I had heard loan mods are hard to accomplish but with Oak Tree I had great success. No problems with hard to fill out forms or language that takes an enterperter to understand. Oak Tree walk with me from beginning to end. Any questions I had were simply explained and every phone call was answered by a live person on he other end. I hate ” leave a message and we will get back to you” and it never happened with Oak Tree. My bank seemed to drag there feet at a loan modification and it was Oak Tree that remained patient and persistent. They continued to call the bank on a daily bases and were relentless until my modification was complete. The bank had turned my case over to at least three different employees and each had to start the review from the beginning to find out where the process was. Oak Tree stayed on top of them and where I would have given up, they pushed forward and finalized the modification. I truly believe I could not have achieved a loan modification on my own and needed them in order to get it done. I sound like a commercial but in fact, I found them from a friends recommendation and have no ties with their company. Simply stated I could not be happier. They saved me from losing my house in a bad economy and I owe them this review out of respect for what they do.
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BANKRUPTCY & FORECLOSURE ATTORNEYS
Contact UsExcellent service! Called into Oaktree Law and had a meeting with Mark Hoffman within 24hrs. With all the bad information coming from the banks it was extremely reassuring to speak with someone who has a thorough knowledge of my position and get a professional outline of what my rights and options were.
— Jed W., Orange
Thanks Oaktree Law for helping me stay in my home:I find that it is not just neat, but absolutely great when you can get the help you need at a critical time.My home was/is upside down, I was unable to pay the mortgage, and I needed help to stay in my home. How I got into this circumstance is not relevant, but I will tell you anyway.I used to own five rental properties purchased with equity from my primary home, which is now under water. And then the bottom fell from real estate investments. Rental houses were now worth less and I couldn’t rent them for enough to cover costs, and so I began to lose money – first the rental properties, and then I was about to lose the home in which I have lived 23 years.I had talked to friends and colleagues who had coordinated their own loan modification successfully, and yet I needed help right now to avoid foreclosure. I didn’t have time for trial and error…Oak Tree Law gave me 60 minutes of free consulting during which I saw the light at the end of the tunnel. I had talked to other companies that offered free consulting; they didn’t stand out as did Oak Tree Law.Two weeks later I told Marissa I wanted to work with her, she told me what documentation to assemble, and we arranged our next meeting. I will tell you than I consider myself rather well organized, which made it quite easy to meet Marissa’s documentation requirements.My second and last meeting with Marissa lasted 2 hours during which time I filled in forms, she assembled financial information before calling and establishing prerequisite arrangements with mortgage servicer, I crafted a hardship letter, and all the required documentation was faxed to mortgage servicer then and there.Three weeks later I was informed by mortgage servicer I had been accepted for trial loan modification. I have since completed trial payments and loan mod is now permanent. My monthly mortgage is reduced from $2,540 to $1,325, a reduction of more than $1,200/month. Specifics of my loan modification include a 2% interest rate; maturity is extended to 40 years, and forbearance in the amount of $110,000.Thank you, Oak Tree Law for your efficiency and your effectiveness. Thank you, Marissa for being so good at what you do. You knew what was needed, when it would be needed, you knew the ins and outs of the process and you went about it with a purposefulness I genuinely appreciate and admire. Marissa, you ROCK…With much appreciation,Herman Powells
— Herman P., Inglewood
I can't believe what happened to me today! I feel like I have won the lottery, actually I have. I won the mortgage lottery and I owe it all to "Oak Tree Law".I have been working on a mortgage modification for my home since 2007. I have spoken to every company out there and have paid several companies to modify my loan and have had absolutely no results until now. And what great results I have received from Oak Tree Law and their staff.My story started in January 2007 and was told by a firm "don't worry you will get your modification done in no time and will save a fortune". By July I found out on my own that my house was going to foreclose in 2 days and I needed $27,000.00 in order to save it. Fortunately, I was able to scramble and get the money together from family and friends and was able to save the house. I cried all night and prayed all night that I could get all the money together and be able to drive it to San Diego by 4 pm and save the house. I did not know how I would tell my children that we lost out home. I thought I would be the biggest failure as a parent if this would happen.Mu original loan was for about $618,000.00n with a $5000.00 payment at n7.3% interest. My new payment went up to n$7,500.00 with the same interest rate to pay back the monies I was behind. I could only make this payment for a few months and I continued to struggle. I then sought out other loan modification companies and they took my money and always came back with the same answer....:Your loan is held by a group of investors and they do not want to modify your loan".In the fall of 2011n I heard an accountant advertise his firm and said that he had all the key people from various lending institutions working for him and he had a 95% success rate. So I called him up, made an appointment and he told me I was a lost cause. Mind you this whole time I was always just 1 payment away from foreclosure.Then it happened, my loan was sold to OCWEN and because I was behind in my payments close to $100,000.00 they told me I was only able to make a payment if I paid the past due in full. It was all or nothing! I then started to panic. I couldn't come up with that kind of money in this kind of an economy.That's when I remembered I had met Rex from Oak Tree Law and I called him. I went to him on December 27, 2011 and was practically in tears and begged him to help me. Rex was so kind and told me what had to be done, we did everything in one meeting and he made no promises. He just told me Oak Tree Law would do their best and I should relax, pray and do what was expected of me in order to have success with the modification. Rex made me feel better and fave me hope.He worked with me in every way. My with late fees and interest is now at $698,000.00 at 7.3% and today has been reduced $300,000.00 and is at 2% interest. This means $300,000.00 of my principle just went away. Hard to believe, this is money I no longer owe. My payment was almost $5000.00 and now is $1587.00. This is crazy! When Oak Tree Law told me this I said please verify this, I can't believe this. They called me back and said this is correct!This is why if you need your loan modified and have tried everything you really haven't........ because you have not tried Oak Tree Law. This took 4 months and now I can sleep at night knowing my children will be able to grow up in the house they know as their home.THANKS "OAK TREE LAW"! You have changed my life!
— Chantal B., Claremont
“An honest law team with easy to understand instructions. I am so pleased with the advice and humility.”
I called Oaktree Law with what I thought was a huge problem concerning a issue with a property that I needed to have power of attorney over. I was able to get the exact information over the phone for free. They did not try to swindle me out of money. He even advised me to try to complete the steps on my own before I paid any money to Oaktree law. This was exactly what I was in need of. An honest law team with easy to understand instructions. I am so pleased with the advice and humility. Thank you so much.
— Arneshia B., Compton
Heard about Oaktree Law on KFI and e-mailed them. Rex called me back and although they could not help because of my loan type, he was very candid and professional. I will probably use one of their other services in the future.
— Michael M., Los Angeles
I contacted Oaktree Law with hesitation but, after speaking and meeting Marissa, my financial situation changed tremendously. Marissa and Russ did an exceptional job with my situation saving me $795 per month on my mortgage, that is a $9,540 saving per year. If your experiencing your home being upside down with a high mortgage, I suggest you contact Oaktree Law for guidance. They, do return your phone calls, they answer all of your questions, and they walked you through the process. I am most appreciative, and I thank Oaktree Law for making my home affordable to live in for years to come.
— Trasquita L. Compton
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