I contacted OakTree Law with hesitation but, after speaking and meeting Marissa, my financial situation changed tremendously. Marissa and Russ did an exceptional job with my situation saving me $795 per month on my mortgage, that is a $9,540 saving per year. If your experiencing your home being upside down with a high mortgage, I suggest you contact OakTree Law for guidance. They, do return your phone calls, they answer all of your questions, and they walked you through the process. I am most appreciative, and I thank OakTree Law for making my home affordable to live in for years to come.