Thanks for helping me on my loan modification. I tried to do it myself, but just ran into dead ends dealing with Bank of America. After going through the process with OakTree Law working with me, I know it wouldn’t have been possible without their help. Loan mods require professional assistance from an attorney who knows what they are doing and who will stand up to banks and ensure that the bank’s employees won’t deny you a modification due to incompetence. I also appreciate their honest way of doing business and only accepting cases they know are able to modify, quite contrary to other horror stories I’ve heard of. I would recommend them to anyone I know who is contemplating a loan mod.
We Are Still Open
We remain fully functioning during this time and will continue work on all existing cases. The court system is still allowing us to file cases. We are still accepting new consultations over the phone.
However, our office locations will be closed to the public. Key staff will remain in the office to handle all necessary case work.
All of our current phone numbers are currently working. Please do not hesitate to call if you have any questions. We are all available as normal. Our main line is (800) 535-1627.
I can't believe what happened to me today! I feel like I have won the lottery, actually I have. I won the mortgage lottery and I owe it all to "OakTree Law". I have been working on a mortgage modification for my home since 2007. I have spoken to every company out there and have paid several companies to modify my loan and have had absolutely no results until now. And what great results I have received from OakTree Law and their staff. My story started in January 2007 and was told by a firm "don't worry you will get your modification done in no time and will save a fortune". By July I found out on my own that my house was going to foreclose in 2 days and I needed $27,000.00 in order to save it. Fortunately, I was able to scramble and get the money together from family and friends and was able to save the house. I cried all night and prayed all night that I could get all the money together and be able to drive it to San Diego by 4 pm and save the house. I did not know how I would tell my children that we lost out home. I thought I would be the biggest failure as a parent if this would happen. Mu original loan was for about $618,000.00n with a $5000.00 payment at n7.3% interest. My new payment went up to n$7,500.00 with the same interest rate to pay back the monies I was behind. I could only make this payment for a few months and I continued to struggle. I then sought out other loan modification companies and they took my money and always came back with the same answer....:Your loan is held by a group of investors and they do not want to modify your loan". In the fall of 2011n I heard an accountant advertise his firm and said that he had all the key people from various lending institutions working for him and he had a 95% success rate. So I called him up, made an appointment and he told me I was a lost cause. Mind you this whole time I was always just 1 payment away from foreclosure. Then it happened, my loan was sold to OCWEN and because I was behind in my payments close to $100,000.00 they told me I was only able to make a payment if I paid the past due in full. It was all or nothing! I then started to panic. I couldn't come up with that kind of money in this kind of an economy. That's when I remembered I had met Rex from OakTree Law and I called him. I went to him on December 27, 2011 and was practically in tears and begged him to help me. Rex was so kind and told me what had to be done, we did everything in one meeting and he made no promises. He just told me OakTree Law would do their best and I should relax, pray and do what was expected of me in order to have success with the modification. Rex made me feel better and fave me hope. He worked with me in every way. My with late fees and interest is now at $698,000.00 at 7.3% and today has been reduced $300,000.00 and is at 2% interest. This means $300,000.00 of my principle just went away. Hard to believe, this is money I no longer owe. My payment was almost $5000.00 and now is $1587.00. This is crazy! When OakTree Law told me this I said please verify this, I can't believe this. They called me back and said this is correct! This is why if you need your loan modified and have tried everything you really haven't........ because you have not tried OakTree Law. This took 4 months and now I can sleep at night knowing my children will be able to grow up in the house they know as their home. THANKS "OAKTREE LAW"! You have changed my life!
— Chantal B., Claremont
Thank You OakTree Law, We thought we were at the end of our rope and these experts helped us get the modification we needed along with a very low interest rate on a 40 year jumbo loan. We did not qualify for any help and had exhausted our options. Marissa was great! Thanks again to OakTree Law!
— Lori D., Camarillo
OakTree Law tells you the fees upfront are very polite, sincere and work hard for you. I went to them for a loan modification and quickly learned how fast and thorough they were. OakTree Law saved me over $51,000 dollars and a lot of worries. Thank you all so much at OakTree & Tim Conway Jr. at KFI 640AM.
— John M., Ontario
Excellent service! Called into OakTree Law and had a meeting with Mark Hoffman within 24hrs. With all the bad information coming from the banks it was extremely reassuring to speak with someone who has a thorough knowledge of my position and get a professional outline of what my rights and options were.
— Jed W., Orange
So happy with the service! I did not want to go here but my boyfriend talked me into it. My mortgage was reduced $500. I no longer have to rent a room out to pay my ever rising mortgage payment. Rex and Jennifer were great. Especially Jennifer who kept in constant contact to make sure things went smooth. Best investment you can make to keep your home.
— Amy C., Long Beach
I had heard loan mods are hard to accomplish but with OakTree I had great success. No problems with hard to fill out forms or language that takes an enterperter to understand. OakTree walk with me from beginning to end. Any questions I had were simply explained and every phone call was answered by a live person on he other end. I hate " leave a message and we will get back to you" and it never happened with OakTree. My bank seemed to drag there feet at a loan modification and it was OakTree that remained patient and persistent. They continued to call the bank on a daily bases and were relentless until my modification was complete. The bank had turned my case over to at least three different employees and each had to start the review from the beginning to find out where the process was. OakTree stayed on top of them and where I would have given up, they pushed forward and finalized the modification. I truly believe I could not have achieved a loan modification on my own and needed them in order to get it done. I sound like a commercial but in fact, I found them from a friends recommendation and have no ties with their company. Simply stated I could not be happier. They saved me from losing my house in a bad economy and I owe them this review out of respect for what they do.
— Darren, Lake Elsinore
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