - OakTree Law](https://oaktreelaw.com/chapter-11/handling-a-small-business-bankruptcy/): Business owners who are unable to repay their debts have the option of filing for small business bankruptcy. Small business bankruptcy...
- [Buying a House While in Chapter 13 Bankruptcy - OakTree Law](https://oaktreelaw.com/chapter-13/buying-a-house-while-in-chapter-13-bankruptcy/): Is buying a house while in Chapter 13 possible? You can still qualify for a mortgage; find out how and contact OakTree Law for help by an...
- [OakTree Law's Legal Glossary - OakTree Law](https://oaktreelaw.com/chapter-13/oak-tree-law-legal-glossary/): Whether on your own or with an attorney, bankruptcy can be challenging. Don't let legalese get you down, OakTree's Legal Glossary is here...
- [What Is a Chapter 13 Hardship Discharge? OakTree Law](https://oaktreelaw.com/chapter-13/what-is-a-chapter-13-hardship-discharge/): Chapter 13 bankruptcy, or the wage earner’s plan, is not typically associated with a discharge of debt. Learn more to see if Oak Tree Law...
- [What Is “Undue Hardship” in Student Loan Bankruptcy? - OakTree Law](https://oaktreelaw.com/chapter-13/what-is-undue-hardship-in-student-loan-bankruptcy/): Learn about the undue hardship in student loan bankruptcy and what minimum standards you need to meet if you are struggling to repay your student loan here.
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- [Should I Hire a Wage Garnishment Lawyer in California? - OakTree Law](https://oaktreelaw.com/debt/should-i-hire-a-wage-garnishment-lawyer-in-california/): A wage garnishment lawyer can help if you’re being unfairly targeted or a creditor isn’t playing by the rules. Contact OakTree Law to...
- [What To Do About Tax Debt - OakTree Law](https://oaktreelaw.com/debt/what-to-do-about-tax-debt/): Owing money to the IRS can have serious consequences such as seized assets, garnished wages, and liens on property. Learn how to manage your tax debt with a legal professional!
- [Disclaimer | Oaktree Law](https://oaktreelaw.com/disclaimer/): Disclaimer. The materials appearing on this website are provided for informational use only, and are in no way intended to constitute legal advice or the opinions of this law firm or any of its attorneys.
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- [Irvine Bankruptcy & Foreclosure Defense Attorney | FREE Consultation](https://oaktreelaw.com/irvine-bankruptcy-attorney/): The Oaktree Law bankruptcy attorneys in Irvine can help with foreclosure, loan modification, real estate, personal injury & other legal cases. Learn more!
- [Law Services in Los Angeles | Bankruptcy, Foreclosure, Real Estate](https://oaktreelaw.com/law-services/): Our Los Angeles bankruptcy attorneys provide legal representation for a variety of cases, including bankruptcy, foreclosure, debt relief, estate planning & personal injury, to residents in Los Angeles & Orange County.
- [Business Litigation Lawyer | Southern California | OakTree](https://oaktreelaw.com/law-services/business-civil-litigation/): Need effective representation? Trust the A+ BBB-rated business litigation lawyers at OakTree. 300+ 5-star reviews. $500M in relief. Get your FREE consultation.
- [Insurance Bad Faith | Business Litigation Attorney in Los Angeles](https://oaktreelaw.com/law-services/business-civil-litigation/2913-2/): If your insurance company is trying to delay or deny your claim, get our Orange County bad faith attorney on your side and get the benefits you deserve!
- [Construction Litigation | Orange County Business Litigation Attorney](https://oaktreelaw.com/law-services/business-civil-litigation/construction-litigation/): Disputes on a construction site need resolution, and our Los Angeles business litigation lawyer can protect your rights against any and all other interests!
- [SoCal Foreclosure Lawyers | 300+ 5-Star Reviews | OakTree](https://oaktreelaw.com/law-services/foreclosure/): Call an OakTree foreclosure lawyer for a FREE evaluation. Our foreclosure defense lawyers fight for your rights. Over $500M in relief won. A+ BBB rating.
- [Mortgage Litigation - OakTree Law](https://oaktreelaw.com/law-services/mortgage-litigation/): A page dedicated for mortagage litigation's law services. Learn more with Oak Tree Law!
- [Real Estate Attorney Orange County and LA | OakTree Law](https://oaktreelaw.com/law-services/real-estate-law/): You have rights as a home owner, and the Los Angeles real estate lawyers at Oaktree Law can protect your rights at every turn. Call us today!
- [Trust and Will Law Attorney | Oaktree Law](https://oaktreelaw.com/law-services/trust-and-will-law/): What to do with your trust and will? Without any estate plan, the state of California will assume control of your assets in the case of your death. Learn more today!
- [Long Beach Bankruptcy & Foreclosure Attorney | Free Case Evaluations](https://oaktreelaw.com/long-beach-bankruptcy-attorney/): If you are considering bankruptcy, contact the bankruptcy attorneys & foreclosure attorneys at Oaktree Law! Our Long Beach bankruptcy attorneys can help with your Chapter 7, Chapter 13 or any other legal case. We can even help with your real estate, personal injury, estate planning case & more.
- [Cerritos Bankruptcy and Foreclosure Attorney | OakTree Law](https://oaktreelaw.com/los-alamitos-bankruptcy-attorney/): Our Cerritos bankruptcy lawyers can help with foreclosure, loan modification, real estate, personal injury & other legal cases. Learn more!
- [Bankruptcy Attorney in LA | Financial Legal Services | Oaktree Law](https://oaktreelaw.com/los-angeles-bankruptcy-attorney/): Our Los Angeles bankruptcy attorneys can help with foreclosure, loan modification, real estate, personal injury & other legal cases.
- [Los Angeles Injury & Bankruptcy Attorneys | L.A. County](https://oaktreelaw.com/los-angeles-county/): Trust OakTree Law for Los Angeles County personal injury and bankruptcy attorneys that fight for you. Over 300 5-star reviews. Call for a FREE case evaluation.
- [Medical Debt Lawyers in SoCal | $500M+ Relief Won | OakTree](https://oaktreelaw.com/medical-debt/): Find relief from overwhelming medical debt. Connect with OakTree Law’s medical debt lawyers in California for a FREE case evaluation. 300+ 5-star reviews.
- [Homestead Exemption California | OakTree Law | Bankruptcy Protections for Homeowners | California Homeowners Exemption | Save Your Home | Free Case Evaluations](https://oaktreelaw.com/new-california-homestead-exemption-2021/): Learn how the California homestead exemption benefits homeowners facing bankruptcy. Free case evaluations. Protect equity. Save your home. Call OakTree Law.
- [Newport Beach Bankruptcy Attorney](https://oaktreelaw.com/newport-beach-bankruptcy-attorney/): OakTree Law specializes in providing personalized debt relief options to clients in the Newport Beach area. Call today!
- [Blog - OakTree Law](https://oaktreelaw.com/news/): Click here to browse our recent news & blog topics . We cover everything from bankruptcy to personal injury cases!
- [5 Common Injuries Suffered from a Car Accident | Oaktree Law](https://oaktreelaw.com/news/5-common-injuries-suffered-from-a-car-accident/): Find out what are the 5 common injuries suffered from a car accident today. Oak Tree Law is here to help! Lean more.
- [Simple 5 Tips for Dealing WIth Debt Collection | Oaktree Law](https://oaktreelaw.com/news/5-tips-for-dealing-with-debt-collection/): Click here to view our top 5 tips for dealing with debt collectors! If you need the help of an Orange County or Los Angeles bankruptcy attorney, call today!
- [Alternatives to Foreclosure | Blog | Oaktree Law](https://oaktreelaw.com/news/alternatives-to-foreclosure/): Though the buying process for homes has become easier, missing mortgage payments can have serious consequences. To avoid substantial loss, you might want to consider some alternative solutions to foreclosures.
- [Avoiding Holiday Debt | Bankruptcy Lawyer in Orange County | Oaktree](https://oaktreelaw.com/news/avoiding-debt-holidays/): Don't rack up unnecessary debt this holiday season: take our advice, and call our Los Angeles bankruptcy attorney if you're struggling with too much debt!
