Everyone in the group was knowledgeable and helpful in saving my home. They know the correct formulas and are there to answer (and go along side you) your fears and questions. I had a predatory loan and when I fell behind on payments when the wife lost her job, OakTree advised me on the next steps. They got me a $150 K loan reduction and a loan mod with a very low interest rate. I am grateful for all their help.
— Ronald & Claire N., Orange
Normally I do not give endorsements or recommend suppliers no matter how well they may have performed. However in this situation I decided to make an exception because it could help others realize the wonderful results we have achieved and possibly eliminate or reduce the tremendous stress associated with working with mortgage company's and lenders.
I can't tell you how OakTree Law took such a stressful and complicated situation from my family when I was at a dead end with Chase Bank, on getting a modification, which my wife, and I fought for over a period of 18 months with customer service, and this one, and that one, talking and no one caring, we were ready to just give it up.
Then the faithful day, most would say fateful but faith is more to the point, that you entered our lives. From day one you put us at ease and immediately we felt as if our lives were headed back in a direction we knew and understood. Your knowledge of the system, especially Chase Bank, our lender, was critical. You explained the process, the cost, and what we could expect to happen. Surprisingly, it was exact and right on point.
The satisfaction and contentment with what OakTree helped us achieve has allowed us to move forward and back into our lives. Sounds weird to say back into and yet move forward but it does state how a peaceful continence, a sense of presence in the now, allows us to have the capacity to see a very bright future. You, Marissa, are a very large, and important piece of why we are headed into a future that is as welcoming and exciting as it has become. Melissa and I are impressed with your business acumen and tenacity. We knew that was what was needed when dealing with the institutions you had the unenviable task of working with. Fortunately for us, you knew what you were going into and what was going to be needed. Bottom line for us is that without you our world, our future would be completely different than the one we now find ourselves in. Melissa, and I thank you from the depths of our soul and count ourselves fortunate to have discovered a person of your abilities.
Thank You, Marissa, and OakTree Law.
— Henry & Melissa, Chino Hills
Thanks for helping me on my loan modification. I tried to do it myself, but just ran into dead ends dealing with Bank of America. After going through the process with OakTree Law working with me, I know it wouldn't have been possible without their help. Loan mods require professional assistance from an attorney who knows what they are doing and who will stand up to banks and ensure that the bank's employees won't deny you a modification due to incompetence. I also appreciate their honest way of doing business and only accepting cases they know are able to modify, quite contrary to other horror stories I've heard of. I would recommend them to anyone I know who is contemplating a loan mod.
— Antonio L., Marina Del Rey
I was referred to OakTree Law from another person that was helped by one of the owners of Oak Tree Law, so it gave me the confidence that they could really help me, because my mortgage company would not help me, and I had already been scammed by another Law Firm.
I had tried for two years to work directly with my mortgage company, but they rejected my loan modification at least 5 times, and each time they used a different excuse for not approving my loan modification.
OakTree Law was almost a 100 miles away from where I lived, but I had already experienced another Law Firm stealing five thousand dollars from me yet they did not help me, so I accepted help from OakTree Law since I knew another person that had been helped by them.
Even though OakTree Law was a two hour drive for me, it was well worth the drive since they were the only ones that I found who could help me.
They know what to do and how to do it. My loan modification was finally approved when others had failed to help me. I whole heartedly recomend OakTree Law.
— Larry W., Camarillo
I have tried on my own 3x's with NACA to go face to face with my lender, Indymac. I had an adjustable pay option that would be adjusting this July. I was also underwater. Each time I was turned down because I was current and that my payment was within 31% of my income. Even though I was being proactive and trying to prevent a foreclosure, they wouldn’t help me. So this past January, my wife and I went to OakTree Law and got the results we needed. By March we received a 3mos. trial modification to start in April. Before our June payment, we received our permanent modification agreement! They offered a 2% for 5yrs, 3% for one yr, and 3.875% for 34yrs., plus removed $87K off the principle balance. Thank you Jesus Christ, and thank you OakTree Law for saving my family's home! Continue praying, "Ask and you shall receive".
— Tony M., Chino
Heard about OakTree Law on KFI and e-mailed them. Rex called me back and although they could not help because of my loan type, he was very candid and professional. I will probably use one of their other services in the future.
— Michael M., Los Angeles
