Normally I do not give endorsements or recommend suppliers no matter how well they may have performed. However in this situation I decided to make an exception because it could help others realize the wonderful results we have achieved and possibly eliminate or reduce the tremendous stress associated with working with mortgage company's and lenders.
I can't tell you how OakTree Law took such a stressful and complicated situation from my family when I was at a dead end with Chase Bank, on getting a modification, which my wife, and I fought for over a period of 18 months with customer service, and this one, and that one, talking and no one caring, we were ready to just give it up.
Then the faithful day, most would say fateful but faith is more to the point, that you entered our lives. From day one you put us at ease and immediately we felt as if our lives were headed back in a direction we knew and understood. Your knowledge of the system, especially Chase Bank, our lender, was critical. You explained the process, the cost, and what we could expect to happen. Surprisingly, it was exact and right on point.
The satisfaction and contentment with what OakTree helped us achieve has allowed us to move forward and back into our lives. Sounds weird to say back into and yet move forward but it does state how a peaceful continence, a sense of presence in the now, allows us to have the capacity to see a very bright future. You, Marissa, are a very large, and important piece of why we are headed into a future that is as welcoming and exciting as it has become. Melissa and I are impressed with your business acumen and tenacity. We knew that was what was needed when dealing with the institutions you had the unenviable task of working with. Fortunately for us, you knew what you were going into and what was going to be needed. Bottom line for us is that without you our world, our future would be completely different than the one we now find ourselves in. Melissa, and I thank you from the depths of our soul and count ourselves fortunate to have discovered a person of your abilities.
Thank You, Marissa, and OakTree Law.
— Henry & Melissa, Chino Hills
OakTree Law firm has helped me and my family not only save our home but thru Rex's professional knowledge of up to date opportunity's and laws pertaining to truth in mortgage and lending, we were able to have $188,000 forgiven from our principal, a bad arm loan changed to a 2.0% 30 year fixed rate........to my amazement once OakTree Law had all the paperwork asked of me, it took only 30 days to get my new modification.Ii was directed to follow up weekly and they took the time to explain that beyond the law, the loan servicing company handling my case were people with a job to do, and having a open line of communication with them weekly helped me and them, to get to a end result that we will forever be grateful to OakTree Law for. The right guidance and paper presentation it took to not only save our home but made it possible for us to regain a marketable home ....I will absolutely recommend OakTree Law to family & friends............thanks again OakTree!!
— Chris O., Upland
Excellent service! Called into OakTree Law and had a meeting with Mark Hoffman within 24hrs. With all the bad information coming from the banks it was extremely reassuring to speak with someone who has a thorough knowledge of my position and get a professional outline of what my rights and options were.
— Jed W., Orange
If you are looking for someone to help save your house, call OakTree Law. My husband and I were struggling to pay our mortgage payments the banks wouldn't help us, told me that they couldn't help unless we were in default. Well that turned bad fast they not only wouldn't help us they put us in foreclosure. We went to a attorney that prays upon these people, she ripped us off 4000.00.
We were under a lot of stress not knowing if our family would have to move. Most people we knew told us we had no chance of saving our house. We could not give in, so my husband and I googled loan modifications with the lender we had and found one success story about OakTree Law. We called and spoke with Marissa, she was amazing and felt she truly cared about what we were going through.
My husband and I drove from Encinitas to LA took us more than hour to drive, we were greeted with the most amazing staff. We sat down Marissa took her time going over all details and instructions of what we needed to do. Everything she told us to expect to happen did. We got a modification because of these incredible caring and knowledgeable people. I could not have done this with out Marissa and Julie on our side.
We love you guys, and have been thanking God for leading us to you. We are so great full for all your time and patients.
— Christopher & Jodie D., Cardiff
I can't believe what happened to me today! I feel like I have won the lottery, actually I have. I won the mortgage lottery and I owe it all to "OakTree Law".
I have been working on a mortgage modification for my home since 2007. I have spoken to every company out there and have paid several companies to modify my loan and have had absolutely no results until now. And what great results I have received from OakTree Law and their staff.
My story started in January 2007 and was told by a firm "don't worry you will get your modification done in no time and will save a fortune". By July I found out on my own that my house was going to foreclose in 2 days and I needed $27,000.00 in order to save it. Fortunately, I was able to scramble and get the money together from family and friends and was able to save the house. I cried all night and prayed all night that I could get all the money together and be able to drive it to San Diego by 4 pm and save the house. I did not know how I would tell my children that we lost out home. I thought I would be the biggest failure as a parent if this would happen.
Mu original loan was for about $618,000.00n with a $5000.00 payment at n7.3% interest. My new payment went up to n$7,500.00 with the same interest rate to pay back the monies I was behind. I could only make this payment for a few months and I continued to struggle. I then sought out other loan modification companies and they took my money and always came back with the same answer....:Your loan is held by a group of investors and they do not want to modify your loan".
In the fall of 2011n I heard an accountant advertise his firm and said that he had all the key people from various lending institutions working for him and he had a 95% success rate. So I called him up, made an appointment and he told me I was a lost cause. Mind you this whole time I was always just 1 payment away from foreclosure.
Then it happened, my loan was sold to OCWEN and because I was behind in my payments close to $100,000.00 they told me I was only able to make a payment if I paid the past due in full. It was all or nothing! I then started to panic. I couldn't come up with that kind of money in this kind of an economy.
That's when I remembered I had met Rex from OakTree Law and I called him. I went to him on December 27, 2011 and was practically in tears and begged him to help me. Rex was so kind and told me what had to be done, we did everything in one meeting and he made no promises. He just told me OakTree Law would do their best and I should relax, pray and do what was expected of me in order to have success with the modification. Rex made me feel better and fave me hope.
He worked with me in every way. My with late fees and interest is now at $698,000.00 at 7.3% and today has been reduced $300,000.00 and is at 2% interest. This means $300,000.00 of my principle just went away. Hard to believe, this is money I no longer owe. My payment was almost $5000.00 and now is $1587.00. This is crazy! When OakTree Law told me this I said please verify this, I can't believe this. They called me back and said this is correct!
This is why if you need your loan modified and have tried everything you really haven't........ because you have not tried OakTree Law. This took 4 months and now I can sleep at night knowing my children will be able to grow up in the house they know as their home.
THANKS "OAKTREE LAW"! You have changed my life!
— Chantal B., Claremont
I was referred to OakTree Law from another person that was helped by one of the owners of Oak Tree Law, so it gave me the confidence that they could really help me, because my mortgage company would not help me, and I had already been scammed by another Law Firm.
I had tried for two years to work directly with my mortgage company, but they rejected my loan modification at least 5 times, and each time they used a different excuse for not approving my loan modification.
OakTree Law was almost a 100 miles away from where I lived, but I had already experienced another Law Firm stealing five thousand dollars from me yet they did not help me, so I accepted help from OakTree Law since I knew another person that had been helped by them.
Even though OakTree Law was a two hour drive for me, it was well worth the drive since they were the only ones that I found who could help me.
They know what to do and how to do it. My loan modification was finally approved when others had failed to help me. I whole heartedly recomend OakTree Law.
— Larry W., Camarillo