- [Bankruptcy Exemptions | Blog | Oaktree Law](https://oaktreelaw.com/news/bankruptcy-exemptions/): When it comes to bankruptcy, there is a system that determines which properties you can keep and which ones will be sold to pay debts. Knowing your exemptions could help you retain some properties through the process.
- [Bankruptcy & Investment Property | Orange County Bankruptcy Attorneys](https://oaktreelaw.com/news/bankruptcy-investment-property/): Do you have investment property and are considering filing for bankruptcy? Consult with a seasoned Los Angeles bankruptcy attorney from Oaktree Law first!
- [The Benefits of an Automatic Stay | Oak Tree Law](https://oaktreelaw.com/news/benefits-automatic-stay/): When filing for bankruptcy, you may want to consider the benefits of an automatic stay and how it can protect you temporarily from most kinds of debt. To discuss your options, please contact our bankruptcy attorneys at (562) 219-2979!
- [Bicycle Accident Lawsuit | Seek Compensation | OakTree Law | How to Claim for a Bicycle Accident in Los Angeles](https://oaktreelaw.com/news/bicycle-accidents-in-los-angeles/): Get relief from pain & financial loss with a bicycle accident lawsuit. Learn how to claim & secure max compensation. Get a FREE consultation from OakTree Law.
- [Black Friday Shopping Tips - Stay Debt Free | Oaktree Law](https://oaktreelaw.com/news/black-friday-shopping-tips-stay-debt-free/): Consumers can easily rack up $1,000 or more of debt during Black Friday! By shopping smart, you can make decisions that avoid adding to your debt. Read more!
- [$25 Billion Bank Settlement Has Positives & Negatives](https://oaktreelaw.com/news/blog/25-billion-bank-settlement-has-positives-but-shows-negative-signs-as-well/): If you recently received a foreclosure notice please give us a call. We are skilled loan modification attorneys in Los Angeles and Orange County.
- [Protecting Your Home From Foreclosure | Los Angeles Foreclosure Lawyer](https://oaktreelaw.com/news/blog/2846-2/): Do you know what steps to take if you receive a notice of default? You need to call our trusted Orange County foreclosure defense attorney right away!
- [2% Loan Modification from IndyMac - Saves $2,144 a Month - OakTree Law](https://oaktreelaw.com/news/blog/2-loan-modification-from-indymac-saves-2144-a-month/): Our Client, Leonard, just received a 2% HAMP Loan Modification from IndyMac. He was 2 months behind when he came to us. Learn more today!
- [2% Loan Modification from Nationstar Mortgage. Client Was 2 Years Behind. - OakTree Law](https://oaktreelaw.com/news/blog/2-loan-modification-from-nationstar-mortgage-client-was-2-years-behind/): When Eddie called us he was 2 years behind with a past due amount of $42,730. When he lost his job he had fallen behind. Find out how Oak Tree Law helped Eddie today!
- [5 Tips For Finding The Best Mortgage Lenders](https://oaktreelaw.com/news/blog/5-tips-for-finding-the-best-mortgage-lenders/): If you're ready to make the transition from renter to homeowner, you're probably experiencing a combination of pleasant anticipation and nerve-wracking apprehension. Here are 5 tips for finding the best mortgage lenders!
- [5 Ways to Talk to Someone About Getting Help With Debt](https://oaktreelaw.com/news/blog/5-ways-to-talk-to-someone-about-getting-help-with-debt/): People don't often talk about their personal debt. So, how do you bring up the subject? Here are 5 ways to encourage someone to get help with paying their debt.
- [6 Tips on How to Avoid Litigation - OakTree Law](https://oaktreelaw.com/news/blog/6-tips-how-to-avoid-litigation/): Litigation can be a very distracting and time consuming process and can also affect your reputation and morale. Here are some general practices you can take to help avoid general litigation.
- [7 Ways To Help Get Out Of Debt | Los Angeles Bankruptcy Attorneys](https://oaktreelaw.com/news/blog/7-ways-to-help-get-out-of-debt/): Are you dealing with large amounts of debt and wondering how to get out of debt quickly? Here are seven things you can implement today that will help with debt problems.
- [Affordable Ways to Catch up on Your Mortgage | OakTree Law](https://oaktreelaw.com/news/blog/affordable-ways-to-catch-up-on-your-mortgage/): Catching up on your mortgage loan may seem impossible, but it isn't. Here are some affordable ways you can avoid the consequences of foreclosure.
- [What To Do If You’re Facing Foreclosure Deficiency Adjustment](https://oaktreelaw.com/news/blog/after-foreclosure-deficiency-judgments/): Once you sell your property in a foreclosure auction, there's no guarantee the amount your property sells for will cover the amount you owe. Learn more.
- [Are Home Prices Rising? It All Depends On Who You Ask. - OakTree Law](https://oaktreelaw.com/news/blog/are-home-prices-rising-it-all-depends-on-who-you-ask/): Are home prices really rising? Well, Oak Tree Law has the answers you're looking for. Keep reading to learn more today!
- [Assets You Should Not Transfer Prior To Bankruptcy | Oaktree Law](https://oaktreelaw.com/news/blog/assets-you-should-not-transfer-prior-to-bankruptcy/): If your financial situation warrants bankruptcy, you may be considering moving assets to protect them. However, you should be careful. Read more!
- [FED buys $40 billion worth of mortgages & homeowners need to pay attention](https://oaktreelaw.com/news/blog/as-the-fed-buys-40-billion-worth-of-mortgages-a-month-homeowners-need-to-pay-attention/): As expected, the refi market is heating up. This trend should be no surprise to Southern California homeowners after the Federal Reserve announced the terms of its most recent economic stimulation. Read more!
- [Bank of America Offering up to $30,000 for Short Sale Relocation Assistance - OakTree Law](https://oaktreelaw.com/news/blog/bank-of-america-offering-up-to-30000-for-short-sale-relocation-assistance/): Bank of America has announced a nationwide program offering up to $30,000 in relocation assistance for short sales. Learn more today with Oak Tree Law!
- [Bankruptcy 101: Learn The Basics | Blog | OakTree Law](https://oaktreelaw.com/news/blog/bankruptcy-101-learn-the-basics/): What is Bankruptcy? If you've fallen on hard financial times, bankruptcy can help set you on the right course. Learn the basics of Bankruptcy 101 with Oak Tree Law!
- [Bankruptcy and Taxes - OakTree Law](https://oaktreelaw.com/news/blog/bankruptcy-and-taxes/): By going through a Chapter 13 or Chapter 7 bankruptcy, there are no adverse tax consequences to a client. Find out more with Oak Tree Law today!
- [Bankruptcy Dismissal vs. Discharge](https://oaktreelaw.com/news/blog/bankruptcy-dismissal-discharge/): Learn the differences between a bankruptcy dismissal vs. discharge, what they mean for your case, and contact OakTree Law for your free evaluation.
- [Bankruptcy Steps to Take After Quarantine | Blog | OakTree Law](https://oaktreelaw.com/news/blog/bankruptcy-steps-to-take-after-quarantine/): If you've been considering bankruptcy, but the coronavirus pandemic has delayed your decision, here are some steps you can take as the quarantine begins to end.
- [Bankruptcy vs Debt Settlement - Which is Worse For Your Credit? | OakTree Law](https://oaktreelaw.com/news/blog/bankruptcy-vs-debt-settlement-which-is-worse-for-your-credit/): With only 28% of Americans considered to be financially healthy, it is no surprise that debt relief services and bankruptcy are common. But what is the best option for your credit?
- [Bank Settlement: $25 Billion in Relief for Distressed Borrowers - OakTree Law](https://oaktreelaw.com/news/blog/bank-settlement-25-billion-in-relief-for-distressed-borrowers/): Find out more about a the $25 billion bank settlement with the country's five largest loan services. Click here to learn more!
