My uncle Tito referred us to Marissa Pitts at OakTree law after his Modification got approved within 30 days. We decided to try out OakTree Law after trying to Modify our loan for a year with Bank of America which kept denying us. I made my appointment with Marissa Pitts. She was very professional and detailed in explaining us the whole process. We just got our Modification approved a couple of days ago and she saved us $600.00 on our monthly payment and also explained to us she was going to put us through a program for interest forgiveness or principal reduction which would bring our mortgage payment even lower. We are very happy and will refer her to everyone that we know that needs help with the Modification. I want to thank Marissa and Jennifer and the whole team at OakTree Law for caring.
— Arcelia G., Granada Hills
Everyone in the group was knowledgeable and helpful in saving my home. They know the correct formulas and are there to answer (and go along side you) your fears and questions. I had a predatory loan and when I fell behind on payments when the wife lost her job, OakTree advised me on the next steps. They got me a $150 K loan reduction and a loan mod with a very low interest rate. I am grateful for all their help.
— Ronald & Claire N., Orange
Don't hesitate to call them. They don't play games and are not con artists. MANY people we know got taken for thousands of dollars by other companies without any results in modifying their loans and lost their homes. Some were so exhausted they gave up. Don't give up, make this one last call.!!! We refer everyone here.
Our situation was crazy as it gets and it took a while extending the sale date monthly but we got our principal reduced $243,000.00-yes almost a quarter of a million dollars off the loan balance and an interest rate of 3.875% over a year ago. It was so good we weren't sure that it was real.
Round one down, now for round two. I have tax issues and need to file BK and I am going back with all the confidence in the world that it will be okay. We made payments last time and they are willing to take them again. Thank Heaven literally for OakTree Law. I can't wait to start over. Like you, we aren't losers just good people that made bad decisions and had things beyond our control happen. Do not feel ashamed to tell them your story and seek help. They WILL help you and not make you feel bad about having to take the legal steps to gain your life back and get a good night's sleep again. They are not expensive. You would expect people this good to be out of your price range, not true! Call! Ours was a huge success story and I am sure yours will be too. If they couldn't help I am 100% sure they would say so up front.
— Mary L., Anaheim
If anyone is looking for a law firm to help them, Oaktree Law is who you will want to go to. I went to them with a sale date and the bank was telling me I had to pay them 55,000.00 dollars to save my home or do a chapter 13 bankruptcy. I sat down with OakTree law and not only were they able to prequalify me over the phone before I paid them but they also modified my loan and kept me from having to lose it. The modification I received from my bank was still too high and OakTree Law was able to re-qualify me for the government modification. My bank had denied me from that modification due to my arrearage being so high. If anyone is facing problems with their home I definitely recommend you give them a call. Thank you OakTree Law.
— Jaime O., Lakewood
Heard about OakTree Law on KFI and e-mailed them. Rex called me back and although they could not help because of my loan type, he was very candid and professional. I will probably use one of their other services in the future.
— Michael M., Los Angeles
Thanks OakTree Law for helping me stay in my home:
I find that it is not just neat, but absolutely great when you can get the help you need at a critical time.
My home was/is upside down, I was unable to pay the mortgage, and I needed help to stay in my home. How I got into this circumstance is not relevant, but I will tell you anyway.
I used to own five rental properties purchased with equity from my primary home, which is now under water. And then the bottom fell from real estate investments. Rental houses were now worth less and I couldn’t rent them for enough to cover costs, and so I began to lose money – first the rental properties, and then I was about to lose the home in which I have lived 23 years.
I had talked to friends and colleagues who had coordinated their own loan modification successfully, and yet I needed help right now to avoid foreclosure. I didn’t have time for trial and error…
OakTree Law gave me 60 minutes of free consulting during which I saw the light at the end of the tunnel. I had talked to other companies that offered free consulting; they didn’t stand out as did OakTree Law.
Two weeks later I told Marissa I wanted to work with her, she told me what documentation to assemble, and we arranged our next meeting. I will tell you than I consider myself rather well organized, which made it quite easy to meet Marissa’s documentation requirements.
My second and last meeting with Marissa lasted 2 hours during which time I filled in forms, she assembled financial information before calling and establishing prerequisite arrangements with mortgage servicer, I crafted a hardship letter, and all the required documentation was faxed to mortgage servicer then and there.
Three weeks later I was informed by mortgage servicer I had been accepted for trial loan modification. I have since completed trial payments and loan mod is now permanent. My monthly mortgage is reduced from $2,540 to $1,325, a reduction of more than $1,200/month. Specifics of my loan modification include a 2% interest rate; maturity is extended to 40 years, and forbearance in the amount of $110,000.
Thank you, OakTree Law for your efficiency and your effectiveness. Thank you, Marissa for being so good at what you do. You knew what was needed, when it would be needed, you knew the ins and outs of the process and you went about it with a purposefulness I genuinely appreciate and admire. Marissa, you ROCK…
With much appreciation,
Herman Powells
— Herman P., Inglewood