I had heard loan mods are hard to accomplish but with Oak Tree I had great success. No problems with hard to fill out forms or language that takes an enterperter to understand. Oak Tree walk with me from beginning to end. Any questions I had were simply explained and every phone call was answered by a live person on he other end. I hate ” leave a message and we will get back to you” and it never happened with Oak Tree. My bank seemed to drag there feet at a loan modification and it was Oak Tree that remained patient and persistent. They continued to call the bank on a daily bases and were relentless until my modification was complete. The bank had turned my case over to at least three different employees and each had to start the review from the beginning to find out where the process was. Oak Tree stayed on top of them and where I would have given up, they pushed forward and finalized the modification. I truly believe I could not have achieved a loan modification on my own and needed them in order to get it done. I sound like a commercial but in fact, I found them from a friends recommendation and have no ties with their company. Simply stated I could not be happier. They saved me from losing my house in a bad economy and I owe them this review out of respect for what they do.
Thank you Jennifer and Marissa with all your help in getting my loan modified. You guys have been great!
— Jonah, Chula Vista
I had found Oaktree Law through one of their ads. I called and spoke to one of their staff who turned out to be very knowledgeable. Personally, I hate it whenever I speak to a "salesperson" who does not know much or anything about the technical details I am calling about. With Oaktree Law, that was not the case and in fact, while we were on that initial phone call, she punched #'s on a calculator and thought my case was one that was "do-able". She also looked up my property market value on an online site and so therefore she had something to base her thinking on. ---as opposed to wishful thinking. All of that was done on my 1st call and so I felt that it was worthwhile to drive to their office about an hour from me and talk in person. Again, I was able to meet the staff who actually does the work,talks with the lender,etc so that made me feel confident it was worth a chance. Oaktree started working on my case in Jan and reached a successful modification in May. So, I can recommend Oaktree as very competent--and they answer the phones as well!--- which is something I always put a lot of stock in.
— Scott P., Santa Monica
Thanks Oaktree Law for helping me stay in my home:I find that it is not just neat, but absolutely great when you can get the help you need at a critical time.My home was/is upside down, I was unable to pay the mortgage, and I needed help to stay in my home. How I got into this circumstance is not relevant, but I will tell you anyway.I used to own five rental properties purchased with equity from my primary home, which is now under water. And then the bottom fell from real estate investments. Rental houses were now worth less and I couldn’t rent them for enough to cover costs, and so I began to lose money – first the rental properties, and then I was about to lose the home in which I have lived 23 years.I had talked to friends and colleagues who had coordinated their own loan modification successfully, and yet I needed help right now to avoid foreclosure. I didn’t have time for trial and error…Oak Tree Law gave me 60 minutes of free consulting during which I saw the light at the end of the tunnel. I had talked to other companies that offered free consulting; they didn’t stand out as did Oak Tree Law.Two weeks later I told Marissa I wanted to work with her, she told me what documentation to assemble, and we arranged our next meeting. I will tell you than I consider myself rather well organized, which made it quite easy to meet Marissa’s documentation requirements.My second and last meeting with Marissa lasted 2 hours during which time I filled in forms, she assembled financial information before calling and establishing prerequisite arrangements with mortgage servicer, I crafted a hardship letter, and all the required documentation was faxed to mortgage servicer then and there.Three weeks later I was informed by mortgage servicer I had been accepted for trial loan modification. I have since completed trial payments and loan mod is now permanent. My monthly mortgage is reduced from $2,540 to $1,325, a reduction of more than $1,200/month. Specifics of my loan modification include a 2% interest rate; maturity is extended to 40 years, and forbearance in the amount of $110,000.Thank you, Oak Tree Law for your efficiency and your effectiveness. Thank you, Marissa for being so good at what you do. You knew what was needed, when it would be needed, you knew the ins and outs of the process and you went about it with a purposefulness I genuinely appreciate and admire. Marissa, you ROCK…With much appreciation,Herman Powells
— Herman P., Inglewood
Oaktree law literally saved our house. I cannot thank them enough. We had tried for 9 months to get a modification from B of A. I got to the point that it wasn’t worth it. My coworker after hearing about our struggles recommended Oaktree Law so I called them up and quickly realized I had been doing it wrong. In 90 days we received a modification. Ha…unbelievable. Save yourself a headache and don’t try to do it alone. I would highly recommend them to anyone that are facing foreclosure.
— The Vance Family, Long Beach
“She gathered more information and did more for me during my FREE initial visit than my entire 3 years with another attorney. It took Julie 4 days to file the appeal and get my case back in order.”
***PLEASE READ THIS*** I have never given a review before but I am compelled to do so. My family had enjoyed a stable living and income until my husband began to have serious unexplained medical issues. He was not able to contribute financially and with only my income for my family, bills began to add up quick. After exhausting our savings, my daughters college fund and selling what assets we could, we had no choice but to file for bankruptcy protection to save our home. We decided as a family that we would walk away from the home that we loved because there was no other recourse. Days later we were notified by my husbands Dr. that he was diagnosed with MS. Devastated, I can only describe our situation as dire. I heard an ad on KFI about Oaktree Law. The radio announcer sounded sincere about their reputation and after a day or so I called. I was EXTREMELY hesitant to talk to another lawyer but the minute I spoke to Julie Villalobos it was apparent that she cared......yes, cared! She gathered more information and did more for me during my FREE initial visit than my entire 3 years with another attorney. It took Julie 4 days to file the appeal and get my case back in order. We continued filing motions for an additional year so that I could juggle my finances and send my daughter to college. Just last month I made my last bankruptcy payment and my case is closed! Julie and her team not only helped and did their job, they put a personal touch on the case by giving it their full attention and keeping me updated through email, phone calls, emails and texting. Julie is tenacious. I can't believe the difference in services. I have now begun the Loan Modification process with Marissa Pitts at Oaktree. Things are flying by and we should be filing next week. I know better days are on the horizon and can only say that the radio ad set my family on a new course......THANK YOU OAK TREE LAW.
— Sonia M., Whittier
Heard about Oaktree Law on KFI and e-mailed them. Rex called me back and although they could not help because of my loan type, he was very candid and professional. I will probably use one of their other services in the future.
— Michael M., Los Angeles
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