- [Bankruptcy & Medical Debt | Los Angeles Bankruptcy Blog](https://oaktreelaw.com/news/blog/blog-bankruptcy-medical-debt/): Check out our Los Angeles bankruptcy blog to learn what your options are when you are faced with more medical debt than you can manage. Call Oaktree today!
- [Blunders by Banks Slow Housing Recovery. Bureaucratic Nightmare to Receive Loan Modifications. - OakTree Law](https://oaktreelaw.com/news/blog/blunders-by-banks-slow-housing-recovery-bureaucratic-nightmare-to-receive-loan-modifications/): Three years after the foreclosure crisis began, the process to apply for a loan modification remains a bureaucratic nightmare. Learn more about it with Oak Tree Law!
- [California Foreclosure Rates | Orange County Foreclosure Attorney](https://oaktreelaw.com/news/blog/california-foreclosure-rates-good-from-far-far-from-good/): Foreclosure rates in California are improving but have a long way to go. Call a foreclosure lawyer from Oaktree Law if you are in danger of losing your home!
- [Can Any and All Debts Be Dischargeable in a Bankruptcy Case? - OakTree Law](https://oaktreelaw.com/news/blog/can-any-and-all-debts-be-dischargeable-in-a-bankruptcy-case/): Whether your debt is dischargeable depends on the type of bankruptcy you file, the kind of debt in question, and numerous other factors.
- [Can Bankruptcy Stop Child Support In California? | Oaktree Law](https://oaktreelaw.com/news/blog/can-bankruptcy-stop-child-support-in-california/): If you are currently paying child support payments and are facing challenges with other non-support related payments, do not wait! Learn more!
- [Can I Get My Repossessed Vehicle Back?](https://oaktreelaw.com/news/blog/can-i-get-my-repossessed-vehicle-back/): Has your car been repossessed? You might be able to get it back! You don't have to figure out how to get your car back by yourself. Let our Los Angeles bankruptcy attorneys fight for you. Click here to see how we can help you!
- [Inheriting Debt | Bankruptcy Blog | Los Angeles Bankruptcy Lawyer](https://oaktreelaw.com/news/blog/can-inherit-someone-elses-debt/): Could you be liable for another person's debt when they die? Check out our Los Angeles bankruptcy blog to learn in what conditions you could be held liable!
- [Can I Qualify for IRS Debt Forgiveness in Bankruptcy? - OakTree Law](https://oaktreelaw.com/news/blog/can-i-qualify-for-irs-debt-forgiveness-in-bankruptcy/): Learn how filing for bankruptcy can qualify you for IRS debt forgiveness, and the rules that need to be met. Contact OakTree Law for a...
- [Can You File Bankruptcy If You Are Unemployed In California?](https://oaktreelaw.com/news/blog/can-you-file-bankruptcy-if-you-are-unemployed-in-california/): If you are unemployed and are considering filing for bankruptcy in California, there are considerations that can determine if your bankruptcy filing is successful, or not. It is best to obtain the services of an experienced bankruptcy attorney in LA, to determine your best course of action. Lean more!
- [Can You Keep Your Car During a Bankruptcy? | OakTree Law](https://oaktreelaw.com/news/blog/can-you-keep-your-car-during-a-bankruptcy/): If you're facing large amounts of debt, keeping your car is probably at the top of the list and depends on several factors, including the type of bankruptcy.
- [Client Receives 2% Loan Modification From GMAC. Saves $700 a Month! - OakTree Law](https://oaktreelaw.com/news/blog/client-receives-2-loan-modification-from-gmac-saves-700-a-month/): Our client from La Habra Heights just received a HAMP Modification from GMAC Mortgage. Find out how Oak Tree Law helped today!
- [Client Receives 2% Loan Modification From IndyMac. Saves $448 a Month!](https://oaktreelaw.com/news/blog/client-receives-2-loan-modification-from-indymac-saves-448-a-month/): After trying on his own to get a loan modification for his Chino, CA home, Anthony came to Oak Tree Law to get some help. In 3.5 months we were able to get a permanent home loan modification! Read more!
- [Coronavirus (COVID-19): CARES Act Bankruptcy Changes | OakTree Law](https://oaktreelaw.com/news/blog/coronavirus-covid-19-cares-act-bankruptcy-changes/): The Senate passed the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) on March 25, 2020. Here's how it impacts your bankruptcy.
- [Coronavirus (COVID-19): Expected Increase in Chapter 7 Bankruptcies | OakTree Law](https://oaktreelaw.com/news/blog/coronavirus-covid-19-expected-increase-in-chapter-7-bankruptcies/): Bankruptcies are sure to rise with millions of people suddenly facing unemployment on top of high amounts of debt.
- [Coronavirus (COVID-19) Impact on Your Property Taxes | OakTree Law](https://oaktreelaw.com/news/blog/coronavirus-covid-19-impact-on-your-property-taxes/): County tax collectors don't have the power to change deadlines for paying property taxes. They may be able to waive late fees if you are unable to pay on time.
- [Coronavirus (COVID-19): Impacts on the California Housing Market | OakTree Law](https://oaktreelaw.com/news/blog/coronavirus-covid-19-impacts-on-the-california-housing-market/): Homebuying typically picks up in the spring, but with a pandemic and rapidly deteriorating economy, the long-term impacts on the California housing market remain uncertain.
- [Coronavirus Impacts on Loan Modification | Blog | OakTree Law](https://oaktreelaw.com/news/blog/coronavirus-impacts-on-loan-modification/): The coronavirus pandemic has changed many things, including how financial institutions view loan modification.
- [Coronavirus Mortgage Relief in California | Blog | OakTree Law](https://oaktreelaw.com/news/blog/coronavirus-mortgage-relief-in-california/): Learn about the coronavirus mortgage relief available from California and the Federal government.
- [Coronavirus: Renter's Relief in California | Blog | OakTree Law](https://oaktreelaw.com/news/blog/coronavirus-renters-relief-in-california/): Due to the coronavirus, millions of Americans can't pay rent this month. The City of Los Angeles and the State of California have created protections against evictions.
- [Debt Intimidation – What You Need to Know About Junk Debt Buyers - OakTree Law](https://oaktreelaw.com/news/blog/debt-intimidation-what-you-need-to-know-about-junk-debt-buyers/): What's debt intimidation? Find out what you need to know about junk debt buyers with Oak Tree Law today. Click here!
- [Debt Management During the Coronavirus Outbreak - OakTree Law](https://oaktreelaw.com/news/blog/debt-management-during-the-coronavirus-outbreak/): Learn more about potential debt management options during the coronavirus outbreak. Contact our Los Angeles bankruptcy attorneys to learn more today.
- [How to Determine Who is at Fault in a Car Accident](https://oaktreelaw.com/news/blog/determine-who-is-at-fault-in-a-car-accident/): When you are in a car accident, one of the most important factors involved is determining who is at fault. This generally means figuring out who was liable for the accident due to negligence or carelessness. Our Oaktree Law attorneys can help with your personal injury case. Click here to learn more!
- [The Difference Between Nondischargeable Debt & Dischargeable Debt - OakTree Law](https://oaktreelaw.com/news/blog/difference-between-nondischargeable-debt-dischargeable-debt/): If you are one of the thousands of individuals considering filing for bankruptcy, you should first understand what kind of debt you have before proceeding.
- [Does Bankruptcy Clear My Tax Debt? | Blog | OakTree Law](https://oaktreelaw.com/news/blog/does-bankruptcy-clear-my-tax-debt/): Filing for bankruptcy can reduce or eliminate federal and state tax debt, as well as back taxes owed to the IRS.
- [Eight More Banks to be Fined for Violations - OakTree Law](https://oaktreelaw.com/news/blog/eight-more-banks-to-be-fined-for-violations/): Find out which eight other banks got fined for violations today with Oak Tree law. Don't miss out!
- [Employer Liability and Defense: COVID-19 Litigation in California - OakTree Law](https://oaktreelaw.com/news/blog/employer-liability-and-defense-covid-19-litigation-in-california/): Learn more about how the state of California has created legal protections for business owners and employees impacted by COVID-19 litigation.
