Ronald & Claire N., Orange

Everyone in the group was knowledgeable and helpful in saving my home. They know the correct formulas and are there to answer (and go along side you) your fears and questions. I had a predatory loan and when I fell behind on payments when the wife lost her job, Oaktree advised me on the next steps. They got me a $150 K loan reduction and a loan mod with a very low interest rate. I am grateful for all their help.

“She gathered more information and did more for me during my FREE initial visit than my entire 3 years with another attorney. It took Julie 4 days to file the appeal and get my case back in order.”

***PLEASE READ THIS*** I have never given a review before but I am compelled to do so. My family had enjoyed a stable living and income until my husband began to have serious unexplained medical issues. He was not able to contribute financially and with only my income for my family, bills began to add up quick. After exhausting our savings, my daughters college fund and selling what assets we could, we had no choice but to file for bankruptcy protection to save our home. We decided as a family that we would walk away from the home that we loved because there was no other recourse. Days later we were notified by my husbands Dr. that he was diagnosed with MS. Devastated, I can only describe our situation as dire. I heard an ad on KFI about Oaktree Law. The radio announcer sounded sincere about their reputation and after a day or so I called. I was EXTREMELY hesitant to talk to another lawyer but the minute I spoke to Julie Villalobos it was apparent that she cared......yes, cared! She gathered more information and did more for me during my FREE initial visit than my entire 3 years with another attorney. It took Julie 4 days to file the appeal and get my case back in order. We continued filing motions for an additional year so that I could juggle my finances and send my daughter to college. Just last month I made my last bankruptcy payment and my case is closed! Julie and her team not only helped and did their job, they put a personal touch on the case by giving it their full attention and keeping me updated through email, phone calls, emails and texting. Julie is tenacious. I can't believe the difference in services. I have now begun the Loan Modification process with Marissa Pitts at Oaktree. Things are flying by and we should be filing next week. I know better days are on the horizon and can only say that the radio ad set my family on a new course......THANK YOU OAK TREE LAW.

— Sonia M., Whittier

Thanks for helping me on my loan modification. I tried to do it myself, but just ran into dead ends dealing with Bank of America. After going through the process with Oaktree Law working with me, I know it wouldn't have been possible without their help. Loan mods require professional assistance from an attorney who knows what they are doing and who will stand up to banks and ensure that the bank's employees won't deny you a modification due to incompetence. I also appreciate their honest way of doing business and only accepting cases they know are able to modify, quite contrary to other horror stories I've heard of. I would recommend them to anyone I know who is contemplating a loan mod.

— Antonio L., Marina Del Rey

I can't believe what happened to me today! I feel like I have won the lottery, actually I have. I won the mortgage lottery and I owe it all to "Oak Tree Law". I have been working on a mortgage modification for my home since 2007. I have spoken to every company out there and have paid several companies to modify my loan and have had absolutely no results until now. And what great results I have received from Oak Tree Law and their staff. My story started in January 2007 and was told by a firm "don't worry you will get your modification done in no time and will save a fortune". By July I found out on my own that my house was going to foreclose in 2 days and I needed $27,000.00 in order to save it. Fortunately, I was able to scramble and get the money together from family and friends and was able to save the house. I cried all night and prayed all night that I could get all the money together and be able to drive it to San Diego by 4 pm and save the house. I did not know how I would tell my children that we lost out home. I thought I would be the biggest failure as a parent if this would happen. Mu original loan was for about $618,000.00n with a $5000.00 payment at n7.3% interest. My new payment went up to n$7,500.00 with the same interest rate to pay back the monies I was behind. I could only make this payment for a few months and I continued to struggle. I then sought out other loan modification companies and they took my money and always came back with the same answer....:Your loan is held by a group of investors and they do not want to modify your loan". In the fall of 2011n I heard an accountant advertise his firm and said that he had all the key people from various lending institutions working for him and he had a 95% success rate. So I called him up, made an appointment and he told me I was a lost cause. Mind you this whole time I was always just 1 payment away from foreclosure. Then it happened, my loan was sold to OCWEN and because I was behind in my payments close to $100,000.00 they told me I was only able to make a payment if I paid the past due in full. It was all or nothing! I then started to panic. I couldn't come up with that kind of money in this kind of an economy. That's when I remembered I had met Rex from Oak Tree Law and I called him. I went to him on December 27, 2011 and was practically in tears and begged him to help me. Rex was so kind and told me what had to be done, we did everything in one meeting and he made no promises. He just told me Oak Tree Law would do their best and I should relax, pray and do what was expected of me in order to have success with the modification. Rex made me feel better and fave me hope. He worked with me in every way. My with late fees and interest is now at $698,000.00 at 7.3% and today has been reduced $300,000.00 and is at 2% interest. This means $300,000.00 of my principle just went away. Hard to believe, this is money I no longer owe. My payment was almost $5000.00 and now is $1587.00. This is crazy! When Oak Tree Law told me this I said please verify this, I can't believe this. They called me back and said this is correct! This is why if you need your loan modified and have tried everything you really haven't........ because you have not tried Oak Tree Law. This took 4 months and now I can sleep at night knowing my children will be able to grow up in the house they know as their home. THANKS "OAK TREE LAW"! You have changed my life!

— Chantal B., Claremont

“An honest law team with easy to understand instructions. I am so pleased with the advice and humility.”

I called Oaktree Law with what I thought was a huge problem concerning a issue with a property that I needed to have power of attorney over. I was able to get the exact information over the phone for free. They did not try to swindle me out of money. He even advised me to try to complete the steps on my own before I paid any money to Oaktree law. This was exactly what I was in need of. An honest law team with easy to understand instructions. I am so pleased with the advice and humility. Thank you so much.

— Arneshia B., Compton

So happy with the service! I did not want to go here but my boyfriend talked me into it. My mortgage was reduced $500. I no longer have to rent a room out to pay my ever rising mortgage payment. Rex and Jennifer were great. Especially Jennifer who kept in constant contact to make sure things went smooth. Best investment you can make to keep your home.

— Amy C., Long Beach

I contacted Oaktree Law with hesitation but, after speaking and meeting Marissa, my financial situation changed tremendously. Marissa and Russ did an exceptional job with my situation saving me $795 per month on my mortgage, that is a $9,540 saving per year. If your experiencing your home being upside down with a high mortgage, I suggest you contact Oaktree Law for guidance. They, do return your phone calls, they answer all of your questions, and they walked you through the process. I am most appreciative, and I thank Oaktree Law for making my home affordable to live in for years to come.

— Trasquita L. Compton