The Vance Family, Long Beach

Oaktree law literally saved our house. I cannot thank them enough. We had tried for 9 months to get a modification from B of A. I got to the point that it wasn’t worth it. My coworker after hearing about our struggles recommended Oaktree Law so I called them up and quickly realized I had been doing it wrong. In 90 days we received a modification. Ha…unbelievable. Save yourself a headache and don’t try to do it alone. I would highly recommend them to anyone that are facing foreclosure.

I can't believe what happened to me today! I feel like I have won the lottery, actually I have. I won the mortgage lottery and I owe it all to "Oak Tree Law".I have been working on a mortgage modification for my home since 2007. I have spoken to every company out there and have paid several companies to modify my loan and have had absolutely no results until now. And what great results I have received from Oak Tree Law and their staff.My story started in January 2007 and was told by a firm "don't worry you will get your modification done in no time and will save a fortune". By July I found out on my own that my house was going to foreclose in 2 days and I needed $27,000.00 in order to save it. Fortunately, I was able to scramble and get the money together from family and friends and was able to save the house. I cried all night and prayed all night that I could get all the money together and be able to drive it to San Diego by 4 pm and save the house. I did not know how I would tell my children that we lost out home. I thought I would be the biggest failure as a parent if this would happen.Mu original loan was for about $618,000.00n with a $5000.00 payment at n7.3% interest. My new payment went up to n$7,500.00 with the same interest rate to pay back the monies I was behind. I could only make this payment for a few months and I continued to struggle. I then sought out other loan modification companies and they took my money and always came back with the same answer....:Your loan is held by a group of investors and they do not want to modify your loan".In the fall of 2011n I heard an accountant advertise his firm and said that he had all the key people from various lending institutions working for him and he had a 95% success rate. So I called him up, made an appointment and he told me I was a lost cause. Mind you this whole time I was always just 1 payment away from foreclosure.Then it happened, my loan was sold to OCWEN and because I was behind in my payments close to $100,000.00 they told me I was only able to make a payment if I paid the past due in full. It was all or nothing! I then started to panic. I couldn't come up with that kind of money in this kind of an economy.That's when I remembered I had met Rex from Oak Tree Law and I called him. I went to him on December 27, 2011 and was practically in tears and begged him to help me. Rex was so kind and told me what had to be done, we did everything in one meeting and he made no promises. He just told me Oak Tree Law would do their best and I should relax, pray and do what was expected of me in order to have success with the modification. Rex made me feel better and fave me hope.He worked with me in every way. My with late fees and interest is now at $698,000.00 at 7.3% and today has been reduced $300,000.00 and is at 2% interest. This means $300,000.00 of my principle just went away. Hard to believe, this is money I no longer owe. My payment was almost $5000.00 and now is $1587.00. This is crazy! When Oak Tree Law told me this I said please verify this, I can't believe this. They called me back and said this is correct!This is why if you need your loan modified and have tried everything you really haven't........ because you have not tried Oak Tree Law. This took 4 months and now I can sleep at night knowing my children will be able to grow up in the house they know as their home.THANKS "OAK TREE LAW"! You have changed my life!

— Chantal B., Claremont

Thank you Jennifer and Marissa with all your help in getting my loan modified. You guys have been great!

— Jonah, Chula Vista

Me and my wife received a email from Jennifer Leonard informing us that we are in the final stages of our modification to a permanent modification. Jennifer's expertise, professionalism and her hard work really paid off so now we are saving $600.00 a month.We would like to thank you Jennifer and Oaktree Law for making this a painless and stress free experience. We have and will continue to refer you and your company to all our friends and family that sure could use your help. It has really been a pleasure.

— Pierre L., Anaheim

I contacted Oaktree Law with hesitation but, after speaking and meeting Marissa, my financial situation changed tremendously. Marissa and Russ did an exceptional job with my situation saving me $795 per month on my mortgage, that is a $9,540 saving per year. If your experiencing your home being upside down with a high mortgage, I suggest you contact Oaktree Law for guidance. They, do return your phone calls, they answer all of your questions, and they walked you through the process. I am most appreciative, and I thank Oaktree Law for making my home affordable to live in for years to come.

— Trasquita L. Compton

Heard about Oaktree Law on KFI and e-mailed them. Rex called me back and although they could not help because of my loan type, he was very candid and professional. I will probably use one of their other services in the future.

— Michael M., Los Angeles

Don't hesitate to call them. They don't play games and are not con artists. MANY people we know got taken for thousands of dollars by other companies without any results in modifying their loans and lost their homes. Some were so exhausted they gave up. Don't give up, make this one last call.!!! We refer everyone here.Our situation was crazy as it gets and it took a while extending the sale date monthly but we got our principal reduced $243,000.00-yes almost a quarter of a million dollars off the loan balance and an interest rate of 3.875% over a year ago. It was so good we weren't sure that it was real.Round one down, now for round two. I have tax issues and need to file BK and I am going back with all the confidence in the world that it will be okay. We made payments last time and they are willing to take them again. Thank Heaven literally for Oaktree Law. I can't wait to start over. Like you, we aren't losers just good people that made bad decisions and had things beyond our control happen. Do not feel ashamed to tell them your story and seek help. They WILL help you and not make you feel bad about having to take the legal steps to gain your life back and get a good night's sleep again. They are not expensive. You would expect people this good to be out of your price range, not true! Call! Ours was a huge success story and I am sure yours will be too. If they couldn't help I am 100% sure they would say so up front.

— Mary L., Anaheim