Antonio L., Marina Del Rey

Thanks for helping me on my loan modification. I tried to do it myself, but just ran into dead ends dealing with Bank of America. After going through the process with Oaktree Law working with me, I know it wouldn’t have been possible without their help. Loan mods require professional assistance from an attorney who knows what they are doing and who will stand up to banks and ensure that the bank’s employees won’t deny you a modification due to incompetence. I also appreciate their honest way of doing business and only accepting cases they know are able to modify, quite contrary to other horror stories I’ve heard of. I would recommend them to anyone I know who is contemplating a loan mod.

I had heard loan mods are hard to accomplish but with Oak Tree I had great success. No problems with hard to fill out forms or language that takes an enterperter to understand. Oak Tree walk with me from beginning to end. Any questions I had were simply explained and every phone call was answered by a live person on he other end. I hate " leave a message and we will get back to you" and it never happened with Oak Tree. My bank seemed to drag there feet at a loan modification and it was Oak Tree that remained patient and persistent. They continued to call the bank on a daily bases and were relentless until my modification was complete. The bank had turned my case over to at least three different employees and each had to start the review from the beginning to find out where the process was. Oak Tree stayed on top of them and where I would have given up, they pushed forward and finalized the modification. I truly believe I could not have achieved a loan modification on my own and needed them in order to get it done. I sound like a commercial but in fact, I found them from a friends recommendation and have no ties with their company. Simply stated I could not be happier. They saved me from losing my house in a bad economy and I owe them this review out of respect for what they do.

— Darren, Lake Elsinore

I can't believe what happened to me today! I feel like I have won the lottery, actually I have. I won the mortgage lottery and I owe it all to "Oak Tree Law".I have been working on a mortgage modification for my home since 2007. I have spoken to every company out there and have paid several companies to modify my loan and have had absolutely no results until now. And what great results I have received from Oak Tree Law and their staff.My story started in January 2007 and was told by a firm "don't worry you will get your modification done in no time and will save a fortune". By July I found out on my own that my house was going to foreclose in 2 days and I needed $27,000.00 in order to save it. Fortunately, I was able to scramble and get the money together from family and friends and was able to save the house. I cried all night and prayed all night that I could get all the money together and be able to drive it to San Diego by 4 pm and save the house. I did not know how I would tell my children that we lost out home. I thought I would be the biggest failure as a parent if this would happen.Mu original loan was for about $618,000.00n with a $5000.00 payment at n7.3% interest. My new payment went up to n$7,500.00 with the same interest rate to pay back the monies I was behind. I could only make this payment for a few months and I continued to struggle. I then sought out other loan modification companies and they took my money and always came back with the same answer....:Your loan is held by a group of investors and they do not want to modify your loan".In the fall of 2011n I heard an accountant advertise his firm and said that he had all the key people from various lending institutions working for him and he had a 95% success rate. So I called him up, made an appointment and he told me I was a lost cause. Mind you this whole time I was always just 1 payment away from foreclosure.Then it happened, my loan was sold to OCWEN and because I was behind in my payments close to $100,000.00 they told me I was only able to make a payment if I paid the past due in full. It was all or nothing! I then started to panic. I couldn't come up with that kind of money in this kind of an economy.That's when I remembered I had met Rex from Oak Tree Law and I called him. I went to him on December 27, 2011 and was practically in tears and begged him to help me. Rex was so kind and told me what had to be done, we did everything in one meeting and he made no promises. He just told me Oak Tree Law would do their best and I should relax, pray and do what was expected of me in order to have success with the modification. Rex made me feel better and fave me hope.He worked with me in every way. My with late fees and interest is now at $698,000.00 at 7.3% and today has been reduced $300,000.00 and is at 2% interest. This means $300,000.00 of my principle just went away. Hard to believe, this is money I no longer owe. My payment was almost $5000.00 and now is $1587.00. This is crazy! When Oak Tree Law told me this I said please verify this, I can't believe this. They called me back and said this is correct!This is why if you need your loan modified and have tried everything you really haven't........ because you have not tried Oak Tree Law. This took 4 months and now I can sleep at night knowing my children will be able to grow up in the house they know as their home.THANKS "OAK TREE LAW"! You have changed my life!

— Chantal B., Claremont

Oaktree Law is awesome! I was literally about to walk away from my home because I was getting nowhere with B of A and felt hopeless. Until, I heard the radio commercial and called. Long story short I kept my home and got my interest rate reduced from 7.25 to 3.875 percent. Im now stress free and opening up the next chapter in my life thanks to the assistance of Oaktree Law. Marissa Pitts is a great person that assured me the whole time with great confidence that my modification would happen. And it did, but not overnight. So be patient and believe in Oaktree.

— Steve Ortiz, La Mirada

Everyone in the group was knowledgeable and helpful in saving my home. They know the correct formulas and are there to answer (and go along side you) your fears and questions. I had a predatory loan and when I fell behind on payments when the wife lost her job, Oaktree advised me on the next steps. They got me a $150 K loan reduction and a loan mod with a very low interest rate. I am grateful for all their help.

— Ronald & Claire N., Orange

“An honest law team with easy to understand instructions. I am so pleased with the advice and humility.”

I called Oaktree Law with what I thought was a huge problem concerning a issue with a property that I needed to have power of attorney over. I was able to get the exact information over the phone for free. They did not try to swindle me out of money. He even advised me to try to complete the steps on my own before I paid any money to Oaktree law. This was exactly what I was in need of. An honest law team with easy to understand instructions. I am so pleased with the advice and humility. Thank you so much.

— Arneshia B., Compton

Oaktree Law has helped me in a major way. They were the driving force in my receiving my loan mod. They walked me through every step with perfection which caused a great deal of stress to be removed off of me. So with this being said I give Oaktree Law a 5 star rating in service.

— David W., Corona