WE CAN HELP

BANKRUPTCY & FORECLOSURE ATTORNEYS

Alaa Abdel M., Irvine

How do I say thank you to such great people. My bank was treating me like a dog. I would send in all the documents they wanted again and again. When they finally came back with what they said was help, they lowered my payment 37 dollars, that’s right 37 dollars…I came to Oaktree Law and with their guidance and help, I received a modification that lowered my payment by 824 dollars and brought it current. Thanks!

Thanks Oaktree Law for helping me stay in my home: I find that it is not just neat, but absolutely great when you can get the help you need at a critical time. My home was/is upside down, I was unable to pay the mortgage, and I needed help to stay in my home. How I got into this circumstance is not relevant, but I will tell you anyway. I used to own five rental properties purchased with equity from my primary home, which is now under water. And then the bottom fell from real estate investments. Rental houses were now worth less and I couldn’t rent them for enough to cover costs, and so I began to lose money – first the rental properties, and then I was about to lose the home in which I have lived 23 years. I had talked to friends and colleagues who had coordinated their own loan modification successfully, and yet I needed help right now to avoid foreclosure. I didn’t have time for trial and error… Oak Tree Law gave me 60 minutes of free consulting during which I saw the light at the end of the tunnel. I had talked to other companies that offered free consulting; they didn’t stand out as did Oak Tree Law. Two weeks later I told Marissa I wanted to work with her, she told me what documentation to assemble, and we arranged our next meeting. I will tell you than I consider myself rather well organized, which made it quite easy to meet Marissa’s documentation requirements. My second and last meeting with Marissa lasted 2 hours during which time I filled in forms, she assembled financial information before calling and establishing prerequisite arrangements with mortgage servicer, I crafted a hardship letter, and all the required documentation was faxed to mortgage servicer then and there. Three weeks later I was informed by mortgage servicer I had been accepted for trial loan modification. I have since completed trial payments and loan mod is now permanent. My monthly mortgage is reduced from $2,540 to $1,325, a reduction of more than $1,200/month. Specifics of my loan modification include a 2% interest rate; maturity is extended to 40 years, and forbearance in the amount of $110,000. Thank you, Oak Tree Law for your efficiency and your effectiveness. Thank you, Marissa for being so good at what you do. You knew what was needed, when it would be needed, you knew the ins and outs of the process and you went about it with a purposefulness I genuinely appreciate and admire. Marissa, you ROCK… With much appreciation, Herman Powells

— Herman P., Inglewood

Normally I do not give endorsements or recommend suppliers no matter how well they may have performed. However in this situation I decided to make an exception because it could help others realize the wonderful results we have achieved and possibly eliminate or reduce the tremendous stress associated with working with mortgage company's and lenders. I can't tell you how Oaktree Law took such a stressful and complicated situation from my family when I was at a dead end with Chase Bank, on getting a modification, which my wife, and I fought for over a period of 18 months with customer service, and this one, and that one, talking and no one caring, we were ready to just give it up. Then the faithful day, most would say fateful but faith is more to the point, that you entered our lives. From day one you put us at ease and immediately we felt as if our lives were headed back in a direction we knew and understood. Your knowledge of the system, especially Chase Bank, our lender, was critical. You explained the process, the cost, and what we could expect to happen. Surprisingly, it was exact and right on point. The satisfaction and contentment with what Oaktree helped us achieve has allowed us to move forward and back into our lives. Sounds weird to say back into and yet move forward but it does state how a peaceful continence, a sense of presence in the now, allows us to have the capacity to see a very bright future. You, Marissa, are a very large, and important piece of why we are headed into a future that is as welcoming and exciting as it has become. Melissa and I are impressed with your business acumen and tenacity. We knew that was what was needed when dealing with the institutions you had the unenviable task of working with. Fortunately for us, you knew what you were going into and what was going to be needed. Bottom line for us is that without you our world, our future would be completely different than the one we now find ourselves in. Melissa, and I thank you from the depths of our soul and count ourselves fortunate to have discovered a person of your abilities. Thank You, Marissa, and Oaktree Law.

— Henry & Melissa, Chino Hills

“She gathered more information and did more for me during my FREE initial visit than my entire 3 years with another attorney. It took Julie 4 days to file the appeal and get my case back in order.”

***PLEASE READ THIS*** I have never given a review before but I am compelled to do so. My family had enjoyed a stable living and income until my husband began to have serious unexplained medical issues. He was not able to contribute financially and with only my income for my family, bills began to add up quick. After exhausting our savings, my daughters college fund and selling what assets we could, we had no choice but to file for bankruptcy protection to save our home. We decided as a family that we would walk away from the home that we loved because there was no other recourse. Days later we were notified by my husbands Dr. that he was diagnosed with MS. Devastated, I can only describe our situation as dire. I heard an ad on KFI about Oaktree Law. The radio announcer sounded sincere about their reputation and after a day or so I called. I was EXTREMELY hesitant to talk to another lawyer but the minute I spoke to Julie Villalobos it was apparent that she cared......yes, cared! She gathered more information and did more for me during my FREE initial visit than my entire 3 years with another attorney. It took Julie 4 days to file the appeal and get my case back in order. We continued filing motions for an additional year so that I could juggle my finances and send my daughter to college. Just last month I made my last bankruptcy payment and my case is closed! Julie and her team not only helped and did their job, they put a personal touch on the case by giving it their full attention and keeping me updated through email, phone calls, emails and texting. Julie is tenacious. I can't believe the difference in services. I have now begun the Loan Modification process with Marissa Pitts at Oaktree. Things are flying by and we should be filing next week. I know better days are on the horizon and can only say that the radio ad set my family on a new course......THANK YOU OAK TREE LAW.

— Sonia M., Whittier

Don't hesitate to call them. They don't play games and are not con artists. MANY people we know got taken for thousands of dollars by other companies without any results in modifying their loans and lost their homes. Some were so exhausted they gave up. Don't give up, make this one last call.!!! We refer everyone here. Our situation was crazy as it gets and it took a while extending the sale date monthly but we got our principal reduced $243,000.00-yes almost a quarter of a million dollars off the loan balance and an interest rate of 3.875% over a year ago. It was so good we weren't sure that it was real. Round one down, now for round two. I have tax issues and need to file BK and I am going back with all the confidence in the world that it will be okay. We made payments last time and they are willing to take them again. Thank Heaven literally for Oaktree Law. I can't wait to start over. Like you, we aren't losers just good people that made bad decisions and had things beyond our control happen. Do not feel ashamed to tell them your story and seek help. They WILL help you and not make you feel bad about having to take the legal steps to gain your life back and get a good night's sleep again. They are not expensive. You would expect people this good to be out of your price range, not true! Call! Ours was a huge success story and I am sure yours will be too. If they couldn't help I am 100% sure they would say so up front.

— Mary L., Anaheim

Oak Tree Law is a fantastic law firm when it comes to Loan Modification. Atty. Mark Hoffman and his assistant Jennifer Leonard both did a fantastic job and I highly recommend the firm to everyone.

— Richard D., Sylmar

Oaktree Law tells you the fees upfront are very polite, sincere and work hard for you. I went to them for a loan modification and quickly learned how fast and thorough they were. Oaktree Law saved me over $51,000 dollars and a lot of worries. Thank you all so much at Oaktree & Tim Conway Jr. at KFI 640AM.

— John M., Ontario