How to Create an Estate Planning Checklist

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The idea of estate planning can be intimidating to some; that’s understandable. But planning your estate is an absolute necessity in the event that anything should happen to you that results in your death. Having an estate plan in place absolves your family members and heirs from future legal woes and saves them a trip […]

Writing a Hardship Letter for Foreclosure Defense

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These are undeniably tough economic times for most Americans. Job loss is at an all-time high and while there is a temporary moratorium on evictions and foreclosures, that may not be the case for much longer. If you have fallen behind on your mortgage and are thinking about applying for a loan modification, short sale, […]

List of Banks & Creditors Offering COVID-19 Financial Relief

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The spread of the coronavirus has crippled working Americans and put their financial future in jeopardy. As the nation begins to reopen, much uncertainty still lingers. The United States government rolled out stimulus checks and small business loans, and state unemployment programs have offered added relief until the end of July. Banks and creditors have […]

What You Should Do With Your Stimulus Check

Stimulus Check

On March 27th the United States government passed the CARES Act. The Senate approved a $2 trillion stimulus bill to keep the economy afloat and sustain Americans’ immediate needs amid the ongoing coronavirus pandemic. Unemployment claims have skyrocketed and broken previous records. In the last two months alone, more than 26 million people have filed […]

Bankruptcy Steps to Take After Quarantine

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If you’ve been considering bankruptcy, but the coronavirus pandemic has delayed your decision, here are some steps you can take now. The #QuarantineLife is first starting to end as U.S. businesses begin to open up. States are lifting COVID-19 restrictions at different paces. Even if you haven’t gotten out of quarantine yet, your state is […]

Coronavirus (COVID-19): Impacts on the California Housing Market

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Homebuying typically picks up in the spring, but with a pandemic and rapidly deteriorating economy, the long-term impacts on the housing market remain uncertain. A Zillow study released in March 2020 tracked housing trends during previous pandemics. It concluded that home sales dropped dramatically during outbreaks while home prices remained even or decreased slightly. Overall, […]

How to Prepare for the Next Recession

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Even before the coronavirus pandemic, economists were warning of a possible recession in 2020. Trade issues with China, economic declines in other regions, flat global industrial production, and increasing personal debt are just some factors that have been stressing the U.S. economy. The longest economic expansion in history appears to have ended, with 10 million […]