Normally I do not give endorsements or recommend suppliers no matter how well they may have performed. However in this situation I decided to make an exception because it could help others realize the wonderful results we have achieved and possibly eliminate or reduce the tremendous stress associated with working with mortgage company's and lenders.
I can't tell you how OakTree Law took such a stressful and complicated situation from my family when I was at a dead end with Chase Bank, on getting a modification, which my wife, and I fought for over a period of 18 months with customer service, and this one, and that one, talking and no one caring, we were ready to just give it up.
Then the faithful day, most would say fateful but faith is more to the point, that you entered our lives. From day one you put us at ease and immediately we felt as if our lives were headed back in a direction we knew and understood. Your knowledge of the system, especially Chase Bank, our lender, was critical. You explained the process, the cost, and what we could expect to happen. Surprisingly, it was exact and right on point.
The satisfaction and contentment with what OakTree helped us achieve has allowed us to move forward and back into our lives. Sounds weird to say back into and yet move forward but it does state how a peaceful continence, a sense of presence in the now, allows us to have the capacity to see a very bright future. You, Marissa, are a very large, and important piece of why we are headed into a future that is as welcoming and exciting as it has become. Melissa and I are impressed with your business acumen and tenacity. We knew that was what was needed when dealing with the institutions you had the unenviable task of working with. Fortunately for us, you knew what you were going into and what was going to be needed. Bottom line for us is that without you our world, our future would be completely different than the one we now find ourselves in. Melissa, and I thank you from the depths of our soul and count ourselves fortunate to have discovered a person of your abilities.
Thank You, Marissa, and OakTree Law.
— Henry & Melissa, Chino Hills
I was referred to OakTree Law from another person that was helped by one of the owners of Oak Tree Law, so it gave me the confidence that they could really help me, because my mortgage company would not help me, and I had already been scammed by another Law Firm.
I had tried for two years to work directly with my mortgage company, but they rejected my loan modification at least 5 times, and each time they used a different excuse for not approving my loan modification.
OakTree Law was almost a 100 miles away from where I lived, but I had already experienced another Law Firm stealing five thousand dollars from me yet they did not help me, so I accepted help from OakTree Law since I knew another person that had been helped by them.
Even though OakTree Law was a two hour drive for me, it was well worth the drive since they were the only ones that I found who could help me.
They know what to do and how to do it. My loan modification was finally approved when others had failed to help me. I whole heartedly recomend OakTree Law.
— Larry W., Camarillo
“An honest law team with easy to understand instructions. I am so pleased with the advice and humility.”
I called OakTree Law with what I thought was a huge problem concerning a issue with a property that I needed to have power of attorney over. I was able to get the exact information over the phone for free. They did not try to swindle me out of money. He even advised me to try to complete the steps on my own before I paid any money to OakTree law. This was exactly what I was in need of. An honest law team with easy to understand instructions. I am so pleased with the advice and humility. Thank you so much.
— Arneshia B., Compton
I can't believe what happened to me today! I feel like I have won the lottery, actually I have. I won the mortgage lottery and I owe it all to "OakTree Law".
I have been working on a mortgage modification for my home since 2007. I have spoken to every company out there and have paid several companies to modify my loan and have had absolutely no results until now. And what great results I have received from OakTree Law and their staff.
My story started in January 2007 and was told by a firm "don't worry you will get your modification done in no time and will save a fortune". By July I found out on my own that my house was going to foreclose in 2 days and I needed $27,000.00 in order to save it. Fortunately, I was able to scramble and get the money together from family and friends and was able to save the house. I cried all night and prayed all night that I could get all the money together and be able to drive it to San Diego by 4 pm and save the house. I did not know how I would tell my children that we lost out home. I thought I would be the biggest failure as a parent if this would happen.
Mu original loan was for about $618,000.00n with a $5000.00 payment at n7.3% interest. My new payment went up to n$7,500.00 with the same interest rate to pay back the monies I was behind. I could only make this payment for a few months and I continued to struggle. I then sought out other loan modification companies and they took my money and always came back with the same answer....:Your loan is held by a group of investors and they do not want to modify your loan".
In the fall of 2011n I heard an accountant advertise his firm and said that he had all the key people from various lending institutions working for him and he had a 95% success rate. So I called him up, made an appointment and he told me I was a lost cause. Mind you this whole time I was always just 1 payment away from foreclosure.
Then it happened, my loan was sold to OCWEN and because I was behind in my payments close to $100,000.00 they told me I was only able to make a payment if I paid the past due in full. It was all or nothing! I then started to panic. I couldn't come up with that kind of money in this kind of an economy.
That's when I remembered I had met Rex from OakTree Law and I called him. I went to him on December 27, 2011 and was practically in tears and begged him to help me. Rex was so kind and told me what had to be done, we did everything in one meeting and he made no promises. He just told me OakTree Law would do their best and I should relax, pray and do what was expected of me in order to have success with the modification. Rex made me feel better and fave me hope.
He worked with me in every way. My with late fees and interest is now at $698,000.00 at 7.3% and today has been reduced $300,000.00 and is at 2% interest. This means $300,000.00 of my principle just went away. Hard to believe, this is money I no longer owe. My payment was almost $5000.00 and now is $1587.00. This is crazy! When OakTree Law told me this I said please verify this, I can't believe this. They called me back and said this is correct!
This is why if you need your loan modified and have tried everything you really haven't........ because you have not tried OakTree Law. This took 4 months and now I can sleep at night knowing my children will be able to grow up in the house they know as their home.
THANKS "OAKTREE LAW"! You have changed my life!
— Chantal B., Claremont
Don't hesitate to call them. They don't play games and are not con artists. MANY people we know got taken for thousands of dollars by other companies without any results in modifying their loans and lost their homes. Some were so exhausted they gave up. Don't give up, make this one last call.!!! We refer everyone here.
Our situation was crazy as it gets and it took a while extending the sale date monthly but we got our principal reduced $243,000.00-yes almost a quarter of a million dollars off the loan balance and an interest rate of 3.875% over a year ago. It was so good we weren't sure that it was real.
Round one down, now for round two. I have tax issues and need to file BK and I am going back with all the confidence in the world that it will be okay. We made payments last time and they are willing to take them again. Thank Heaven literally for OakTree Law. I can't wait to start over. Like you, we aren't losers just good people that made bad decisions and had things beyond our control happen. Do not feel ashamed to tell them your story and seek help. They WILL help you and not make you feel bad about having to take the legal steps to gain your life back and get a good night's sleep again. They are not expensive. You would expect people this good to be out of your price range, not true! Call! Ours was a huge success story and I am sure yours will be too. If they couldn't help I am 100% sure they would say so up front.
— Mary L., Anaheim
Excellent service! Called into OakTree Law and had a meeting with Mark Hoffman within 24hrs. With all the bad information coming from the banks it was extremely reassuring to speak with someone who has a thorough knowledge of my position and get a professional outline of what my rights and options were.
— Jed W., Orange