- [Estate Law 101: Estate Planning Basics - OakTree Law](https://oaktreelaw.com/news/blog/estate-planning-basics/): What is an estate and why is estate planning important? Let’s go over estate planning basics and why understanding them is so important for your family’s future.
- [Instead of winding down, Fannie Mae and Freddie Mac are growing](https://oaktreelaw.com/news/blog/fannie-mae-and-freddie-mac-were-supposed-to-be-winding-down-but-new-data-shows-the-opposite-they-are-actually-growing/): As recently as August, mainstream news outlets reported that Fannie Mae and Freddie Mac were to be wound down. Read more about how this may affect homeowners.
- [Federal Reserve Prints Money. What This Means to Home Owners in Los Angeles. - OakTree Law](https://oaktreelaw.com/news/blog/federal-reserve-begins-to-print-money-what-this-means-to-home-owners-in-los-angeles/): A federal report detailing August housing starts showed a 2.3% increase, just a touch under expectations. What does this mean? Find out today with Oak Tree Law!
- [FHFA Foreclosure Moratorium Extended Until End of 2020 - OakTree Law](https://oaktreelaw.com/news/blog/fhfa-foreclosure-moratorium-extended-until-end-of-2020/): Learn more about how Fannie Mae and Freddie Mac have recently extended the moratoriums on single-family foreclosures until December 31, 2020.
- [Foreclosure Auctions Soar In Los Angeles and San Bernadino County - OakTree Law](https://oaktreelaw.com/news/blog/foreclosure-auctions-soar-in-los-angeles-and-san-bernadino-county/): Banks in November scheduled more than 26,000 homes to be sold at California foreclosure auctions, a 63% increase from October. Learn more about this here!
- [Government agency established to curb large banks from committing fraud, is now targeting homeowners! - OakTree Law](https://oaktreelaw.com/news/blog/government-agency-that-was-established-to-curb-fraud-committed-by-large-banks-is-now-targeting-homeowners/): Many instances of fraud, waste or incompetence by government officials and banks have been uncovered since the start of the housing collapse. Read more!
- [Government Regulators Help Banks Instead of Homeowners Facing Foreclosure - OakTree Law](https://oaktreelaw.com/news/blog/government-regulators-help-banks-instead-of-homeowners-facing-foreclosure/): What if the home you struggled to stay current on was offered for just pennies on the dollar to the politically connected? Click here to learn more!
- [HAMP Expands to Help More Military Members - Oaktree Law](https://oaktreelaw.com/news/blog/hamp-expands-to-help-more-military-members/): HAMP is expanding to military members who are permanently displaced by a job-related move. Read more about the new criteria to see if you qualify!
- [California Home Prices | Oaktree Law | L.A. Foreclosure Lawyer](https://oaktreelaw.com/news/blog/have-california-housing-prices-bottomed-out-analysts-believe-theres-still-room-to-go-lower/): Are California home prices stabilizing or headed further south? The foreclosure attorneys at Oaktree Law can tell you what all this means for your home.
- [Housing Foreclosure and COVID-19 Guidance - Oaktree Law](https://oaktreelaw.com/news/blog/housing-foreclosures-and-covid-guidance/): Facing financial difficulty and foreclosure is never easy. Read more to learn everything you need to know about housing foreclosures and COVID
- [How Can a Foreclosure Attorney Help Win Your Case? | OakTree Law](https://oaktreelaw.com/news/blog/how-can-a-foreclosure-attorney-help-win-your-case/): A foreclosure attorney can win your case and explore loan modification, bankruptcy, and negotiating with your lender. Contact OakTree Law to learn more.
- [How Can a Mortgage Attorney Help After Bankruptcy? - OakTree Law](https://oaktreelaw.com/news/blog/how-can-a-mortgage-attorney-help-after-bankruptcy/): Mortgage attorneys can help you get approved for a home loan even if you have filed for bankruptcy. Learn more and call OakTree law for legal assistance.
- [How Coronavirus Is Impacting Your Bankruptcy Case? | Blog | OakTree Law](https://oaktreelaw.com/news/blog/how-coronavirus-is-impacting-your-bankruptcy-case/): COVID-19 is affecting every aspect of daily life as federal, state, and local governments have ordered businesses to close. How does this affect your bankruptcy case?
- [How Coronavirus Is NOT Impacting Wage Garnishment? | OakTree Law](https://oaktreelaw.com/news/blog/how-coronavirus-is-not-impacting-wage-garnishment/): For the most part, novel coronavirus is having no effect on court-issued garnishments. Learn if your employer still has a duty to process wage garnishments.
- [How Debt Affects Mental and Physical Health? | Blog | OakTree Law](https://oaktreelaw.com/news/blog/how-debt-affects-mental-and-physical-health/): Is debt causing you stress? Here's how financial distress affects your mental and physical health.
- [How Does a Creditor Garnish Wages? - OakTree Law](https://oaktreelaw.com/news/blog/how-does-a-creditor-garnish-wages/): How does a creditor garnish wages? Learn about the process, the steps a creditor must take, limitations, your rights, and how to stop wage...
- [How Does My Bankruptcy Lawyer Get Paid? - OakTree Law](https://oaktreelaw.com/news/blog/how-does-my-bankruptcy-lawyer-get-paid/): Learn how your bankruptcy lawyer gets paid and how you can pay them when filing for Chapter 7 or Chapter 13 bankruptcy. Contact OakTree Law to learn more.
- [How Do You Prove Theft of Intellectual Property? | Oaktree Law](https://oaktreelaw.com/news/blog/how-do-you-prove-theft-of-intellectual-property/): If you have improved upon a product or developed an original body of work, then you have the legal right to profit from your intellectual property. Learn more!
- [How Long Does Foreclosure Take? | Oaktree Law](https://oaktreelaw.com/news/blog/how-long-does-foreclosure-take/): Foreclosure can leave you awake at night if you've missed a couple of house payments. The reality is that this happens slowly. How long does it actually take?
- [How Much Does it Cost to File Bankruptcy? | OakTree Law](https://oaktreelaw.com/news/blog/how-much-does-it-cost-to-file-bankruptcy/): What happens if you need to file for bankruptcy, but you're broke? Don't worry, you're not alone. You shouldn't have to struggle while you're trying to improve your financial status.
- [How to Avoid Bankruptcy Fraud in Los Angeles? | Blog | OakTree Law](https://oaktreelaw.com/news/blog/how-to-avoid-bankruptcy-fraud-in-los-angeles/): When you file for bankruptcy, it is essential that you accurately disclose all of your financials to avoid being charged with bankruptcy fraud.
- [How to Build an Emergency Fund During COVID-19? - OakTree Law](https://oaktreelaw.com/news/blog/how-to-build-an-emergency-fund-during-covid-19/): If financial planning isn’t your strong suit and you don’t know where to begin, we’re here to help set up an emergency fund to get you through tough times.
- [How to Build a New Business After Bankruptcy? - OakTree Law](https://oaktreelaw.com/news/blog/how-to-build-a-new-business-after-bankruptcy/): If you’ve recently filed for bankruptcy, here are a few tips for starting a new business. Working with a bankruptcy attorney can help navigate the bankruptcy process and provide insights into building your new business.
- [How to Choose a Notary Public in Los Angeles - OakTree Law](https://oaktreelaw.com/news/blog/how-to-choose-a-notary-public/): Find out key factors that you should consider when choosing a notary public in Los Angeles, including location, qualifications, cost, memberships, and more.
- [How to Create an Estate Planning Checklist - OakTree Law](https://oaktreelaw.com/news/blog/how-to-create-an-estate-planning-checklist/): Estate planning is an absolute necessity in the event that anything should happen to you. Protect your family and heirs and plan your estate today.
- [How To Fight Real Estate Fraud | Los Angeles Bankruptcy Attorney](https://oaktreelaw.com/news/blog/how-to-fight-real-estate-fraud/): Real estate fraud is an all too common problem. There are many complexities with investing in real estate and investors might not know everything. Read more!
- [How to Handle Medical Debt | Oaktree Law](https://oaktreelaw.com/news/blog/how-to-handle-medical-debt/): Medical debt is the leading cause of bankruptcy, even for people who have health insurance. Here are some ways to handle medical debt.
