Alaa Abdel M., Irvine

How do I say thank you to such great people. My bank was treating me like a dog. I would send in all the documents they wanted again and again. When they finally came back with what they said was help, they lowered my payment 37 dollars, that’s right 37 dollars…I came to Oaktree Law and with their guidance and help, I received a modification that lowered my payment by 824 dollars and brought it current. Thanks!

Thanks Oaktree Law for helping me stay in my home:I find that it is not just neat, but absolutely great when you can get the help you need at a critical time.My home was/is upside down, I was unable to pay the mortgage, and I needed help to stay in my home. How I got into this circumstance is not relevant, but I will tell you anyway.I used to own five rental properties purchased with equity from my primary home, which is now under water. And then the bottom fell from real estate investments. Rental houses were now worth less and I couldn’t rent them for enough to cover costs, and so I began to lose money – first the rental properties, and then I was about to lose the home in which I have lived 23 years.I had talked to friends and colleagues who had coordinated their own loan modification successfully, and yet I needed help right now to avoid foreclosure. I didn’t have time for trial and error…Oak Tree Law gave me 60 minutes of free consulting during which I saw the light at the end of the tunnel. I had talked to other companies that offered free consulting; they didn’t stand out as did Oak Tree Law.Two weeks later I told Marissa I wanted to work with her, she told me what documentation to assemble, and we arranged our next meeting. I will tell you than I consider myself rather well organized, which made it quite easy to meet Marissa’s documentation requirements.My second and last meeting with Marissa lasted 2 hours during which time I filled in forms, she assembled financial information before calling and establishing prerequisite arrangements with mortgage servicer, I crafted a hardship letter, and all the required documentation was faxed to mortgage servicer then and there.Three weeks later I was informed by mortgage servicer I had been accepted for trial loan modification. I have since completed trial payments and loan mod is now permanent. My monthly mortgage is reduced from $2,540 to $1,325, a reduction of more than $1,200/month. Specifics of my loan modification include a 2% interest rate; maturity is extended to 40 years, and forbearance in the amount of $110,000.Thank you, Oak Tree Law for your efficiency and your effectiveness. Thank you, Marissa for being so good at what you do. You knew what was needed, when it would be needed, you knew the ins and outs of the process and you went about it with a purposefulness I genuinely appreciate and admire. Marissa, you ROCK…With much appreciation,Herman Powells

— Herman P., Inglewood

“She gathered more information and did more for me during my FREE initial visit than my entire 3 years with another attorney. It took Julie 4 days to file the appeal and get my case back in order.”

***PLEASE READ THIS*** I have never given a review before but I am compelled to do so. My family had enjoyed a stable living and income until my husband began to have serious unexplained medical issues. He was not able to contribute financially and with only my income for my family, bills began to add up quick. After exhausting our savings, my daughters college fund and selling what assets we could, we had no choice but to file for bankruptcy protection to save our home. We decided as a family that we would walk away from the home that we loved because there was no other recourse. Days later we were notified by my husbands Dr. that he was diagnosed with MS. Devastated, I can only describe our situation as dire. I heard an ad on KFI about Oaktree Law. The radio announcer sounded sincere about their reputation and after a day or so I called. I was EXTREMELY hesitant to talk to another lawyer but the minute I spoke to Julie Villalobos it was apparent that she cared......yes, cared! She gathered more information and did more for me during my FREE initial visit than my entire 3 years with another attorney. It took Julie 4 days to file the appeal and get my case back in order. We continued filing motions for an additional year so that I could juggle my finances and send my daughter to college. Just last month I made my last bankruptcy payment and my case is closed! Julie and her team not only helped and did their job, they put a personal touch on the case by giving it their full attention and keeping me updated through email, phone calls, emails and texting. Julie is tenacious. I can't believe the difference in services. I have now begun the Loan Modification process with Marissa Pitts at Oaktree. Things are flying by and we should be filing next week. I know better days are on the horizon and can only say that the radio ad set my family on a new course......THANK YOU OAK TREE LAW.

— Sonia M., Whittier

Oaktree Law firm has helped me and my family not only save our home but thru Rex's professional knowledge of up to date opportunity's and laws pertaining to truth in mortgage and lending, we were able to have $188,000 forgiven from our principal, a bad arm loan changed to a 2.0% 30 year fixed rate........to my amazement once Oaktree Law had all the paperwork asked of me, it took only 30 days to get my new modification.Ii was directed to follow up weekly and they took the time to explain that beyond the law, the loan servicing company handling my case were people with a job to do, and having a open line of communication with them weekly helped me and them, to get to a end result that we will forever be grateful to Oaktree Law for. The right guidance and paper presentation it took to not only save our home but made it possible for us to regain a marketable home ....I will absolutely recommend Oaktree Law to family & friends............thanks again Oaktree!!

— Chris O., Upland

Oaktree Law has helped me in a major way. They were the driving force in my receiving my loan mod. They walked me through every step with perfection which caused a great deal of stress to be removed off of me. So with this being said I give Oaktree Law a 5 star rating in service.

— David W., Corona

I have tried on my own 3x's with NACA to go face to face with my lender, Indymac. I had an adjustable pay option that would be adjusting this July. I was also underwater. Each time I was turned down because I was current and that my payment was within 31% of my income. Even though I was being proactive and trying to prevent a foreclosure, they wouldn’t help me. So this past January, my wife and I went to Oak Tree Law and got the results we needed. By March we received a 3mos. trial modification to start in April. Before our June payment, we received our permanent modification agreement! They offered a 2% for 5yrs, 3% for one yr, and 3.875% for 34yrs., plus removed $87K off the principle balance. Thank you Jesus Christ, and thank you Oak Tree Law for saving my family's home! Continue praying, "Ask and you shall receive".

— Tony M., Chino

I had found Oaktree Law through one of their ads. I called and spoke to one of their staff who turned out to be very knowledgeable. Personally, I hate it whenever I speak to a "salesperson" who does not know much or anything about the technical details I am calling about. With Oaktree Law, that was not the case and in fact, while we were on that initial phone call, she punched #'s on a calculator and thought my case was one that was "do-able". She also looked up my property market value on an online site and so therefore she had something to base her thinking on. ---as opposed to wishful thinking. All of that was done on my 1st call and so I felt that it was worthwhile to drive to their office about an hour from me and talk in person. Again, I was able to meet the staff who actually does the work,talks with the lender,etc so that made me feel confident it was worth a chance. Oaktree started working on my case in Jan and reached a successful modification in May. So, I can recommend Oaktree as very competent--and they answer the phones as well!--- which is something I always put a lot of stock in.

— Scott P., Santa Monica