What Is Loss Mitigation?

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A job loss, pile of medical bills, or other financial hardship can lead a homeowner to face the prospect of foreclosure. In the mortgage-servicing industry, “loss mitigation” is when borrowers and loan servicers work together to lessen the loss when the borrower defaults. The lender, sometimes referred to as an investor, can take on less […]

Bankruptcy Options for the Self-Employed

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The bankruptcy process can be challenging, especially if you’re self-employed. Proof of income is one of the major factors in a bankruptcy case. When you’re not getting a paycheck from an employer, this presents unique issues; self-employed individuals, sole proprietors, and independent contractors don’t always have paystubs that immediately verify their income. Self-employed workers, just […]

How to Choose a Notary Public

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Finding the right person to stamp your documents doesn’t sound very hard. But not all notary publics are the same; the legal requirements have changed, and notary services have become more diversified. Here are some tips on choosing a state-appointed notary public, plus information on our notary services at OakTree Law. What Does a Notary […]

Employer Liability and Defense: COVID-19 Litigation in California

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The world has been turned inside-out by the continued spread of the novel coronavirus. Millions of families have suffered the death of a loved one or watched their livelihoods slip away. The United States has been unwittingly center stage in the COVID-19 global health crisis. With mandatory quarantines, widespread business closures, and questionable stimulus efforts […]