- [How to Stop a Foreclosure | Get Financial Relief | OakTree Law | 5 Ways to Stop Foreclosure Immediately | How to Get Out of Foreclosure & Stop a Foreclosure Sale](https://oaktreelaw.com/news/blog/how-to-immediately-stop-foreclosure/): Struggling with your mortgage? Learn how to stop a foreclosure & recover financially. $500M+ in relief for clients. FREE evaluation. Call OakTree today.
- [How to Navigate a Landlord-Tenant Dispute | OakTree Law](https://oaktreelaw.com/news/blog/how-to-navigate-a-landlord-tenant-dispute/): There are many reasons a landlord-tenant dispute can arise, which is why it's important to have an experienced real estate attorney in Los Angeles by your side.
- [How to Prepare for Chapter 7 Bankruptcy Meeting of Creditors | OakTree Law](https://oaktreelaw.com/news/blog/how-to-prepare-for-chapter-7-bankruptcy-meeting-of-creditors/): If you have recently filed for bankruptcy you'll likely have to attend a bankruptcy meeting of creditors. Understand what you will need to bring and who will be in attendance.
- [How to Prepare for the Next Recession? | Blog | OakTree Law](https://oaktreelaw.com/news/blog/how-to-prepare-for-the-next-recession/): No matter how much business activity is affected, you can focus on the long term and take the following steps to reduce the personal impact and prepare for the next recession.
- [How to Prepare Your Business for Litigation - OakTree Law](https://oaktreelaw.com/news/blog/how-to-prepare-your-business-for-litigation/): Learn how to prepare for business litigation to increase your odds of a favorable outcome, and call OakTree Law for a consultation...
- [How to Reduce Financial Stress During the Holidays | OakTree Law](https://oaktreelaw.com/news/blog/how-to-reduce-financial-stress-during-the-holidays/): You can make the holidays a more enjoyable time by taking the following measures to prevent financial stress and credit card debt.
- [How to Stay Out of Debt This Upcoming Holiday Season](https://oaktreelaw.com/news/blog/how-to-stay-out-of-debt-this-upcoming-holiday-season/): Going deep into debt is one of the leading reasons people file for bankruptcy. You can stay out of debt by treading carefully. Read more!
- [How to Stop Wage Garnishment - OakTree Law](https://oaktreelaw.com/news/blog/how-to-stop-wage-garnishment/): Wage garnishment is a procedure in which some of your earnings will be withheld to pay off your debt. Unpaid taxes, child support, property...
- [How to Stop Wage Garnishments In California? - OakTree Law](https://oaktreelaw.com/news/blog/how-to-stop-wage-garnishments-in-california/): Wage garnishment is a crippling method to repay debts. A creditor can force your employer to subtract a specified amount each paycheck. Call OakTree Law today!
- [If You Declare Bankruptcy, Can You Leave the Country? - OakTree Law](https://oaktreelaw.com/news/blog/if-you-declare-bankruptcy-can-you-leave-the-country/): If you declare bankruptcy, can you leave the country? Learn when this can be a problem and when it is okay, and call OakTree Law for financial solutions.
- [Is Loan Modification A Good Idea? - OakTree Law](https://oaktreelaw.com/news/blog/is-loan-modification-a-good-idea/): A loan modication can help if you're behind on payments and want to avoid foreclosure. Learn whether you should consider this option and get help from an Orange County bankruptcy attorny.
- [Wall Street & Housing Data | Foreclosure Attorneys | Oaktree Law](https://oaktreelaw.com/news/blog/is-wall-street-cherry-picking-housing-data-to-pump-up-stock-prices-or-is-a-sustainable-recovery-really-taking-shape/): It is more and more uncertain how far to trust housing data, as Wall Street has a vested interest in improved conditions. Talk to one of our Orange County foreclosure attorney for more!
- [Judicial & Nonjudicial Forclosure States | O.C. Foreclosure Lawyer](https://oaktreelaw.com/news/blog/judicial-or-nonjudicial/): California is a nonjudicial state when it comes to foreclosure proceedings. To learn what this means for you, and to protect your home, get an Orange County foreclosure attorney form Oaktree Law on your side!
- [New Fannie Mae Regulations | Foreclosure Attorney | Oaktree Law](https://oaktreelaw.com/news/blog/leaner-fannie-mae-regulations-mean-healthier-california-home-prices/): Fannie Mae is rolling out a means of processing short sales and deeds-in-lieu much fast. For more, check out our Los Angeles foreclosure attorney blog, or call Oaktree Law today!
- [List of Banks & Creditors Offering COVID-19 Financial Relief - OakTree Law](https://oaktreelaw.com/news/blog/list-of-banks-creditors-offering-covid-19-financial-relief/): If you are one of the many that are worried about your financial future, here is a list of banks and online lenders that are willing to work with you.
- [Litigation Strategies in Foreclosure Cases | OakTree Law](https://oaktreelaw.com/news/blog/litigation-strategies-in-foreclosure-cases/): In a foreclosure, a homeowner's options range from filing for bankruptcy to applying for a loan modification, as well as options for litigation.
- [Loan Modification and the Lemon Law - OakTree Law](https://oaktreelaw.com/news/blog/loan-modification-and-the-lemon-law/): What's loan modification and the lemon law? Find your answers today with Oak Tree Law! Don't miss out. Learn more!
- [Loan Modification From Aurora Bank - Oaktree Law](https://oaktreelaw.com/news/blog/loan-modification-from-aurora-bank/): Our client Deborah has just received a loan modification from Aurora Bank. he hard work has paid off and Deborah received her loan modification. Read more!
- [Loan Modification From Wells Fargo. Saves $644 a month! - OakTree Law](https://oaktreelaw.com/news/blog/loan-modification-from-wells-fargo-saves-644-a-month/): When Karla called us on the phone we were a bit shocked of the predatory loan she was in. Find out how we at Oak Tree Law helped Karla with a loan modification today!
- [Mortgage Stanley Next Federal Target](https://oaktreelaw.com/news/blog/mortgage-stanley-next-federal-target/): Morgan Stanley may have sold its servicing sector off, but it’s still going to be under watchful eye for previous practices. Read more!
- [NAR Overestimated Home Sales since 2007 - Oaktree Law](https://oaktreelaw.com/news/blog/nar-overestimated-home-sales-since-2007/): Grim news this week from the NAR. Since 2007, some home sales were counted more than once and some new-home sales were inadvertently included in the numbers. Read more!
- [National Mortgage Settlement Scam Alert! - Oaktree Law](https://oaktreelaw.com/news/blog/national-mortgage-settlement-scam-alert/): California homeowners are warned to beware of phone solicitations from scam artists claiming to provide assistance related to the recent national mortgage settlement. T
- [New Guidelines for Short Sales Help Underwater Mortgages in Los Angeles](https://oaktreelaw.com/news/blog/new-guidlines-for-short-sales-help-underwater-mortgages-in-los-angeles/): Oak Tree Law can help you understand the new short sale guidelines and how they pertain to your situation. Call today for our short sale expertise.
- [High Risk of Mortgage Default | Los Angeles Bankruptcy Attorneys](https://oaktreelaw.com/news/blog/new-report-mortgage-default-risk-remains-high/): A new report indicates that the risk of Americans defaulting on home loans is still high. Our Orange County foreclosure defense lawyers can help you keep you home, so call today!
- [No Debt! Is Bankruptcy a Good New Year's Resolution? | OakTree Law](https://oaktreelaw.com/news/blog/new-year-no-debt-is-bankruptcy-a-good-new-years-resolution/): Filing for bankruptcy can be part of your New Year's resolution because you can start off fresh.
- [Questions About Bankruptcies | Get Answers | OakTree Law](https://oaktreelaw.com/news/blog/oaktree-law-answers-your-burning-questions-about-bankruptcies-everyday-life/): Have questions about bankruptcies? Learn what to expect & what you can & can’t do. Trusted personal guidance from experts. FREE consultation with OakTree Law.
