“These guys go above and beyond. They work hard for you.”
I was extremely hesitant to go through with a modification or even attempt the process. I was leery of the process and unsure from all the horror stories I've heard. Marissa from OakTree Law was a blessing. She walked me through the whole process. Everything she told me to do, I did. Everything she said she would handle, was handled. I had questions for their attorney... she was available anytime I needed to talk to her. Ed was also available whenever I had questions in the final stages with the modification offers from the lenders. These guys go above and beyond. They work hard for you. I know I did not only one mod but two. I was able to modify a jumbo loan on my primary residence and also on an income property I own. These people really stuck to their word. I cannot recommend them enough. I was in good hands. Thanks OakTree Law!!!! Your help Is truly appreciated.
— Deana G., Sun Valley
Thanks OakTree Law for helping me stay in my home:
I find that it is not just neat, but absolutely great when you can get the help you need at a critical time.
My home was/is upside down, I was unable to pay the mortgage, and I needed help to stay in my home. How I got into this circumstance is not relevant, but I will tell you anyway.
I used to own five rental properties purchased with equity from my primary home, which is now under water. And then the bottom fell from real estate investments. Rental houses were now worth less and I couldn’t rent them for enough to cover costs, and so I began to lose money – first the rental properties, and then I was about to lose the home in which I have lived 23 years.
I had talked to friends and colleagues who had coordinated their own loan modification successfully, and yet I needed help right now to avoid foreclosure. I didn’t have time for trial and error…
OakTree Law gave me 60 minutes of free consulting during which I saw the light at the end of the tunnel. I had talked to other companies that offered free consulting; they didn’t stand out as did OakTree Law.
Two weeks later I told Marissa I wanted to work with her, she told me what documentation to assemble, and we arranged our next meeting. I will tell you than I consider myself rather well organized, which made it quite easy to meet Marissa’s documentation requirements.
My second and last meeting with Marissa lasted 2 hours during which time I filled in forms, she assembled financial information before calling and establishing prerequisite arrangements with mortgage servicer, I crafted a hardship letter, and all the required documentation was faxed to mortgage servicer then and there.
Three weeks later I was informed by mortgage servicer I had been accepted for trial loan modification. I have since completed trial payments and loan mod is now permanent. My monthly mortgage is reduced from $2,540 to $1,325, a reduction of more than $1,200/month. Specifics of my loan modification include a 2% interest rate; maturity is extended to 40 years, and forbearance in the amount of $110,000.
Thank you, OakTree Law for your efficiency and your effectiveness. Thank you, Marissa for being so good at what you do. You knew what was needed, when it would be needed, you knew the ins and outs of the process and you went about it with a purposefulness I genuinely appreciate and admire. Marissa, you ROCK…
With much appreciation,
Herman Powells
— Herman P., Inglewood
I have tried on my own 3x's with NACA to go face to face with my lender, Indymac. I had an adjustable pay option that would be adjusting this July. I was also underwater. Each time I was turned down because I was current and that my payment was within 31% of my income. Even though I was being proactive and trying to prevent a foreclosure, they wouldn’t help me. So this past January, my wife and I went to OakTree Law and got the results we needed. By March we received a 3mos. trial modification to start in April. Before our June payment, we received our permanent modification agreement! They offered a 2% for 5yrs, 3% for one yr, and 3.875% for 34yrs., plus removed $87K off the principle balance. Thank you Jesus Christ, and thank you OakTree Law for saving my family's home! Continue praying, "Ask and you shall receive".
— Tony M., Chino
I contacted OakTree Law with hesitation but, after speaking and meeting Marissa, my financial situation changed tremendously. Marissa and Russ did an exceptional job with my situation saving me $795 per month on my mortgage, that is a $9,540 saving per year. If your experiencing your home being upside down with a high mortgage, I suggest you contact OakTree Law for guidance. They, do return your phone calls, they answer all of your questions, and they walked you through the process. I am most appreciative, and I thank OakTree Law for making my home affordable to live in for years to come.
— Trasquita L. Compton
OakTree Law is a fantastic law firm when it comes to Loan Modification. Atty. Mark Hoffman and his assistant Jennifer Leonard both did a fantastic job and I highly recommend the firm to everyone.
— Richard D., Sylmar
“She gathered more information and did more for me during my FREE initial visit than my entire 3 years with another attorney. It took Julie 4 days to file the appeal and get my case back in order.”
***PLEASE READ THIS***
I have never given a review before but I am compelled to do so. My family had enjoyed a stable living and income until my husband began to have serious unexplained medical issues. He was not able to contribute financially and with only my income for my family, bills began to add up quick. After exhausting our savings, my daughters college fund and selling what assets we could, we had no choice but to file for bankruptcy protection to save our home. We decided as a family that we would walk away from the home that we loved because there was no other recourse. Days later we were notified by my husbands Dr. that he was diagnosed with MS. Devastated, I can only describe our situation as dire. I heard an ad on KFI about OakTree Law. The radio announcer sounded sincere about their reputation and after a day or so I called. I was EXTREMELY hesitant to talk to another lawyer but the minute I spoke to Julie Villalobos it was apparent that she cared......yes, cared! She gathered more information and did more for me during my FREE initial visit than my entire 3 years with another attorney. It took Julie 4 days to file the appeal and get my case back in order. We continued filing motions for an additional year so that I could juggle my finances and send my daughter to college. Just last month I made my last bankruptcy payment and my case is closed! Julie and her team not only helped and did their job, they put a personal touch on the case by giving it their full attention and keeping me updated through email, phone calls, emails and texting. Julie is tenacious. I can't believe the difference in services. I have now begun the Loan Modification process with Marissa Pitts at Oaktree. Things are flying by and we should be filing next week. I know better days are on the horizon and can only say that the radio ad set my family on a new course......THANK YOU OAK TREE LAW.
— Sonia M., Whittier