Thanks for helping me on my loan modification. I tried to do it myself, but just ran into dead ends dealing with Bank of America. After going through the process with Oaktree Law working with me, I know it wouldn’t have been possible without their help. Loan mods require professional assistance from an attorney who knows what they are doing and who will stand up to banks and ensure that the bank’s employees won’t deny you a modification due to incompetence. I also appreciate their honest way of doing business and only accepting cases they know are able to modify, quite contrary to other horror stories I’ve heard of. I would recommend them to anyone I know who is contemplating a loan mod.
We Are Still Open
We remain fully functioning during this time and will continue work on all existing cases. The court system is still allowing us to file cases. We are still accepting new consultations over the phone.
However, our office locations will be closed to the public. Key staff will remain in the office to handle all necessary case work.
All of our current phone numbers are currently working. Please do not hesitate to call if you have any questions. We are all available as normal. Our main line is (800) 535-1627.
I had heard loan mods are hard to accomplish but with Oak Tree I had great success. No problems with hard to fill out forms or language that takes an enterperter to understand. Oak Tree walk with me from beginning to end. Any questions I had were simply explained and every phone call was answered by a live person on he other end. I hate " leave a message and we will get back to you" and it never happened with Oak Tree. My bank seemed to drag there feet at a loan modification and it was Oak Tree that remained patient and persistent. They continued to call the bank on a daily bases and were relentless until my modification was complete. The bank had turned my case over to at least three different employees and each had to start the review from the beginning to find out where the process was. Oak Tree stayed on top of them and where I would have given up, they pushed forward and finalized the modification. I truly believe I could not have achieved a loan modification on my own and needed them in order to get it done. I sound like a commercial but in fact, I found them from a friends recommendation and have no ties with their company. Simply stated I could not be happier. They saved me from losing my house in a bad economy and I owe them this review out of respect for what they do.
— Darren, Lake Elsinore
“She gathered more information and did more for me during my FREE initial visit than my entire 3 years with another attorney. It took Julie 4 days to file the appeal and get my case back in order.”
***PLEASE READ THIS*** I have never given a review before but I am compelled to do so. My family had enjoyed a stable living and income until my husband began to have serious unexplained medical issues. He was not able to contribute financially and with only my income for my family, bills began to add up quick. After exhausting our savings, my daughters college fund and selling what assets we could, we had no choice but to file for bankruptcy protection to save our home. We decided as a family that we would walk away from the home that we loved because there was no other recourse. Days later we were notified by my husbands Dr. that he was diagnosed with MS. Devastated, I can only describe our situation as dire. I heard an ad on KFI about Oaktree Law. The radio announcer sounded sincere about their reputation and after a day or so I called. I was EXTREMELY hesitant to talk to another lawyer but the minute I spoke to Julie Villalobos it was apparent that she cared......yes, cared! She gathered more information and did more for me during my FREE initial visit than my entire 3 years with another attorney. It took Julie 4 days to file the appeal and get my case back in order. We continued filing motions for an additional year so that I could juggle my finances and send my daughter to college. Just last month I made my last bankruptcy payment and my case is closed! Julie and her team not only helped and did their job, they put a personal touch on the case by giving it their full attention and keeping me updated through email, phone calls, emails and texting. Julie is tenacious. I can't believe the difference in services. I have now begun the Loan Modification process with Marissa Pitts at Oaktree. Things are flying by and we should be filing next week. I know better days are on the horizon and can only say that the radio ad set my family on a new course......THANK YOU OAK TREE LAW.
— Sonia M., Whittier
My uncle Tito referred us to Marissa Pitts at Oaktree law after his Modification got approved within 30 days. We decided to try out Oaktree Law after trying to Modify our loan for a year with Bank of America which kept denying us. I made my appointment with Marissa Pitts. She was very professional and detailed in explaining us the whole process. We just got our Modification approved a couple of days ago and she saved us $600.00 on our monthly payment and also explained to us she was going to put us through a program for interest forgiveness or principal reduction which would bring our mortgage payment even lower. We are very happy and will refer her to everyone that we know that needs help with the Modification. I want to thank Marissa and Jennifer and the whole team at Oaktree Law for caring.
— Arcelia G., Granada Hills
How do I say thank you to such great people. My bank was treating me like a dog. I would send in all the documents they wanted again and again. When they finally came back with what they said was help, they lowered my payment 37 dollars, that’s right 37 dollars…I came to Oaktree Law and with their guidance and help, I received a modification that lowered my payment by 824 dollars and brought it current. Thanks!
— Alaa Abdel M., Irvine
If anyone is looking for a law firm to help them, Oaktree Law is who you will want to go to. I went to them with a sale date and the bank was telling me I had to pay them 55,000.00 dollars to save my home or do a chapter 13 bankruptcy. I sat down with Oaktree law and not only were they able to prequalify me over the phone before I paid them but they also modified my loan and kept me from having to lose it. The modification I received from my bank was still too high and Oak Tree Law was able to re-qualify me for the government modification. My bank had denied me from that modification due to my arrearage being so high. If anyone is facing problems with their home I definitely recommend you give them a call. Thank you Oaktree Law.
— Jaime O., Lakewood
I have tried on my own 3x's with NACA to go face to face with my lender, Indymac. I had an adjustable pay option that would be adjusting this July. I was also underwater. Each time I was turned down because I was current and that my payment was within 31% of my income. Even though I was being proactive and trying to prevent a foreclosure, they wouldn’t help me. So this past January, my wife and I went to Oak Tree Law and got the results we needed. By March we received a 3mos. trial modification to start in April. Before our June payment, we received our permanent modification agreement! They offered a 2% for 5yrs, 3% for one yr, and 3.875% for 34yrs., plus removed $87K off the principle balance. Thank you Jesus Christ, and thank you Oak Tree Law for saving my family's home! Continue praying, "Ask and you shall receive".
— Tony M., Chino
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