- [Oaktree Law Launches New Website](https://oaktreelaw.com/news/blog/oaktree-law-launches-new-website/): We’re excited to have just launched our new website and to continue serving Southern California! Click here to browse our new website & contact our bankruptcy attorneys for any questions.
- [Attorney Moradi-Lopes Protective League Panel | Bankruptcy Attorney L.A.](https://oaktreelaw.com/news/blog/oaktree-law-lead-attorney-julie-j-moradi-lopes-becomes-a-los-angeles-police-protective-league-panel-attorney-2/): Attorney Julie J. Moradi-Lopes has been approved to become the first panel attorney who specializes in bankruptcy and foreclosure defense! Call Oaktree Law to learn more about our Los Angeles bankruptcy attorneys.
- [OakTree Law sponsors 95.9 The Fish Christmas Concert - OakTree Law](https://oaktreelaw.com/news/blog/oaktree-law-sponsors-95-9-the-fish-christmas-concert/): Oaktree Law has teamed up with 95.9 The Fish to help bring you their annual Christmas Concert. Click here to learn more!
- [OakTree’s New Year’s Resolution - OakTree Law](https://oaktreelaw.com/news/blog/oaktrees-new-years-resolution/): Our team of expert Los Angeles bankruptcy attorneys provide more than just stellar legal advice, but are well-versed in other areas of the law including foreclosures and business litigation.
- [Parents and Son File Bankruptcy for Debt Relief - OakTree Law](https://oaktreelaw.com/news/blog/parents-and-son-file-bankruptcy-for-debt-relief/): Thinking about filing for bankruptcy for debt relief? Oak Tree Law has helped a family in the process and can help you, as well. Find out how here!
- [Proposed California Senate Bill That Could Help Small Business Owners - OakTree Law](https://oaktreelaw.com/news/blog/proposed-california-senate-bill-that-could-help-small-business-owners/): The California Senate Judiciary Committee has advanced a piece of legislation that would allow small businesses impacted by COVID-19 to renegotiate the terms of their leases.
- [Protecting Your Credit During the Coronavirus Pandemic | OakTree Law](https://oaktreelaw.com/news/blog/protecting-your-credit-during-the-coronavirus-pandemic/): If you have lost income, been laid off, or are facing other financial difficulties, here are some helpful steps you can take to protect your credit.
- [Protect Yourself Against Predatory Lending | OakTree Law](https://oaktreelaw.com/news/blog/protect-yourself-against-predatory-lending/): Predatory lending practices like mortgage relief scams and payday loans are all too common these days. Learn how to protect yourself.
- [Qualifying for a Business Loan After Bankruptcy? | OakTree Law](https://oaktreelaw.com/news/blog/qualifying-for-a-business-loan-after-bankruptcy/): Bankruptcy shouldn't prevent you from moving forward. You CAN secure a business loan even if you have previously filed for bankruptcy. Call OakTree Law today.
- [Questions to Ask Your Loan Modification Lawyer | OakTree Law](https://oaktreelaw.com/news/blog/questions-to-ask-your-loan-modification-lawyer/): If you have fallen behind on mortgage payments, it may be time to contact a loan modification lawyer to negotiate with the lender on your behalf.
- [Rebuilding Your Credit Score After Bankruptcy? | OakTree Law](https://oaktreelaw.com/news/blog/rebuilding-your-credit-score-after-bankruptcy/): It's possible to start rebuilding your credit soon after your bankruptcy filing. Here are ways to start rebuilding your credit score now.
- [Reloadable Prepaid Cards Under Scrutiny from Watchdog Agency - OakTree Law](https://oaktreelaw.com/news/blog/reloadable-prepaid-cards-under-scrutiny-from-watchdog-agency/): Reloadable prepaid card use has increased dramatically over the past few years. Find out why they're under scrutiny from WatchDog Agency today!
- [Second Time is a Charm for Chapter 13 Bankruptcy. - OakTree Law](https://oaktreelaw.com/news/blog/second-time-is-a-charm-for-chapter-13-bankruptcy/): I got a Chapter 13 bankruptcy plan confirmed this week for a couple who were really against the odds. Find out how Oak Tree Law helped him today!
- [Small Business Debt - OakTree Law](https://oaktreelaw.com/news/blog/small-business-debt/): Too much debt is one reason half of small businesses fail in their first five years. There are many ways to deal with small business debt, here are a few.
- [Student Loans and Bankruptcy? - OakTree Law](https://oaktreelaw.com/news/blog/student-loans-and-bankruptcy/): If you're having a hard time paying back student loan debt, there are options to help, including, as a last resort, bankruptcy. Learn more about this complex issue.
- [Supreme Court Clarifies Finality in Bankruptcy Proceedings | OakTree Law](https://oaktreelaw.com/news/blog/supreme-court-clarifies-finality-in-bankruptcy-proceedings/): The issue of finality has been open to interpretation in bankruptcy cases. The Supreme Court of the United States recently made an important decision that impacts this process.
- [Thank You Card From Client Who Received a Loan Modification - OakTree Law](https://oaktreelaw.com/news/blog/thank-you-card-from-client-who-received-a-loan-modification/): We recently received a touching card from our past client Daisy. The card is titled “The Oak Tree, A Message of Encouragement”. Check out what Daisy has to say today!
- [The 3 Major Benefits of Filing for Bankruptcy — Oaktree Law](https://oaktreelaw.com/news/blog/the-3-major-benefits-of-bankruptcy/): Having large amounts of debt can lead to foreclosure and wage garnishment, but bankruptcy can have many benefits in the short term and over the long run.
- [The Benefits of Chapter 7 Bankruptcy? | OakTree Law](https://oaktreelaw.com/news/blog/the-benefits-of-chapter-7-bankruptcy/): Filing for Chapter 7 bankruptcy can help free you of large amounts of debt. It can be extremely beneficial if done right and with the help of a Los Angeles bankruptcy attorney.
- [Tips for Getting a Loan Modification | OakTree Law](https://oaktreelaw.com/news/blog/tips-for-getting-a-loan-modification/): If you're considering a loan modification, these tips can maximize your chances of approval.
- [Tips To Stay On Budget This Summer](https://oaktreelaw.com/news/blog/tips-to-stay-on-budget-this-summer/): The warm months of summer offer no shortage of temptations that could bust your budget. If you would like to know how to save money while still having an enjoyable summer, stick to these summer budgeting tips.
- [Top 9 Questions Couples & Partners Ask About Bankruptcy | OakTree Law](https://oaktreelaw.com/news/blog/top-9-questions-couples-partners-ask-about-bankruptcy/): For married couples and those thinking about marrying their loved one,filing for bankruptcy can be complicated. Here are answers to common questions about bankruptcy.
- [Credit Card Debt & Bankruptcy | Orange County Bankruptcy Lawyer](https://oaktreelaw.com/news/blog/using-bankruptcy-to-eliminate-credit-card-debt/): Struggling with credit card debt? Bankruptcy may be a way to help! Call the Los Angeles bankruptcy attorneys at Oaktree Law today to learn more!
- [Ways to Avoid Timeshare Foreclosures](https://oaktreelaw.com/news/blog/ways-to-avoid-timeshare-foreclosures/): The foreclosure process varies by state. There are a few options to avoid timeshare foreclosure. Call our Los Angeles bankruptcy attorneys for help! Read more.
- [Weighing the Risks of Online Loans](https://oaktreelaw.com/news/blog/weighing-the-risks-of-online-loans/): When you need money fast, an online loan seems the solution. Unfortunately, it comes with tremendous risk. Here are some of the risks you need to be aware of.
- [What Are Preferential Payments in Bankruptcy? - OakTree Law](https://oaktreelaw.com/news/blog/what-are-preferential-payments-bankruptcy/): Here’s an in-depth look at preferential payments and bankruptcy to help you better plan your path towards financial stability.
- [What Can and Cannot Be Repossessed by Creditors - OakTree Law](https://oaktreelaw.com/news/blog/what-can-and-cannot-be-repossessed-by-creditors/): Repossession is when a creditor gains control of property used as collateral for a loan that’s in default. Learn what creditors can and can't reposses and how bankruptcy attorneys can help.
- [What Causes the Need to File Bankruptcy? | Oaktree Law](https://oaktreelaw.com/news/blog/what-causes-the-need-to-file-bankruptcy/): People typically associate bankruptcy as an effect of uncontrollable spending. However, our Los Angeles bankruptcy attorney understands big events in life that can play a role. Read more!
- [What Does the HAVEN Act Mean for Disabled Veterans and Their Families? | OakTree Law](https://oaktreelaw.com/news/blog/what-does-the-haven-act-mean-for-disabled-veterans-and-their-families/): The HAVEN Act, was passed on August 23, 2019 and has important implications for veterans who file for Chapter 7 and Chapter 13 bankruptcy.
- [What Do I Do After An Accident?](https://oaktreelaw.com/news/blog/what-do-i-do-after-an-accident/): One of every three auto accidents in the U.S. each year involves personal injuries, and one in five accidents causes fatal injuries. It is important to take specific actions at the time of the accident, and as soon as possible afterward. Here is a list of actions to take after a car accident.
- [What Happens When A Family Member Dies Without A Will?](https://oaktreelaw.com/news/blog/what-happens-when-a-family-member-dies-without-a-will/): It's a common misconception that whatever assets a person owns will be transferred to their next of kin upon death, but this isn't necessarily true. Learn more!
- [What Is a Charge-off? | OakTree Law](https://oaktreelaw.com/news/blog/what-is-a-charge-off/): If you think having high credit card debt or missing a credit card payment is bad, having a charge-off on your credit report is worse. Learn about your options.
- [What Is a Deficiency Judgment? - OakTree Law](https://oaktreelaw.com/news/blog/what-is-a-deficiency-judgment/): A deficiency judgment may be obtained by a lender from a court during foreclosure. Find out if you’re at risk and the remedies OakTree Law...
- [Forbearance Agreement | Learn More & Get Relief | OakTree Law | What Is a Mortgage Forbearance? Get Answers Here](https://oaktreelaw.com/news/blog/what-is-a-forbearance-agreement/): Understand forbearance agreements to secure mortgage & debt relief. Avoid foreclosure due to temporary hardships. BBB A+ rating. Learn more with OakTree Law.
- [What Is a Homestead Exemption? - OakTree Law](https://oaktreelaw.com/news/blog/what-is-a-homestead-exemption/): What is a homestead exemption? Find out and learn how it applies in California, how to know you’re eligible, and how to determine an amount you qualify for.
- [What Is an Adversary Proceeding in Bankruptcy? - OakTree Law](https://oaktreelaw.com/news/blog/what-is-an-adversary-proceeding-in-bankruptcy/): If you have received a summons for an adversary proceeding, or want to litigate a portion of your bankruptcy, here is what you need to know.
- [Statute of Limitations on Medical Bills | OakTree Law | Learn About Medical Billing Time Limits & Medical Debt Statute of Limitations in California](https://oaktreelaw.com/news/blog/what-is-the-california-statute-of-limitations-on-medical-debt/): Learn about the statute of limitations on medical bills & protect your rights. Secure debt relief & financial freedom. FREE case evaluation. Contact OakTree.
- [What Is Unsecured Debt? - OakTree Law](https://oaktreelaw.com/news/blog/what-is-unsecured-debt/): What is unsecured debt? Learn how using debt without collateral backing it can affect your credit and financial situation, and ways you...
- [What Not to Do When Filing for Bankruptcy? | Blog | OakTree Law](https://oaktreelaw.com/news/blog/what-not-to-do-when-filing-for-bankruptcy/): Filing for bankruptcy can be a positive experience if you avoid these "what not to do's" before filing.
- [What to Know Before Missing a Mortgage Payment - OakTree Law](https://oaktreelaw.com/news/blog/what-to-know-before-missing-a-mortgage-payment/): Missing a mortgage payment has several consequences like negatively impacting your credit score and possibly foreclosure. Bankruptcy can help in the worst of scenarios.
- [What You Should Do With Your Stimulus Check - OakTree Law](https://oaktreelaw.com/news/blog/what-you-should-do-with-your-stimulus-check/): We’re here to answer the most frequently asked questions about the federal coronavirus relief package and offer suggestions on how you should spend your stimulus check.
- [When to Hire a Student Debt Lawyer? - OakTree Law](https://oaktreelaw.com/news/blog/when-to-hire-a-student-debt-lawyer/): Hiring a student debt lawyer can help if you default on a loan, are being harassed by debt collectors, or are considering filing for bankruptcy.
- [Why A Lawyer Is Important If You Are Experiencing Medical Malpractice](https://oaktreelaw.com/news/blog/why-a-lawyer-is-important-if-you-are-experiencing-medical-malpractice/): To win a medical malpractice case you need to prove negligence of medical care caused an injury. Such cases are challenging and complex. Read more!
- [Why Both Presidential Candidates Don't Talk About Underwater Mortgages - OakTree Law](https://oaktreelaw.com/news/blog/why-both-presidential-candidates-dont-talk-about-underwater-mortgages/): Find out why both presidential candidates don't talk about underwater mortgages. Learn more with Oak Tree Law today!
- [Why Choose OakTree Law? | Los Angeles Bankruptcy Attorney](https://oaktreelaw.com/news/blog/why-choose-oaktree-law/): Oaktree Law is a nationally recognized foreclosure and bankruptcy law firm with decades of collective courtroom experience.
- [Why More and More Seniors Are Filing for Bankruptcy | Oaktree Law](https://oaktreelaw.com/news/blog/why-more-and-more-seniors-are-filing-for-bankruptcy/): While saving up seems like a solution, many retirees don't have enough set aside and any obstacle can set one up for bankruptcy. Read More!
- [Why Should I Hire an Attorney for Business Litigation? - OakTree Law](https://oaktreelaw.com/news/blog/why-should-i-hire-attorney-for-business-litigation/): Having a business litigation attorney from early on can be very beneficial, as you can protect your business and start off the right way to manage your business.
- [Do Bankruptcies Show Up on Background Checks? | OakTree Law | Does Debt Show Up on a Background Check? | Do Background Checks Show Bankruptcies?](https://oaktreelaw.com/news/blog/will-bankruptcy-show-up-on-a-background-check-in-california/): Wondering if bankruptcies show up on background checks, and if they do, in what circumstances? Learn about the repercussions of bankruptcy from OakTree Law.
- [Will Filing For Bankruptcy Stop My Foreclosure? | OakTree Law](https://oaktreelaw.com/news/blog/will-filing-for-bankruptcy-stop-my-foreclosure/): Facing foreclosure can be one of the more troubling life events of adulthood. So what can homeowners do as a last resort to prevent it?
- [Will My Personal Bankruptcy Become Public? | Blog | OakTree Law](https://oaktreelaw.com/news/blog/will-my-personal-bankruptcy-become-public/): When you file for personal bankruptcy, it is considered "public record" in your home state. Here's a guide to how public your bankruptcy really is.
- [Writing a Hardship Letter for Foreclosure Defense - OakTree Law](https://oaktreelaw.com/news/blog/writing-a-hardship-letter-for-foreclosure-defense/): If you have fallen behind on your mortgage and are applying for a loan modification, then you’ll need to know how to write a hardship letter to your lender.
- [Your Bankruptcy Roadmap to Navigate Tough Times | Blog | OakTree Law](https://oaktreelaw.com/news/blog/your-bankruptcy-roadmap-to-navigate-tough-times/): Your bankruptcy roadmap to help you navigate these hard times and better understand the bankruptcy process.
- [Can an Orange County Bankruptcy Attorney Help with a Home Equity Exemption?](https://oaktreelaw.com/news/can-an-orange-county-bankruptcy-attorney-help-with-a-home-equity-exemption/): A bankruptcy home equity exemption can provide benefits in a Chapter 7 or Chapter 13 case. Contact an Orange County bankruptcy attorney to learn more.
- [Can You Declare Bankruptcy More Than Once? - OakTree Law](https://oaktreelaw.com/news/can-you-declare-bankruptcy-more-than-once/): You definitely can declare bankruptcy more than once. However, if you've filed for bankruptcy in the past, there are rules and regulations on how you can proceed for a second bankruptcy.
- [Debt Repayment After Losing a Spouse - OakTree Law](https://oaktreelaw.com/news/debt-repayment-after-losing-a-spouse/): In a community property state such as California, husbands and wives are responsible for their spouse's debt even after death.
- [Filing a Claim Against a Debtor: How a Bankruptcy Attorney in Orange County Can Help - OakTree Law](https://oaktreelaw.com/news/filing-a-claim-against-a-debtor-how-a-bankruptcy-attorney-in-orange-county-can-help/): Filing a claim against a debtor in bankruptcy can be tough, but there are possible legal paths. Call our bankruptcy attorney in Orange County for help.
- [How A Personal Injury Attorney Can Help Your Case | Oaktree Law](https://oaktreelaw.com/news/how-a-personal-injury-attorney-can-help/): Filing a personal injury lawsuit can be extremely complex. An experienced attorney knows all the fine details and how to proceed. Learn more!
- [How Can Loan Modification Lawyers Help? - OakTree Law](https://oaktreelaw.com/news/how-can-loan-modification-lawyers-help/): Loan modification lawyers can help find solutions when you have difficulty paying your mortgage loan. Learn what they do and call OakTree Law today.
- [How to Determine if You Are Ready to Buy a House | OakTree Law](https://oaktreelaw.com/news/how-do-you-know-if-youre-ready-to-buy-a-home/): Learn about how to determine if you are ready to buy a home here. Contact our Los Angeles real estate attorneys to help you determine the right steps.
- [Keeping Your Property in Bankruptcy | Oak Tree law](https://oaktreelaw.com/news/keeping-property-bankruptcy/): Anxious about holding onto your property if you should file for bankruptcy? At Oaktree Law, our knowledgeable Los Angeles bankruptcy lawyers can walk you through exactly how you can keep your property. Call us today!
- [Oaktree Law Lead Attorney Julie J. Moradi-Lopes Becomes A Los Angeles Police Protective League Panel Attorney - OakTree Law](https://oaktreelaw.com/news/press-release/oaktree-law-lead-attorney-julie-j-moradi-lopes-becomes-a-los-angeles-police-protective-league-panel-attorney/): Find out how OakTree Law's attorney Julie J. Moradi-Lopes became a Los Angeles Police Protective League Pannel attorney today.
- [The Difference Between Unsecured and Secured Debt](https://oaktreelaw.com/news/the-difference-between-unsecured-and-secured-debt/): hesehe differences between these can help you make decisions on how to pay off debts, protect your assets, and even plan important purchases. Read more!
- [Tips for Credit Repair for Bad Credit - OakTree Law](https://oaktreelaw.com/news/tips-for-credit-repair-for-bad-credit/): Declaring bankruptcy can be a fit solution for most who are dealing with high amounts of debt. For others however, you may be able to fix your credit without taking extreme measures.
- [What Should I Expect From My Bankruptcy Attorney?](https://oaktreelaw.com/news/what-should-i-expect-from-my-bankruptcy-attorney/): A bankruptcy case can be challenging; just filling out the right forms can be stressful, and all the legal details may seem foreign. Here's what to expect!
- [What Should I Know About Wage Garnishment? | OakTree Law](https://oaktreelaw.com/news/what-should-i-know-about-wage-garnishment/): Learn about what you should know about and how to stop wage garnishment, and contact OakTree Law for help from a qualified wage garnishment lawyer.
- [When Do I Need a Civil Fraud Attorney? | OakTree Law](https://oaktreelaw.com/news/when-do-i-need-a-civil-fraud-attorney/): A civil fraud attorney can help if you’ve had a monetary or other loss by relying on another party’s false statements. Contact OakTree Law for assistance.
- [Why Maintain A Strict Medical Treatment Plan After Being Injured](https://oaktreelaw.com/news/why-maintain-a-strict-medical-treatment-plan-after-being-injured/): Seeking prompt medical care is one of the most important things you can do if you've been involved in a motor vehicle accident. Learn more!
- [Notary Services in Los Angeles and Orange County | OakTree Law](https://oaktreelaw.com/notary-services/): Need to notarize your important documents? Oaktree Law has a notary public on staff for bankruptcy, foreclosure, real estate, and litigation filings
- [Personal Injury Lawyers Orange County | OakTree Law](https://oaktreelaw.com/orange-county-bankruptcy-attorney/): Reach out to the Orange County bankruptcy & personal injury lawyers who fight for you. A+ BBB-rated. 300+ 5-star reviews. FREE consultations. Call OakTree now.
- [Orange County Foreclosure Defense Attorneys | FREE Evaluation](https://oaktreelaw.com/orange-county-foreclosure-attorney/): If you are facing foreclosure in Anaheim, Irvine, Tustin or anywhere in the Orange County area, contact our expert foreclosure attorneys today!
- [Personal Injury Lawyers in Pasadena, CA | Injury & Bankruptcy Attorneys | OakTree Law | $500M in Relief | BBB A+ Rating](https://oaktreelaw.com/pasadena-bankruptcy-attorney/): Trust OakTree Law’s personal injury & bankruptcy lawyers in Pasadena, CA to secure relief. 300+ 5-star reviews. $500M in relief. Call for a FREE evaluation.
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- [Personal Injury Action Plan | OakTree Law | Accident Checklist | Protect Your Health & Rights | Get Max Compensation](https://oaktreelaw.com/your-personal-injury-action-plan-what-to-do-in-the-first-7-days-after-an-accident/): Learn the essential steps to take in the first 7 days after an accident to protect your health, preserve evidence, and strengthen your personal injury claim.

##Entries

Q: What is bankruptcy?
A: A bankruptcy is an action through the federal court system where you can get rid of debt that you may have. During a bankruptcy process there’s many different chapters. There’s a way to protect your assets while getting rid of the debt. There’s a way to restructure repayments if you need to pay back some debts such as taxes, home loans, car loans, actions like that. A bankruptcy’s a fresh start whether you repay or you completely discharge your unsecured debt like credit card debt.

Q: Do I qualify for bankruptcy?
A: Technically, anybody can file a bankruptcy. The question isn’t whether or not you qualify, it’s a question of what type of bankruptcy you can file. There’s technically, like 6 kinds of bankruptcy. For most people, it’s either going to come down to a Chapter 7 or a Chapter 13.

Q: How do I file for bankruptcy?
A: Well first, I strongly recommend that you consult a bankruptcy attorney as there are two forms of bankruptcies for individuals, Chapter 7 and Chapter 13. Chapter 7 is a liquidation of debts while Chapter 13 is a reorganization of debts. It is important that before you file for bankruptcy you consult an attorney regarding the right bankruptcy to file, as filing the wrong type of bankruptcy may have unintended consequences.
It begins with the filing of a petition with the court that discloses all of your income, expenses, assets, and debts; and ends with an order of discharge from the bankruptcy judge stating that many of your debts have been wiped away.

Q: How often can I file for bankruptcy?
A: A Chapter 7 bankruptcy, which is a liquidation where you wipe out your debts and walk away, can be filed every 8th year by an individual debtor. A corporate debtor can only file a Chapter 7 bankruptcy generally one time. It has to do with the discharge provisions.

Q: What is a Chapter 7 bankruptcy?
A: In many ways, a Chapter 7 is the most simple form of bankruptcy. The main purpose of it is to discharge debts like credit cards, lawsuits…
Chapter 7 bankruptcy can make sense for a lot of debtors. The real issue is whether or not a person has a significant amount of assets. In some cases, a Chapter 7 can be dangerous, not in all cases. And if they are, you have other options, for instance a Chapter 13. What first thing we would do is take a good look at your situation and try to figure out whether or not a Chapter 7 makes sense for you and if it does, it is very often the quickest, easiest, simplest way to deal with wage garnishments and credit card debt and medical debt. Things of that nature.